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Author: CARI-MAL

Golongan kaya Malaysia perlu RM3.61 juta untuk bersara selesa – Laporan HSBC

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Post time 5-11-2024 07:18 PM From the mobile phone | Show all posts
berita recycle setiap bbrp bulan tapi nombor berubah2
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Post time 5-11-2024 07:53 PM From the mobile phone | Show all posts
kalau hidup sederhana...tak berlagak mewah..husband and wife jer..i think below 3M pun cukup..
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Post time 5-11-2024 09:41 PM From the mobile phone | Show all posts
kepompong replied at 5-11-2024 07:15 PM
marhean ada byk kategori
B40 sedar diri
B40 taste T20

Iols m40 hidup sederhana tapi kena pekena mkn oberc..

Baper nak kena menabung ni?
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Post time 5-11-2024 09:41 PM From the mobile phone | Show all posts
mrsLucky replied at 5-11-2024 07:53 PM
kalau hidup sederhana...tak berlagak mewah..husband and wife jer..i think below 3M pun cukup..

Nak dpt 1M pun sukarrrrr
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Post time 6-11-2024 07:55 AM | Show all posts
lurve82 replied at 5-11-2024 02:51 PM
tu la..klu epf laki dgn gratuiti habis..mmg guna pencen iols je la...lg 30thn klu hidup lg masa tu ...

ai rs kehidupan 20 thn lepas lg tenang dan xserabut..idup skang ni mmg celik mata je pk duit..tipulah yg kate xde duit pon leh bahagia dgn cara tersendiri..tp terlalu risau memikir after retirement life pon x bagus gak.kang jd anxiety..and yes,mahal weh kalau shelter utk warga emas yg elok2 ni..yg mur mur tu tau je la kan camne pulak...kalau u ade graduiti maksudnye u PA la kan?means u pakai je la kad pencen masuk GH..setakat ni benefit ok lg wlupon nmpk gaye mcm nak dikurangkan subsidi dlm perubatan.
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Post time 6-11-2024 07:57 AM | Show all posts
nw111 replied at 5-11-2024 05:07 PM
Ada my friend cakap..dia x pernah doa mintak umur pjg..sbb ajal tu Allah dh tetapkan..tapi kalau   ...

ai teringin jugak nak umur pjg ..nak tgk kehidupan anak cucu..tp tu la,kene doa dipjgkan umur dgn kesihatan tubuh bdn yg baik dgn boleh menguruskan diri sendiri dr segi fizikal dan mental.kdg fizikal ok boleh lg jalan sana sni tp mental lak lupa2 or jenis jd org tua yg degil ketegaq..or worse,alzheimer..Nauzubillah..Allah Maha Mengetahui apa yg terbaik
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Post time 6-11-2024 07:57 AM | Show all posts
mrsLucky replied at 5-11-2024 07:53 PM
kalau hidup sederhana...tak berlagak mewah..husband and wife jer..i think below 3M pun cukup..

plus xde health issue yg kronik..takat demam2 manja je..
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Post time 6-11-2024 08:08 AM From the mobile phone | Show all posts
Aku masih lgi 20+ tahun nk pencen, ank plg bongsu rsa dh grad jika xada tmbh anak lgi lah
Aku doa anak2 aku semua berjaya, boleh hidup sendiri xyah susahkan org lain
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Post time 6-11-2024 08:42 AM From the mobile phone | Show all posts
Tinot7 replied at 5-11-2024 09:41 PM
Iols m40 hidup sederhana tapi kena pekena mkn oberc..

Baper nak kena menabung ni?

calculation utk hari tua utk 2 org tau. means sharing spaces. kalau tinggal sorang2 pun sama je expenses kecuali willing nak ajak kawan baik yg sekepala duduk sama so byk benda boleh share2 je. Kena hadap la zaman pitenah ni org tuduh lesbo ke apa kena buat pekak tak dengar je. Mulut tempayan boleh ditutup. mulut manusia sila sumbat setokin busuk
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Post time 6-11-2024 09:06 AM From the mobile phone | Show all posts
Tinot7 replied at 5-11-2024 09:41 PM
Iols m40 hidup sederhana tapi kena pekena mkn oberc..

Baper nak kena menabung ni?

Brp nak menabung kena tau u pencen bila...1m skrg tak sama value dgn 1m 20 tahun lagi...if org kaya skrg nk pencen kena ada 3.6m, 20 yrs lagi org kaya nk pencen kena ada 10m agaknya
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Post time 6-11-2024 01:34 PM From the mobile phone | Show all posts
kepompong replied at 6-11-2024 08:42 AM
calculation utk hari tua utk 2 org tau. means sharing spaces. kalau tinggal sorang2 pun sama je ex ...

Mkn megi slalu je la
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Post time 6-11-2024 01:35 PM From the mobile phone | Show all posts
nw111 replied at 6-11-2024 09:06 AM
Brp nak menabung kena tau u pencen bila...1m skrg tak sama value dgn 1m 20 tahun lagi...if org kay ...

Kena cari sugadedi la jawabnya
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Post time 6-11-2024 01:59 PM From the mobile phone | Show all posts
nw111 replied at 6-11-2024 09:06 AM
Brp nak menabung kena tau u pencen bila...1m skrg tak sama value dgn 1m 20 tahun lagi...if org kay ...

eh manatau brg jadi murah/harga turun .... keta letrik harga 10k aje. expenses jadik rendah hasil guling2 depan sogo


who knows kan

masa tu savings 100k pun boleb survive
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Post time 6-11-2024 01:59 PM From the mobile phone | Show all posts
Tinot7 replied at 6-11-2024 01:34 PM
Mkn megi slalu je la

megi pun mahal. baik makan sayur beli seikat 3 hari baru abes kalau duk sorang2
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Post time 6-11-2024 02:01 PM | Show all posts
adeqbun replied at 6-11-2024 07:55 AM
ai rs kehidupan 20 thn lepas lg tenang dan xserabut..idup skang ni mmg celik mata je pk duit..tipu ...

yeah..rasa lama2 pun nk masuk GH kena pki duit jgk..tp affordable la dari hospital swasta..cuma nak que tu xtahan...
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Post time 6-11-2024 02:08 PM From the mobile phone | Show all posts
3.61 juta? Adehhhh, x dpt lah aku bersara sbg org kaya..... By calculation maybe aku dpt dlm rm2.3 juta jer at the age of 60s.
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Post time 6-11-2024 02:30 PM From the mobile phone | Show all posts
Tinot7 replied at 6-11-2024 01:35 PM
Kena cari sugadedi la jawabnya


pegi check bod gossip influencer sana. sanggupkah anda berpakaian seperti mereka . ada tered membincangkan anak2 gula yg bersaing sesama mereka. jijiks tau

uols nak ke kehidupan yg tak brp sihat...  bila2 masa sugadedi boleh berpaling arah. bukan ada ikatan apapon. dorang dahla ada bouncer. nak tuntut hak mmg tak laa. silap2 kena lupus (macam yg org speku canny ong kena bunuh tu sbb ada buat silap kat sugadedi sampai ke sudah najib tak reveal kenapa bunuh & siapa yg suruh) (also noritta samsudin, sugadedi mana ler yg tak puashati heshe menjalang)
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Post time 6-11-2024 03:22 PM | Show all posts
Tinot7 replied at 6-11-2024 01:35 PM
Kena cari sugadedi la jawabnya

tak perlu sugardedi...what you need is ahli keluarga yg bertanggungjawab....

meols plan nak retired lagi 2 tahun, meols takde pun savings smp 3 juta...money is least thing yg meols worried about. Meols yakin rezeki dari Allah, selagi blum smp ajal meols...insyaAllah ada rezeki utk meols...duit byk, bole makan mewah, duit kurang makan nasi & kicap pun takde masalah, both pun sama jugak kenyangnya. Meols pasti, adik meols takkan biarkan meols kebuluran.

Ada tgk short video dari ustaz famous...dia kata kebahagiaan dlm islam itu simple, bangun pagi hati tenang, badan sihat dan ada makanan yg bole dimakan, maka kita lah pemilik dunia.

adik meols kata kalu meols pencen, dia akan support belanja rumah meols, groceries & bil utilities which about RM2k jer per month. Meols takde plan nak guna duit EPF, jadi nak kasi kat adik meols jer.

meols suka travel and plan to use my savings for it. Duit byk, kita travel...duit kurang, meols dok umah diam2.
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Post time 6-11-2024 03:56 PM | Show all posts
lurve82 replied at 6-11-2024 02:01 PM
yeah..rasa lama2 pun nk masuk GH kena pki duit jgk..tp affordable la dari hospital swasta..cuma na ...

nak queue ni kalau mind setting dh ready,xde terasa bengkek sgt..mcm ai ni dh tau x mampu ke private, ai mmg ready mental fizikal nak ke GH or kalau nak check up..
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Post time 6-11-2024 04:08 PM From the mobile phone | Show all posts
axl_bach replied at 6-11-2024 02:08 PM
3.61 juta? Adehhhh, x dpt lah aku bersara sbg org kaya..... By calculation maybe aku dpt dlm rm2.3 j ...

Campur epf bini..boleh la dpt lebih 3 juta...kalau takde bini...dok sorang2, cukup sgt dh 2.3m tu..
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