Kad kredit hilang - Most unaware of RM250 limited liability

tobby

Most unaware of RM250 limited liability

CARDHOLDERS need not pay more than RM250 whenever their lost or stolen credit cards are used by others. Yet, oftentimes, they end up paying much more.  

This is because Bank Negara has not informed cardholders that they do not have to pay more than RM250 for fraudulent transactions carried out using their lost or stolen cards, when they had not acted fraudulently and had informed the banks about the lost or stolen cards as soon as possible.  

This protection is given under Clause 13.2 of Bank Negara抯 Credit Card Guideline (揟he cardholder抯 maximum liability for unauthorised transactions as a consequence of a lost or stolen credit card shall be confined to a limit specified by the issuer of credit cards, which shall not exceed RM250 provided the cardholder has not acted fraudulently or has not failed to inform the issuer of credit cards as soon as reasonably practicable after having found that his credit card is lost or stolen

sherrina

good info. kene print nih

Acong

defininitely good info...... mod, kasi tacang kat thread poster........

tobby

so kalau bank paksa byr satu sen pun aku tak mo bayar. aku pernah buat dah & successed.

medangmru

Mmg Good Info....