... Muda. Kalau.depa mampu, jangankan menabung di bank, segala bentuk tabung depa beli. Guna otaklah bila becakap....
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# Dapig
# kitsiang.keturunan kuminis
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Untuk pengetahuan anda, simpanan kecemasan dan simpanan hari hujan patut diamalkan oleh semua orang, terutamanya golongan B40 dan M40. .......
https://www.thebalance.com/do-yo ... rgency-fund-4178821 - Rainy Day Fund vs. Emergency Fund – Do You Need Both? - 23 Oct 2021
Chances are, you’re familiar with the term emergency fund. Experts suggest keeping at least three to six months of living expenses in case of an unexpected financial emergency, such as job loss or sudden illness. This account should be relatively liquid. That way, you can access it quickly if you need to.
Rainy day funds may sound similar, but they’re intended to pay for the occasional smaller expense. For example, let’s say your refrigerator suddenly stops working, and you need to replace it, or your pet needs unexpected surgery. (Though in the latter case, pet insurance might help take the sting out of that expense.)
Emergency Fund Safety Net An emergency fund is intended to be your safety net in the event of a financial emergency. These emergencies include, but aren’t limited to, job loss, or a major illness or injury. ...
While saving for an unknown emergency or “rainy day” may not seem like the most exciting way to allocate your hard-earned cash, in the face of a true financial emergency or an unexpected bill, you’ll be happy you did. .
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