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noraidil_06 replied at 6-5-2018 07:16 AM
I x leh bg credit, if not 50 i bg utk ur post
Wahh tq mana mod ni sila bagi credit haha.
Kwn meols byk kali jgk buat balance transfer ni utk travel. Swipe2 cc utk travel oversea balik malaysia balik buat balance transfer. Meols tak beranila nak buat mcm tu.
Yg meols pakai ocbc best jgk sbb kita boleh beli brg lebih 1k, terus call bank ckp nk byr bulan2 no interest jgk.
Tp cc lain lg best lagi2 yg cashback minyak and free movie. Haritu nk suruh husband apply cc cimb pulak tp dia tak nak byk2 cc. |
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Author |
Post time 6-5-2018 11:05 AM
From the mobile phone
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Show all posts
armin replied at 6-5-2018 12:36 AM
Haihh meh aku ajar tp kau jgn bayar minimum payment dah lepas ni.
Kau pergi call bank cakap n ...
So t bank b tu akan jd MCM loan ke? Nt interest xsma Kan? So i byr kt bank b bank b byr kt bank cc I ke? Sory kurg fhm. Hihi |
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Edited by armin at 6-5-2018 04:11 PM
jue10 replied at 6-5-2018 11:05 AM
So t bank b tu akan jd MCM loan ke? Nt interest xsma Kan? So i byr kt bank b bank b byr kt bank cc ...
Balance transfer ni bank B akan tutupkan hutang u kt bank A, kiranya dah tak kena interest dah la. So dorg dah bayar kan utk u hutang tu, so lepas ni u bayar bulan2 pulak kt bank B.
I google td ocbc 2% interest utk balance transfer. Banyak jgk 0% interest mcm bsn, maybank, aeon, affin, public bank etc.
Lebih kurang loan la sbb u byr bln2 kan with no interest. kira u buat cc baru dgn bank baru. So u byr baki hutang 5k tu je no more interest2 dari bank lama.
Try tgk link ni https://ringgitplus.com/en/balance-transfer/ |
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armin replied at 6-5-2018 12:36 AM
Haihh meh aku ajar tp kau jgn bayar minimum payment dah lepas ni.
Kau pergi call bank cakap n ...
Kenapa kredit dpt insult/rude @nuryakmal |
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iwan007 replied at 5-5-2018 07:51 PM
Boleh jer pakai cc. Tapi plis la jd bijak dan berhemah. I suka pakai cc sebab malas pegang cash by ...
Semua benefit tu utk org bndar
I duk kg.. byk gak spend utk beli tiket flight
Yg ruginya tak pkai cc.. xdpt point ribu2 blanja kat tiket flight |
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armin replied at 6-5-2018 09:23 PM
Kenapa kredit dpt insult/rude @nuryakmal
sorry sorry. i must have clicked the wrong remarks. tap u got extra points |
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buat auto debit boleh dapat
cuba tengok kat link tu
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noraidil_06 replied at 5-5-2018 10:04 PM
Iols pakai debit card. Pastu iols bkn belanje mewah2 pun. Nk beli apa sgt. Bag branded pun x hado. ...
Saya suka baca komen2 akak..
Akak ni sorang yg merendah diri..thread pasal produk bawah 50 tu, saya selalu baca..
Saya pasti akak sebenarnya jauh lebih berduit dari saya sbb kerjaya akak hebat..tapi, akak memilih untuk berbelanja dgn bijak.. |
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Nurul8001 replied at 7-5-2018 09:12 AM
Saya suka baca komen2 akak..
Akak ni sorang yg merendah diri..thread pasal produk bawah 50 tu, ...
Alamak. tq so much for the kind words. I wld say, akk pernah lalu zmn pakai kredit kad, n that kind of life x sesuai utk akk. |
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ccris ke ape ke EPF di lindungi.. lagi epf bayar direct pi PTPTN bukan pi akaun ahli.. |
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armin replied at 6-5-2018 12:36 AM
Haihh meh aku ajar tp kau jgn bayar minimum payment dah lepas ni.
Kau pergi call bank cakap n ...
Yeahhh dpt credit 50 |
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ohh.. kira bank b akn byr kn hutg cc i dgn bank a. tp i akn dpt cc x dgn bank b tu? i dh bc sikit. mostly banks charge 2% min interest kn? ur personal recommend bank apa ye? utk jd bank b i
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jue10 replied at 7-5-2018 01:48 PM
ohh.. kira bank b akn byr kn hutg cc i dgn bank a. tp i akn dpt cc x dgn bank b tu? i dh bc sikit. ...
Akan dpt cc baru. I tak pasti la u, u blh call or pergi terus bank dan tanya. I pakai ocbc je tp ocbc ada 2% interest. Tp i tgk kt ringgitplus tu ada byk yg 0% interest so i suggest u survey dulu semua bank. Kalau i, i akan amik yg 0% interest. Selagi boleh jimat better jimat. |
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noraidil_06 replied at 7-5-2018 09:35 AM
Yeahhh dpt credit 50
Hahaa tq chuols :** sbb chuols meols dpt kredit |
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nuryakmal replied at 7-5-2018 08:08 AM
sorry sorry. i must have clicked the wrong remarks. tap u got extra points
Ohh ingat kena warning tadi haha |
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mcm mana perkiraannya? kalau pernah keluar utk kurnagkan pinjaman perumahan pun kena bayar zakat juga eh?
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PTPTN kena potong gaji..baki dlm 4k lg..(paksa potong)
CC total rm7k++...(shopping, shopping, shopping) |
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want2bhappy replied at 8-5-2018 09:46 AM
mcm mana perkiraannya? kalau pernah keluar utk kurnagkan pinjaman perumahan pun kena bayar zakat j ...
Saya refer kat website zakat selangor.. 2.5% zakat daripada jumlah pengeluaran.. Better refer kat pusat zakat kalau tak pasti.. |
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i dh call ambank smlm. dia ckp utk bal transfer ni kena ada cc dahulu dengan bank b. dan kena ada bal dlm tu. means xblh cecah limit. sb nt dia akn transfer kn cc bank b tu ke bank a. basically bank b tu kita knea choose yg int rendah dri cc bank a. bru la berbaloi
itu la pemahaman i.
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jue10 replied at 8-5-2018 02:09 PM
i dh call ambank smlm. dia ckp utk bal transfer ni kena ada cc dahulu dengan bank b. dan kena ada ...
Ya better cari yg 0% interest, takde ke? Kt ringgitplus byk yg offer 0% interest. So limit chuols cukup tak tu utk bukak cc baru? Tu jela mampu tolong. Kalau tak chuols buat personal loan la utk tutup hutang dan bayar bulan2 tp i tak encourage la.. personal loan pun interest tinggi jgk. Balance transfer ni cara paling senang utk byr cc |
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Category: Cinta & Perhubungan
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