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loan rumah

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Post time 1-10-2007 01:11 PM | Show all posts |Read mode
saya nak tanya,

jika kita nak buat loan rumah la kan, dorang akan tengok ke hutang piutang kita yang lain even tak masuk dalam slip gaji pun,
mcm kita punya kad kredit balance, loan2 lain yang kita buat.
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Post time 2-10-2007 03:30 PM | Show all posts
kini semua di hujung jari anda
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Post time 4-10-2007 12:50 AM | Show all posts
Originally posted by bungacengkih at 1-10-2007 01:11 PM
saya nak tanya,

jika kita nak buat loan rumah la kan, dorang akan tengok ke hutang piutang kita yang lain even tak masuk dalam slip gaji pun,
mcm kita punya kad kredit balance, loan2 lain yan ...


Dia orang akan tengok semua hutang2 ko yg masih ada. Biasanya 6 bln terdahulu, camane payment ko buat, cantik ke tak, ada tangguh ke tak.Ambank pulak akan check sampai 1 tahun ke belakang ko punya progress payment
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Post time 4-10-2007 12:25 PM | Show all posts
mesti lah diorg check.. nak tengok whether org yg apply loan itu is a good pay-master atau tidak..
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Post time 4-10-2007 03:58 PM | Show all posts
kesimpulannya, berapa banyak pun hutang korang, bayar mesti on time...
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 Author| Post time 4-10-2007 04:39 PM | Show all posts
okeh...
jika personal loan tu mmg tak penah miss bayar.
cuma utang cc tu pon, tak penah miss bayar cumanya dah ampir credit limit.
kiranya bayar then guna lagi.
dia akan amik kira gak ke benda tu
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Post time 4-10-2007 10:21 PM | Show all posts
credit limit ngko berapa ?? kalo dah dekat RM10K ......huisshhh banyak gak tu

sebenarnya terpulang pada bank's discretion.... kalo record OK & income stabil.... insyaAlalh OK
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Post time 5-10-2007 09:32 AM | Show all posts
diorang akan refer kat bank negara..tgk status kewangan korang..layak ke buat pinjaman..
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Post time 9-10-2007 03:04 AM | Show all posts
tp kengkadang susah gak nak lulus... depend pd bank gak laa... ada some of the bank nak make bisnes... suroh bayar down payment lebih laa itu ini... macam2... aku dh penah kene... last2 aku cancel... abis citer...
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Post time 26-4-2008 11:55 PM | Show all posts
cubala tanya kwn2 yg keje bank dulu kot2 diorang ada tips nak bg loan senang lepas
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