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Pandangan korang camne..

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Post time 20-9-2011 11:58 AM | Show all posts |Read mode
Hi..

Juz nk tanye pandangan korang... dala ade dua loan taw...cmni la lebih kurang..


1) Baki Loan dlm rm12k, interest 1%, dalam tempoh 10 tahun

2) 2nd, Baki Loan dalam rm9k, interest 4.95%, dalam tempoh 9 tahun


So,  ingat nk topup sket sket bulanan tu kasi cepat abis... tapi cm kompius sket bab nk pilih nk setelkan yang mana dlu... so mintak pandangan korang ya...

Semua pandangan amat dihargai ...Terima kasih....
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Post time 20-9-2011 02:31 PM | Show all posts
1) Baki Loan dlm rm12k, interest 1%, dalam tempoh 10 tahun (murahnya interest..hutang apa ni?)

2) 2nd, Baki Loan dalam rm9k, interest 4.95%, dalam tempoh 9 tahun (hutang keta kah ini?)

pandangan iols tt go for no. 2 sbb yg ini interest dia lebih mahal berbanding yg no 1. at-least TT leh nampak perbezaan antara keduanya dan juga bole menabung ketempat lain.

loan no 1 iols kira cara beli kereta sbb xtaw kira cam beli rumah sbb ada blr bagai)
12000 x 1% = 12000
12000 / 100 = 120
120 x 12 tahun = 1440 (interest)
1440 + 12000 = 13440

loan no 2 kira ala2 beli kereta)
9000 x 4.95 % = 44550
44550 / 100 = 445.5
445.5 x 9 tahun = 4009.5 (interest)
4009.5 + 9000 = 13009.5

weiii... betui ka iols kira ni...lama x kira bab-bab utang la

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 Author| Post time 21-9-2011 08:31 AM | Show all posts
1) Baki Loan dlm rm12k, interest 1%, dalam tempoh 10 tahun (murahnya interest..hutang apa ni?)

2) ...
moyas Post at 20-9-2011 14:31



ehehe...tenkiu atas cadangan tesebot..1% tu utang ptptn ehehe.. bagus juga idea tu... before ni, dala asik fikir nk setelkan loan no.1 tu sebab lau kite byr die, pokoknya berkurang byk juga... berbanding 2nd loan tu... asik tolak bunga je kan...
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Post time 21-9-2011 08:50 AM | Show all posts
settle loan yang service charge tggi dahulu
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Post time 21-9-2011 08:53 AM | Show all posts
ehehe...tenkiu atas cadangan tesebot..1% tu utang ptptn ehehe.. bagus juga idea tu... ...
dala Post at 21-9-2011 08:31



    sama2
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 Author| Post time 21-9-2011 10:20 AM | Show all posts
settle loan yang service charge tggi dahulu
md.jie Post at 21-9-2011 08:50



   Bagus bagus... respon utk setel kan 2nd loan lebih menggalakkan... semangat sket rasa ihi...Tima kasih..
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Post time 21-9-2011 07:08 PM | Show all posts
cam ni ropa nye kira ....hehehhe...
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Post time 21-9-2011 07:24 PM | Show all posts
1) Baki Loan dlm rm12k, interest 1%, dalam tempoh 10 tahun (murahnya interest..hutang apa ni?)

2) ...
moyas Post at 20-9-2011 02:31 PM



    Good Info Moy...
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Post time 23-9-2011 02:15 PM | Show all posts
Post Last Edit by sweetlips at 23-9-2011 17:30

settle dahhhhhhhhhhh.......
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 Author| Post time 23-9-2011 04:43 PM | Show all posts
ehehe... ni kene tanya pakar ni.... sila jawab.... dala pun kurang arif gitu....
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