apa nak invest?

aarie

harap dapat bantuan pakar2 kat sini... totally blur on investing..
last2 nanti bayar full tax dan simpan kat bank jer...
kalau nak charge fees pun bleh kira......

p/s sorry mod.. tak tau mana nak tanya...

demonicboy

kes rompak haritu pun 8 juta

aarie

hahaha... rompak kat mana tu?

projek dia ni dah nak siap, 70% payment pun dah dapat
tunggu balance lepas handover jer..

thanks.. at least ada jugak reply

shahx

wow... banyak tu... mintak le sikit....

aarie

boleh je, nanti aku mintakkan.. tapi bagi ler idea dulu..

blue_blur

errr..... dpt ke PM?

aarie

dapat, thanks... mudah2an berjaya..

mammavoque

huihhh...rezeki tul kwn ko ek...ape projek smpi untung jota2 tuh....mo gak aku join

aku x der idea sbb aku x reti bab2 invest nih...tp somi aku kate kalo duit byk mo jugek kami pindah duk bandung indonesia duit humban lam FD sbb pulangan FD bank dorang highes gtuh banding ngan kite...

nih jek yg aku tau la..sah2 x membantu tp ko bantu la aku gtau prjek ape kwn ko buat tuh...kuries tul aku nih nak nyebok tau

aarie

duk bandung pun best jugak, sejuk jer... holiday ok kot tapi aku rasa kwn aku tu prefer duk m'sia
lagipun safe ke bank kat indonesia tu?
terima kasih mamavoque bagi idea..
kitorang involved in very hightech project

singamerah

nak kuarkan profit with the least tax.... ramai businessman beli kete or rumah or tanah sbb nak kurangkan tax.. ni yg penah aku dgr laa..

investmnt yg bagi best return.. well share market tgh bullish skrg..
bole invest direct share market and unit trust..

welfare ada tax incentive kot.. sama jugak kalau buat derma ke badan2 kebajikan..
even buat co. annual dinner pun bole reduce tax..

btw, aarie.. kwn ko ni kat kl ke?

Qobel2

dalam hal investment ni kita kena tahu apa strategi yg kita suka, high risk high return and low risk low return. tepuk dada tanya selera......

Kalu aku ada 4 juta,aku akan go for low risk invest ment

singamerah

good investing perlu strategi, proper planning & patient..

actually bole ikut investing rule of thumb..

100-age = balance (that should invest in high risk - equity allocation)

so the higher the balance, the higher ur investment risk profile should be..
maklumlaa..usia masih muda.. kena amik risk lebih utk higher return for long term..

tobby

2 juta invest kat high risk portfolio, lg 2 juta yg low risk investment.

aarie

kete, rumah tu dah ada... lagipun kalau beli ats nama sendiri, still kena keluarkan dulu
pastinya taxable jugak as income.. unless beli atas nama compny as asset.. maybe jugak ekk..

beli tanah and main share ni mcm speculative pulak.. too risky

kwn aku ni kat kl.

thanks singamerah, kalau ada idea lain bagilah lagi...

aarie

aku setuju gak tu.. tapi apa low risk investment yg most suitable tu..
bagi lah idea sket...

aarie

investment risk profile tu apa?

aarie

tak nak yg too high risk laa kalau boleh
kalau dapat slightly low return tapi stable pun takpe kot.. janji selamat..

thanks tobby..

iena_kindaichi

kawan ko tuh kalau laki...aku nak jadik bini dier bleh......

aarie

hahaha.. ko terlambat sket, inai kat jari dia pun bleh nampak lagi

singamerah

investment risk profile tu maksudnya kemampuan pelabur menanggung risiko..
ada 3 jenis profile : aggressive, moderate & conservative..

dlm kes kwn ko ni..
better beli asset for the company.. for long term investment..
balance tu boleh masuk unit trust..
since die ada amaun yg besar, byk cara bole manage investment die...
tak perlu peram investment lama2.. (mcm kirawang ajar.. )
once dah untung.. bole repurchase/switching
yg penting mcm ko ckp.. die nak yg stable investment kan..
so takyah masuk share market.. yg tu too risky..

diversify investment in both high & low risk portfolio..
lets say die ada 4 juta & die seorg pelabur yg aggressive
so suggestion bole 60-70% in equity fund & balance in bond fund