Sesuai ke join Unit trust skrg?

mharry

Saja nak tanya...

Base pada current market la kan...
Adakah sekarang masa yang sesuai untuk melabur dalam unit trust? Saya perlukan pakar2 unit trust kat sini untuk meyakinkan saya join pelaburan ni..kalau ada penjelasan dan evidence yg menyakinkan..leh gak join pelaburan ni..

nexa_isfahani

aa aa aku pun nak tau gak ... tumpang ler ye

amirul_nazri

Originally posted by mharry at 25-2-2009 05:41 PM
Saja nak tanya...

Base pada current market la kan...
Adakah sekarang masa yang sesuai untuk melabur dalam unit trust? Saya perlukan pakar2 unit trust kat sini untuk meyakinkan saya join pelab ...

U ask any UTC, they will said everytime is the best time to start..but kalau silap engage UTC , then berjanggut la duit u dalm UT

U ask public, ramai akan ckp.."tunggu dulu"

Based on hisorical perspective, stock market (a.k.a unit trust) recover ahead of economic recovery by 4-6 months earlier. As US was expected to heal on 3rd quarter 2009 (translate in months is october), then stock market (a.k.a unit trust) should rebound on March-April 2009.

Rebound bukannya terus "sharp", gradually. so, apabila economy showed an uptrend, the market would have recovered to certain extent. So the potential returns would be much lower then.

amirul_nazri

Originally posted by nexa_isfahani at 25-2-2009 06:21 PM
aa aa aku pun nak tau gak ... tumpang ler ye

Last week, the Star ada published one article ttg confidence of investor..The most interesting part is ECRI Leading Economic Indicator of US Economic Growth dan BFCI Index.

ECRI give early signs of deterioration/improvement of the US Economy

http://www.businesscycle.com/resources/

BFCI tracks the financial stress (measure in standard deviation)

http://www.bloomberg.com/apps/quote?ticker=BFCI%3AIND

According to the writer,

"perhaps both could be early tell-tale signs that the worse is indeed behind us and that the confidence is returning to the markets"

"We need to observe ECRI and BFCI returning to less than -10 and -2 respectively before we can safely say YES,CONFIDENCE IS BACK AND LET'S PILE UP OUR MARKET POSITIONS"

In general, both charts telling the market confidence level (according to the writer la). They depict economic conditions and update on regular basis..

Jgn percaya sgt dgn chart tue..becoz they are also historical data which cannot use as an indicator of the future market performance

mharry

kalau ikut kan trend indeks KLSE skrg berada pada paras 896 mata...adakah perlu tunggu lagi  jatuh pada paras terendah baru mau beli..

global market skrg pun tak menentu...nilai matawang ringgit pun semakin melemah sekitar RM 3.70/USD..

so any komen pasal ni?

kirawang

Originally posted by mharry at 26-2-2009 10:12 AM
kalau ikut kan trend indeks KLSE skrg berada pada paras 896 mata...adakah perlu tunggu lagi  jatuh pada paras terendah baru mau beli..

global market skrg pun tak menentu...nilai matawang ringg ...

nak detail ttg concept UT, sila khatam thread ni.
awak akan dapat ilmu yang takan dapat dijar oleh mana mana syllybus u trust...

ekonomi naik awak untung, eko rendah awak dapat unit extra.
proses switching. Tapi min inv 10K keatas...untuk process switching boleh diiimplimented..

http://forum.cari.com.my/viewthread.php?tid=393633&extra=page%3D1&page=13

frapamocha

Sorry Amirul.........need to correct what u quoted. Or if I misunderstood, I'm sorry.
Plse quote which analyst predict that US will recover 3rd Q 2009?
========================

Based on hisorical perspective, stock market (a.k.a unit trust) recover ahead of economic recovery by 4-6 months earlier. As US was expected to heal on 3rd quarter 2009 (translate in months is october), then stock market (a.k.a unit trust) should rebound on March-April 2009.

Jgn percaya sgt dgn chart tue..becoz they are also historical data which cannot use as an indicator of the future market performance
===============================

.....past performance does not guarantee future performance......
BUT
you need HISTORICAL DATA to predict where the mkt is going.
If u do not have historical data, how r u going to make projections??
Chartists use historical data to do technical analysis, from the very raw scatter diagram, to candlestick charts, fibonacci, MACDs, Elliot Wave. All look at historicals.  By looking at historicals, you can study trends. That's why dlm charting, trendlines are very important.

A technical analyst or chartist uses historical indices/prices and volume to try to forecast market movements.

Pernah dengar tak ayat ini?  HISTORY TENDS TO REPEAT ITSELF.

Tapi skrg the new generation of investors use both technical and fundamental analysis to buy/sell equities, currencies, commodities, futures and options.
1. Fundamental analysis shows us WHAT TO BUY

2. Technical analysis shows us WHEN TO BUY.

Kesimpulannya, jangan ketinggalan kapal. Kalau belum melabur, bermulalah sekarang. Bagi mrk yg dah melabur, tambahlah pelaburan anda.

mharry

wife saya ada banyak baca thread kirawang kat cari ni..

kalau saya invest melalui KWSP camner? wang maksimum yg boleh dilaburkan dalam 23K. tapi utk starting dalam 4K je la..

kirawang

4k tak boleh switch.

Epf, if poosible U jadi Mutual gold member. Invest every 3 month until jadi Mutual gold...

100K, swithing fee akan diwaived..
so, tak perlu ada cost switching 25 ringgit...

Lagi satu kalau untung 12% setahun, 4K baru dapat 480...
My sincere suggestion je lah, terpulang pada anda sebagai pelabur...

mharry

setakat 25 henggit apa la sangat kan kalau fee utk switching

saya ada jugak jumpa CIMB consult dan dapat penerangan pasal ni..memang dia kata leh invest setiap 3 bulan but KWSP takkan bagi.. dalam setahun maybe leh 3 kali je kot..

that mean setiap 3 bulan saya invest 4K++..dah setahun dalam 13K++..camtu

satu lagi yg saya tak faham, siapa yg akan monitor invest money para2 investor..adakah kitanya upline atau lain2.

[ Last edited by  mharry at 26-2-2009 11:58 AM ]

kirawang

Originally posted by mharry at 26-2-2009 11:56 AM
setakat 25 henggit apa la sangat kan kalau fee utk switching

saya ada jugak jumpa CIMB consult dan dapat penerangan pasal ni..memang dia kata leh invest setiap 3 bulan but KWSP takkan bagi.. d ...

If U all masih muda, another 20-10 tahun lagi, nak retire....
I advise u all invest consistently...
Epecilly market tengah drop sekarang.
Kalu dia drop lagi, lagi bagus, U all tambah tambah je..
Dapat harga lagi murah..

Harga naik 2011 ke, terus jual...
Investment boleh buat 3 bulan sekali, base on approval date previous withdrawal dari EPF...

U hire consultant, consultant tu nanti akan take care yr investment ...

amirul_nazri

Originally posted by frapamocha at 26-2-2009 10:24 AM
Sorry Amirul.........need to correct what u quoted. Or if I misunderstood, I'm sorry.
Plse quote which analyst predict that US will recover 3rd Q 2009?
========================

Based on hiso ...

i agreed wef u. tq sis

byk sgt article yg sy baca ttg predict, but that was....my 2nd quote is what i were understood from my reading into the written of Mr.Pankaj Kumar, Chief Investment Officer, Kurnia Insurance.

[ Last edited by  amirul_nazri at 26-2-2009 04:56 PM ]