Survivor in Malaysia

Can a family man with Salary RM3,000 survive in Malaysia ????

Let's do some simple calculations here.

In Malaysia, the average family income is RM3,000 /month
(where father works, mother doesn't).

I understand there are many families whose
monthly income does not reach RM3,000,
but, to make things simple,
let's take RM3,000 as the figure. Ok lah, right?

Okay, let's start rolling with a family which has

Papa, Mama, 1 daughter and 1 son. Ngam-ngam ....

Calculation starts...

Electricity and water bill: RM100
(No air-con, No home theatre, No water heater ... ok?)

Phone bill ( Telekom): RM100

Meals for a happy family: RM775
(3 meals on RM25/day, RM25 for 4 persons...?)

Papa makan / teh-tarik during working hrs: RM155
(RM5/day, RM5 ... can eat what?)

Car repayment: RM400
(A proton saga aeroback, 7 yrs repayment)

Petrol (living in city, traffic-jam): RM300
(go to work, bring son to school,
only can afford one car running)

Insurance: RM650
(kids, wife and myself)

House repayment: RM750
(low cost housing repayment for 30 yrs,
retired still have to work to pay!)

Tuition: RM80
(got that cheap meh? i don't think so)

Older children pocket money @ school: RM20
(RM1/day, eat bread?)

School fees: RM30
(enough ah?)

School books and etc: RM100
(always got extra to pay in school)

Younger children milk powder: RM50
(cannot have the DHA, BHA, PHA one, expensive)

Miscellaneous: RM100
(shampoo, rice, sauce, toilet paper)

Oh wait!!! I have to stop here, so...
No Astro,
no movie @ cinema,
no DVD,
no CD,
no online,
cannot KFC,
cannot McDonald,
cannot go Park walk during weekend (petrol expensive),
no chit chat on phone with grandparents, and etc...

Let's use a calculator to total up... WALAO EH! #! RM3,610 already...
EPF belum potong, income tax lagi........oledi RM3,610 ....
How to survive lah tuan-tuan dan puan-puan sekalian ???
Our Deputy Prime Minister asked us to change lifestyle?
How to change? Don't eat? Don't work? Don't send children to school and study?
Besides that, I believe in Malaysia population, there are millions of rakyat Malaysia which still don't earn RM3,000/month!!!

So, what we can do ????  borrow money from AH LONG ????

A young Malaysian rich guy Derric Ch'ng reveals his secret on how he makes millions on the Internet working only a few hours per week.

http://7stepsmoney.com/?hop=Liew"

For the first time ever Derric is revealing his never before told secrets.

http://7stepsmoney.com/?hop=Liew"

maybe you can be survive ! good luck all~

[ Last edited by  yaya22186 at 28-12-2007 08:32 PM ]

before i join this programme, i walk- in to SSM ( suruhanjaya syarikat malaysia )
confirm with them  the genuine of the this company.  And YUP....this is
REAL COMPANY.... certified company...

then i earn myself $$$$ in the first month.... so lucky ar...!!

cik_kaer

how does this thing works? what do we have to do in order to earn the cash?

Originally posted by cik_kaer at 28-12-2007 12:40 AM
how does this thing works? what do we have to do in order to earn the cash?

hi, it's very simple , but what you need is RM88( the lowest price I've seen in the net), and you will get an 35pg  e-book , i'm not bluffing but this stuff really help me a lot !

i'm scared before i pay $$ them  , so i went to SSM to check their genuine. And this is a certified company.
Already confirmed.

the most important thing is, they will refund RM88 to you if you earn nothing in 60 days.

so, we nothing to lose, right ?

if you have no any finacial problems then ignore it.

but if you really want to earn money, i recommend this website, their services is good! whenever you ask them questions,
they will answer you / fix your problem instantly.

think over it.

very nice to sharing my experiences with you.

all the best.

http://7stepsmoney.com/?hop=Liew

[ Last edited by  yaya22186 at 28-12-2007 02:20 AM ]

Kilokahn

damn another affiliate program.

Derric 7 Steps Money.com has been rated the number one opportunity by numerous online reviews and has been seen in Entrepreneur Magazine.

There are 3 scam sites i've collect

1. http://www.onlyinmalaysiamah.com/--- unable to contact their customer service team.:geram: :geram: :geram:

2. http://www.epenny.org/ ------ Disappear after you pay $$$ for them. you get NOTHING.

3. http://www.cashfiesta.com/ ------ NOTHING will pay you after you work hard for them .


BEWARE. ( refer to www.zerocapitalzeroscam.blogspot.com )

Choose a reliable sites to start your business.

Derric 7 Steps Money.com has been rated the number one opportunity by numerous online reviews and has been seen in Entrepreneur Magazine. >>>>http://7stepsmoney.com/?hop=Liew

[ Last edited by  yaya22186 at 28-12-2007 11:09 PM ]

eva

3k tak cukup eiks?