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Contoh yg mudah.. kenapa seorang individu perlu melabur n kuatkan kubu kewangan mereka utk masa depan yg lebih cerah
Saturday November 20, 2010
Price of clothes up next month
By RACHAEL KAM
[email protected]
PETALING JAYA: Consumers will have to pay more for new clothes this Christmas and the New Year after a surge in the price of cotton and yarn.
The shortage of raw materials worldwide and higher demand for garments has led to the escalating prices of all raw materials for textiles and garments since early this year.
Malaysian Textile Manufacturers Associa­tion chief executive officer Andrew Hong said local manufacturers had to absorb the higher manufacturing costs and cope with surging raw material prices.
He said all raw material prices had surged by 25% to 40% in the past two to three months.
He foresaw prices of apparels at retail outlets increasing next month onwards as manufacturers would pass on some of the costs to end users eventually.
He explained that flooding in cotton-producing countries like China, India, United States, Pakistan and Brazil had caused the serious shortage of supply of raw materials.
Hong said he expected the price of cotton to stabilise only in the middle of next year when the production of polyester fibre, a substitue for cotton, increased.
“Currently, polyester fibre producers are struggling to increase production. They need time to enlarge their production capacity,” he added.
Grand Bell Trading Sdn Bhd, a manufacturer and retailer of Skiva undergarments, has plans to increase retail prices for its products next month.
Its chief executive officer Joseph See told The Star that the price of cotton was “surging crazily” last month, and its manufacturing unit had to pay 60% more for raw materials.
He said the company was bearing the increasing manufacturing costs since January.
“We have no choice but to pass on some of the costs to consumers by raising retail prices by about 20% next month,” he said.
See expected retailers in the undergarment industry to increase prices by at least 25%.
Sports and casual wear retailer Cheetah Holdings Bhd executive director Chia Kee Kwei also said prices of apparel and garments would be increased from next month.
“We are still working on a new pricing list for our products according to the manufacturing cost,” he said, adding that 70% of its apparels were imported. |
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Cetak . Emel Rakan .
Bursa Malaysia perkenal Indeks ESG 2 tahun lagi
Oleh Azli Ayob
2010/11/24
Tarik dana pelaburan tanggungjawab sosial ke pasaran tempatan
BURSA Malaysia akan memperkenalkan Indeks Alam Sekitar, Sosial dan Tadbir Urus (ESG) pada 2012 dalam usaha mewujudkan pencetus baru bagi menarik kemasukan dana pelaburan tanggungjawab sosial (SRI) ke pasaran tempatan.
Setakat akhir tahun lalu, dana SRI dari pasaran Eropah saja dianggarkan berjumlah AS$7 trilion dan dijangka mencecah AS$26.5 trilion pada 2015.
Dana SRI membabitkan pelaburan daripada pelabur global yang hanya melabur dalam syarikat yang mementingkan amalan pemuliharaan alam sekitar, kebajikan sosial dan mengutamakan tadbir urus korporat yang baik dalam operasi perniagaan mereka.
Indeks ESG pula membariskan syarikat senaraian awam (PLC) yang paling bertanggungjawab dalam kebajikan sosial dan ia menjadi pilihan pelabur SRI yang mementingkan pelaburan dalam firma yang menitikberatkan soal alam sekitar, kebajikan sosial dan tadbir urus yang baik.
Semakin banyak bursa saham antarabangsa sudah mula memperkenalkan indeks sedemikian seperti Dow Jones Sustainability Index, FTSE4Good dan Fortune Most Admired Companies.
Ketua Eksekutif Bursa Malaysia, Datuk Yusli Mohamed Yusof, berkata kini ia sedang bekerjasama dengan pihak berkaitan bagi memperkenalkan indeks itu di Bursa Malaysia.
Pengenalan indeks itu kelak akan menjadikan Bursa Malaysia sebagai antara destinasi pilihan utama pelabur SRI yang amat mementingkan pelaburan dalam syarikat yang bertanggungjawab.
Pengenalan indeks itu penting bagi menarik dana SRI kerana pelabur berkenaan sememangnya menjejaki Indeks ESG secara khusus., katanya.
Beliau berkata demikian pada sidang media selepas majlis pelancaran Program Kemampanan Perniagaan Bursa Malaysia oleh Perdana Menteri, Datuk Seri Najib Razak di Kuala Lumpur, semalam. |
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pissf dah ditutup effective monday 29 nov... |
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Korean clash hits Bursa
By Francis FernandezPublished: 2010/11/24
Share
Stocks fell like nine pins yesterday as trouble in the Korean Peninsula blew the lid open over a hornet's nest of investor concerns.
Investors' anxiety over prolonged economic weakness in Europe and on reports that China's largest banks plan to stop extending credit had shivers down their spine after North Korea and South Korea exchanged artillery fire.
"Events in the Korean Peninsula had affected sentiment ... investors have become risk-averse, and are highly sceptical of the short-term outlook for equities," said Mercury Securities head of research Edmund Tham.
Still, analysts are keeping their fingers crossed for a quick resolution to the crisis in time for Petronas Chemical Group Bhd initial public offer, Southeast Asia's largest, which will start trading on Bursa Malaysia on Friday.
They said if the tension escalates beyond Friday, it could ruin sentiment for equities.
Across Asia, stocks hastily retreated as anxious investors dumped equities for cash.
Bursa Malaysia was swamped by a sea of red, as losers outpaced gainers by a ratio of eight to one, resulting in the benchmark composite index falling by 15.67 points to close at 1487.53 points, its lowest closing since October 18 this year.
Overall, 784 stocks fell against 96 stocks that posted gains while some 196 stocks closed either unchanged or were not traded at all. In total, some RM2 billion worth of shares were traded.
Maybank Investment Bank's head of retail research Lee Cheng Hooi said that sentiment was clearly affected by events from abroad.
He cited the sub-Plantation index 108.19 points fall to 7630.68 points to the fall in the share price of Wilmar International Ltd in Singapore.
Wilmar, controlled by the family of billionaire Tan Sri Robert Kuok Hock Nien, is the world's largest palm oil trader. The stock has been falling due to poor third quarter earnings as well as events which have unfolded in Europe and Asia over the past two days.
"The market is also partly down due to North Korea," Lee told Business Times.
Read more: Korean clash hits Bursa http://www.btimes.com.my/articles/kldown/Article/#ixzz169mUDDSF |
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Post Last Edit by Madura1 at 28-11-2010 18:03
KL SHARES EXPECTED TO BE RANGEBOUND
Malaysian share prices are expected to be rangebound next week amid an underlying cautious sentiment due to external factors, particularly China's monetary policy, said a dealer.
He said China would probably raise the Required Reserve Ratio (RRR) and rumours surrounding this, had caused further concern in the market.
"We will also be looking at the US economic numbers pouring in next week. Coupled with global uncertainties, such as the Korean conflict and euro debt woes, it is expected to continue influencing the market," he added.
On the local front, the dealer said there would not be any major market moving factor and this would give it a positive momentum.
Meanwhile, Affin Investment Bank's Head of Retail Research, Dr Nazri Khan, said he expects the local stock market to continue consolidating sideways in the range of between 1,490 and 1,510 next week, albeit with more cautious trading.
"Barring any close below 1,460, we view any weakness as an opportunity to re-enter cheaper, as the monthly uptrend line remains sound and intact.
"In our view, the positive comments made by the US and China, calling for peaceful means to address volatility and intervention by the Bank of Korea to inject more liquidity, may have been successful in avoiding panic trading and further escalation of tensions," he said in an email to Bernama.
Nazri said these are important factors to provide the local market a stable leg and slow lift next week.
OSK Research said: "Next week, we will see if the index can actually hold up the 1,4888 points level and eventually rebound above the uptrend line.
"At the current level, although the index has returned to above 1,488 points , it is still vulnerable to a pullback and possible fall back," the research house said.
For the week just-ended, the FBM KLCI Index closed at 1,492.05, down 4.44 points from 1,506.05, last Friday.
On a Friday-to-Friday basis, the FBM KLCI closed at 1,489.86, rising 8.45 points from 1,481.41 previously.
The FMB Emas Index increased 94.22 points to 10,118.19 but the FBM70 fell 27.86 points to 10,441.73 and the FBM Ace Index dropped 315.68 points to 4,268.73.
The Finance Index dwindled 151.16 points to 13,605.32, the Industrial Index lost 24.26 points to 2,851.26 and the Plantation Index narrowed 91.51 points to 7,667.23.
The weekly volume increased to 6.179 billion shares valued at RM11.315 billion compared with the 4.56 billion shares worth RM6.166 billion, transacted last week.
The Main Market turnover rose to 5.078 billion shares worth RM11.129 billion from 3.932 billion units valued at RM6.006 billion previously.
Volume on the ACE market also increased to 358.820 million shares valued at RM114.545 million from 330.090 million shares, worth RM104.408 million, last Friday.
Warrants turnover gained to 323.063 million units valued at RM55.804 million versus the 280.945 million units worth RM50.685 million, previously. -- Bernama
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FURTHER CORRECTION AHEAD FOR KL BOURSE
If the situation on the Korean peninsula, the European debt crisis and China's inflation worsen, it would damage sentiment on the Kuala Lumpur stock market.
The Malaysian stock market staged a correction last week, depressed by heavy regional losses after North Korea shelled the tiny South Korean island of Yeongpyeong, which escalated geopolitical tensions, and on increased worries that the European sovereign debt crisis would spread and further price curbs by China to contain inflation.
As a consequence, the benchmark FTSE Bursa Malaysia Kuala Lumpur Composite Index (FBM KLCI) dipped 14 points, or 0.9 per cent on the week to close at a five-week low of 1,492.05, with Maybank (-26 sen), Tenaga (-19 sen), Genting Malaysia (-19 sen) and DIGI (-92 sen) contributing to almost 10 points of the index's loss.
Average daily traded volume stabilised at 1.16 billion shares with average value at RM2.26 billion compared to the 1.14 billion shares and RM1.54 billion average the previous week.
The high daily average value was skewed by the heavy trading last Friday, which was the first listing day of Petronas Chemical.
The much anticipated debut of this Petronas subsidiary failed to stir up excitement in the local market as the share price was not sustained at the day's high of RM5.72 but trended lower to RM5.30 before closing 1 sen higher.
The selling pressure came mainly from the retailers as channel checks revealed many had obtained 100 per cent financing to procure their blocks. It is only natural for them to lock in their profit despite talk about some brokerages even giving assurance of no margin call in the first six months of its listing for selected investors.
These measures highlight the importance given to ensure the success of this initial public offering and the distribution of nation's wealth in accordance with national agenda.
While the selling pressure on the stock may persist, expect little downside from the current level as the price stabilisation mechanism could be initiated with the share price just 5.4 per cent and 2.1 per cent away from retail and institutional offerings.
Besides, with the year-end around the corner, it will not be in the best interest of those anchor funds to let the share price slide below their purchase price. Thus, for risk lovers, further weakness in the share price could be a good opportunity to accumulate.
Malaysia's October Consumer Price Index revealed last Friday still pointed to a tame inflationary pressure of 2 per cent year-on-year for the month and 1.7 per cent for the cumulative 10-month period.
This provides room for further cuts in subsidies without exerting much pressure on the CPI. Nonetheless, consumers should be least worried about any drastic cuts.
However, foreign investors would love further reductions as this structural reform enhances competitiveness while lowering the country's budget deficit.
Irrespective of the tame inflation, Bank Negara Malaysia is expected to continue with its normalisation process next year that could push the Overnight Policy Rate back up to the pre-crisis level of 3.5 per cent. Anticipation of this eventuality will be linked closely to further appreciation of the ringgit and the inflow of foreign funds next year.
Perhaps, when that happens, we can witness more active participation from the retailers to push the index to a new high.
Meanwhile, the benchmark index may be subjected further correction this week due to current geopolitical tensions and Wall Street's weak performance last Friday.
Nonetheless, there are pockets of opportunity in some sectors like the oil and gas with the prime minister slated to reveal more details on the impending projects for the sector tomorrow.
Besides, Sime Darby's assertion last Friday that its oil & gas segment would focus on core competence area and completely exit transportation and installation business could stir some excitement, especially for rivals that are involved in the same line of business like Sapura Crest.
That aside, the fact that Sime Darby has returned to the black in the first quarter of fiscal year 2011 with a RM654.7 million net profit could provide some support for the broader market this week.
Technical outlook
Spot month November KLCI futures contract traded on Bursa Malaysia Derivatives Bhd tumbled 19 points last week to settle at 1,482.5, deteriorating to a 9.55-point discount to the cash index, compared with the 4-point discount the previous Friday.
Jittery sentiment caused by war cries from North Korea, the European debt situation and rising inflation in China was the overriding factor causing a heavy correction on the futures market.
Shares on Bursa Malaysia ended lower in cautious trade on Monday given the mixed performance on regional markets on investor caution over additional credit tightening measures by China on domestic banks.
The FBM KLCI subsequently fell by 2.85 points to close at 1,503.2, off an early high of 1,510.13 as total trade moderated to just below the 1-billion-share mark.
The local market ended sharply lower on Tuesday, dampened by heavy regional losses due to geopolitical concerns in Korea, renewed worries over the European debt crisis and further price curbs by China to contain inflation. As a result, the FBM KLCI slumped 15.67 points to close at the day's low of 1,487.53.
Stocks rebounded from early losses on Wednesday in line with regional strength as concerns over the situation in Korea, Europe's debt crisis and China's inflation curbs dissipated.
The FBM KLCI bounced back from early low of 1,476.82 to close up one point at 1,488.54.
The local market extended gains on Thursday on cautious trade following better-than-expected US jobless claims and consumer sentiment data, with domestic sentiment supported by hopes for further mergers and acquisitions in construction and property related stocks.
The FBM KLCI rose 7.95 points to settle at 1,496.49.
However, the market reversed earlier gains on Friday as investors took profits despite the firm debut of Petronas Chemical, and as external sentiment deteriorated amid speculation China will introduce measures to rein in price increases and as North Korea warned of war if tensions escalate.
The benchmark index closed 4.44 points down at 1,492.05 as losers bashed gainers 562 to 224 on total market volume of 1.57 billion shares worth RM4.9 billion.
The week's trading range expanded to 33.3 points last week, compared with 19 points the previous week, sparked by external volatility.
Among other indices, the FBM-EMAS Index declined 94.22 points or 0.9 per cent last week to 10,118.19, while the FBM-Small Cap Index slumped 266.4 points, or 2.16 per cent to 12,068.06, as small-cap stocks suffered the most from retail panic selling.
The daily slow stochastics indicator for the FBM KLCI has hooked up again to trigger a short-term buy signal at the lower neutral region, but the weekly stochastics signal line continued descending given the weaker upside momentum.
The 14-day Relative Strength Index (RSI) indicator meanwhile registered a weak reading of 46.99, while the 14-week RSI showed a less overbought situation with a reading of 70.36.
In the meantime, the daily Moving Average Convergence Divergence (MACD) trend indicator showed a more negative reading with the trigger line dipping further lower, while the weekly MACD indicator continued hooking down and will trigger a sell signal on further weakness.
The +DI and -DI lines on the 14-day Directional Movement Index (DMI) indicator expanded against each other to resume a more bearish trend reading.
Conclusion
After last week's downward correction, the technical situation for the index has been eroded, signalling potential for further correction ahead. Increased instability on external markets would damage local sentiment, especially if the situation on the Korean peninsula, the European debt crisis and China's inflation worsen further.
The only saving grace may be the oil & gas sector, if crude oil prices escalate to promote buying interest in oil & gas-related stocks.
Nonetheless, immediate support remains at 1,487, matching the 50 per cent Fibonacci Retracement (FR) of the pivot low of 1,445 on September 24 to the November 10 all-time high of 1,532, with the 61.8 per cent FR at 1,478 acting as stronger support platform.
A breakdown will see next support from the 76.4 per cent FR at 1,465, while the 1,445 pivot low will be a more sustainable support floor.
On the upside, expect immediate resistance at 1,499, the 38.2 per cent FR level, with tougher hurdles from 1,512, the 23.6 per cent FR, and the January 14 2008 peak of 1,524 next, followed by the current record high of 1,532.
The subject expressed above is based purely on technical analysis and opinions of the writer. It is not a solicitation to buy or sell.
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Hapuskan pemikiran hanya mahu 'makan gaji' - Md. Nor
KOTA BHARU 30 Nov. - Pelajar politeknik diminta menghapuskan pemikiran 'makan gaji' sebaliknya berusaha melengkapkan diri dengan ilmu keusahawanan untuk menjadi seorang usahawan yang berjaya selepas menamatkan pengajian.
Ketua Pengarah Jabatan Pengajian Politeknik, Md. Nor Yusof berkata, agenda pengajian tinggi negara adalah menjadikan gabungan antara keusahawanan dan pendidikan sebagai fokus utama untuk mencapai matlamat negara dengan ekonomi berpendapatan tinggi.
"Ilmu keusahawanan bukanlah untuk pelajar bidang perdagangan sahaja tetapi perlu dikembangkan kepada pelajar lain dalam bidang kejuruteraan.
"Saya menyeru para pelajar dan warga kerja politeknik meningkatkan usaha membentuk budaya keusahawanan dengan menganjurkan pelbagai program di peringkat politeknik mahu pun komuniti," katanya ketika berucap pada Majlis Perasmian Minggu Suaikenal Politeknik Kota Bharu (PKB) 2010 di Dewan Jubli Perak PKB di sini semalam.
Hadir sama Pengarah PKB, Noor Azahan Othman; Timbalan Pengarah Akademiknya, Wan Azlan Wan Ismail, kakitangan akademik lain serta 1,201 pelajar baru politeknik tersebut.
Mereka adalah sebahagian daripada lebih 25,000 pelajar baru yang mendaftar semalam dan hari ini di 27 politeknik seluruh negara.
Md. Nor berkata, pelajar politeknik adalah kelompok paling penting dalam menjayakan Perancangan Strategik Pengajian Tinggi Negara (PSPTN) serta Bidang Keberhasilan Utama Negara (NKRA) yang mahukan politeknik menjadi laluan alternatif melahirkan modal insan berkemahiran tinggi, kreatif, inovatif dan progresif.
"Untuk merealisasikan harapan tersebut, maka Jabatan Pengajian Politeknik telah melancarkan Transformasi Politeknik bagi memperkasakan pendidikan di institusi ini demi membantu hasrat negara menjadi negara berpendapatan tinggi menjelang 2020," katanya.
Beliau berkata, antara usaha yang dijalankan adalah menaik taraf politeknik konvensional kepada taraf premier dan menggalakkan tenaga pengajar menyambung pengajian ke peringkat sarjana dan doktor falsafah (PhD) selain sasaran menubuhkan Universiti Politeknik pada 2015.
Katanya, sehingga kini politeknik mempunyai tenaga akademik seramai 6,886 orang dan tiga buah politeknik premier iaitu Politeknik Sultan Abdul Aziz Shah, Politeknik Ungku Omar dan Politeknik Johor Bahru.
Ujarnya, terdapat 85,000 pelajar politeknik yang sedang mengikuti 50 program pengajian di seluruh negara dan jumlah itu dijangka bertambah sehingga 119,000 orang apabila enam lagi politeknik yang masih menumpang mempunyai bangunan sendiri.
Sementara itu, seorang pelajar baru yang ditemui, Nor Izyan Saidi, 18, dari Pahang berkata, dia bersedia menyahut cabaran untuk mencapai kecemerlangan di politeknik seperti yang diharapkan.
"Politeknik sekarang bukan lagi seperti dahulu yang dianggap sebagai tempat lambakan pelajar yang tidak boleh ke mana-mana berkumpul.
"Saya berazam belajar bersungguh-sungguh dan membuktikan pelajar di sini juga berpeluang untuk berjaya dan menyambung pengajian ke peringkat lebih tinggi dan memberi sumbangan kepada negara," katanya yang mengambil jurusan Diploma Pengajian Perniagaan (Pengurusan).
Seorang lagi pelajar, M. Anbu, 18, dari Perak yang mengikuti jurusan Diploma Kejuruteraan Mekanikal (Pertanian) turut gembira kerana mendapat tawaran melanjutkan pengajian di politeknik.
Katanya, politeknik adalah tempat terbaik untuk dia menimba ilmu berkualiti dalam bidang pengajian yang dipilih.
"Saya tahu politeknik mempunyai jaringan dengan industri yang besar dan saya berharap dapat menimba pengalaman dan kemahiran tinggi apabila tiba masa praktikal nanti," katanya. |
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FBM KLCI to hit 1,650 at end-2011: ECM
Published: 2010/12/02
ECM Libra maintains its base-case FTSE Bursa Malaysia Kuala Lumpur Composite Index (FBM KLCI) target of 1,480 and 1,650 at the end of next year though the FBM KLCI retraced by about three per cent since hitting a high of 1,528.01 three weeks ago.
While the market seems to be fairly valued, it is still positive in the near term as foreign net equity inflows remain strong, said ECM LIbra.
"We are unfazed by it and believe the market will continue its uptrend in a more meaningful manner in the first quarter of 2011.
"This is driven by resilient domestic consumption, strong foreign net equity inflows, merger and acquisition activities and pre-election play," it said in a research note today.
In the best scenario, ECM Libra said FBM KLCI could potentially touch 1,870 by end of next year based on 17 times should the current liquidity-driven rally continue into 2011. -- Bernama
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Reply 648# Madura1
good info.. |
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Malaysian stocks expected to trade higher this week
KUALA LUMPUR: BURSA MALAYSIA is expected to trade higher this week with the benchmark FTSE Bursa Malaysia Kuala Lumpur Composite Index (FBM KLCI) likely to move towards 1,530 with a strong upside momentum, dealers said.
Affin Investment Bank head of retail research, Dr Nazri Khan, said despite profit-taking last week, the benchmark index was likely to get positive spillover from the improving US and European markets.
The surprised best-in-three-years employment data and a two-year extension of the tax cut in the US would likely support Asian markets, including the local bourse, he said in his technical outlook here.
Dr Nazri said the immediate resistance for the benchmark index was currently pegged at between 1,510 and 1,530 while support was seen at 1,480 followed by 1,450.
He said a rally was expected this week as most regional indices had broken key resistance Hang Seng above 23,000, Nikkei above 10,000 and Taiwan Index above 8,500.
We believe that global tensions have already been factored in by the correction seen last week. We can sense that the flip-flop hot money obviously is making a comeback with year-end bargain-hunting driving the local stocks higher, he said.
During the week just-ended, the benchmark FBM KLCI was mostly higher.
However, it slipped on Friday on profit-taking, but managed to stay above the psychologically-crucial 1,500-point level.
The benchmark FBM KLCI rose by 8.93 points to 1,500.98 from 1,492.05 previous Friday. The Finance Index dropped 55.07 points to 13,550.25 while the Industrial Index was up 2.36 points to 2,853.62 and the Plantation Index surged 159.14 points to 7,826.37.
Weekly volume fell to 4.89 billion shares valued at RM9bil from 6.18 billion shares valued at RM11.32bil previously. Main market turnover declined to 4.23 billion units worth RM8.85bil from 5.08 billion units worth RM11.13bil previously. Bernama |
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Dow reaches two-year high
EW YORK: US stocks closed higher on Tuesday, buoyed by a strong rise in November retail sales as the all-important holiday shopping season nears its peak.
The Dow Jones Industrial Average rose 47.98 points (0.42 per cent) to close at 11,476.54, reaching its highest level in 27 months.
The S&P 500 index, a broader measure of the market, was up 1.13 points (0.09 per cent) to 1,241.59, while the tech-rich Nasdaq rose 2.81 points (0.11 per cent) to 2,627.72.
Financial stocks were the main laggards, with shares of Citigroup declining 2.5 per cent and those of JPMorgan losing 1.7 per cent and Bank of America declining 1.1 per cent.
The tone for trade was set early in the day, when the Commerce Department released data showing US retail sales rose more than expected in November for a fifth straight month of gains.
Retail and food services sales for November rose 0.8 per cent from the prior month to US$378.7 billion, the department said.
The increase was much better than the 0.5 per cent rise expected by economists and signaled Americans were more willing to open their wallets, fueling consumer spending that makes up two-thirds of US economic activity.
"Overall, the November retail sales report was a strong report that flew in the face of the weak wage growth reported in the November employment report," said Patrick O'Hare at Briefing.com.
The data came shortly after electric appliance retailer Best Buy posted disappointing quarterly earnings, with a five per cent drop in US sales, even though it included Black Friday, the day after Thanksgiving considered one of the shopping peaks of the year.
Best Buy's reported a US$217 million profit in the quarter ending November 27, compared with US$227 million in the same period last year. Its shares slumped nearly 15 per cent on the news.
Later trade was choppy amid news that the Federal Reserve will maintain near-zero interest rates and its massive US$600 billion asset purchasing program launched last month.
The Federal Open Market Committee said the US economic recovery was chugging forward, but too slowly to reduce high unemployment rates.
"The FOMC statement made for a volatile afternoon as stocks sold off, treasuries sold off, and the dollar rallied," said analysts at briefing.com.
In other corporate news, shares of General Electric rose 0.4 per cent after it forecast solid growth in 2011. -- AFP
Read more: Dow reaches two-year high http://www.btimes.com.my/Current ... _html#ixzz188VDdnuQ |
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tumpang tanya.
aku ada simpan duit kat public mutual dan aku nak keluarkan. tapi masalahnya aku dah misplace statement2 yg aku terima by pos.
mcm mana caranya kalo x jumpa statement2 tu? sbb no.akaun dan no.ahli semua ada dlm tu. |
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tumpang tanya.
aku ada simpan duit kat public mutual dan aku nak keluarkan. tapi masalahnya aku dah ...
ruffleen Post at 21-12-2010 16:50 
bende tersangat kecik je tu..senang je, call customer service 03 62075000
lps tu, tanya semua benda awak nak tanya..
call yr consultant, suruh mereka jualkan
or u boleh pergi sendiri, any branch P mutual.. |
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Reply 653# kirawang
thanks! btw smlm setelah puas menyelongkar meja pejabat, jumpa satu surat statement public mutual. fuhh jumpa gak no.akaun |
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Reply 654# ruffleen
tak jumpa tak pe, u bagi je ic no, mereka boleh access semua... |
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Reply ruffleen
tak jumpa tak pe, u bagi je ic no, mereka boleh access semua...
kirawang Post at 23-12-2010 12:10 
haha yess. dah call dah. senang sgt rupanya. thanks kirawang!! |
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bende tersangat kecik je tu..senang je, call customer service 03 62075000
lps tu, tanya semua benda awak nak tanya..
call yr consultant, suruh mereka jualkan
or u boleh pergi sendiri, any branch P mutual..
kirawang Post at 22-12-2010 22:51
Kah kah kah kah, benda tersangattt teramattt basic macam ni, budak sekolah rendah pun tahu. Ramai juga rupanya investors macam ni, nak check current investment status pun tak pandai. Benda teramat senang. Dan investors macam ni la yg ada hati pulakkk nak condemn dan caci maki unit trust agent dan company kalau mereka rasa dapat returns yg rendah atau rugi dalam investment, padahal mungkin itu disebabkan oleh agent yg tak bagus atau tak monitor investment mereka betul2, kerana kalau buat betul2 memang UT ni boleh untung.
Aku rasa sama macam kes ni jugak la, padahal diri sendiri tu tak paham dengan mendalam pasal instrument yg diorang ceburi tu. Nak call customer service tanya pasal investment sendiri pun tak tahu, kah kah kah kah kah percah perut aku gelak  |
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haha yess. dah call dah. senang sgt rupanya. thanks kirawang!!
ruffleen Post at 23-12-2010 12:31
bende tersangat kecik je tu..senang je, call customer service 03 62075000
lps tu, tanya semua benda awak nak tanya..
call yr consultant, suruh mereka jualkan
or u boleh pergi sendiri, any branch P mutual..
kirawang Post at 22-12-2010 22:51
Kah kah kah kah, benda tersangattt teramattt basic macam ni, budak sekolah rendah pun tahu. Ramai juga rupanya investors macam ni, nak check current investment status pun tak pandai. Benda teramat senang. Dan investors macam ni la yg ada hati pulakkk nak condemn dan caci maki unit trust agent dan company kalau mereka rasa dapat returns yg rendah atau rugi dalam investment, padahal mungkin itu disebabkan oleh agent yg tak bagus atau tak monitor investment mereka betul2, kerana kalau buat betul2 memang UT ni boleh untung.
Aku rasa sama macam kes ni jugak la, padahal diri sendiri tu tak paham dengan mendalam pasal instrument yg diorang ceburi tu. Nak call customer service tanya pasal investment sendiri pun tak tahu, kah kah kah kah kah percah perut aku gelak
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Reply 658# Tongny
mmg ramai yang tak tahu...may be consultants mereka tak explain betul2 or dah explain betul2 tapi mereka tak concern kot..
tak pe, kita cuba educate dan ingatkan satu sama lain.. |
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Post Last Edit by ruffleen at 24-12-2010 08:56
Reply 657# Tongny
errr...ada apa2 masalah ke encik? saya first time masuk bod ni dan saya x tahu pasal kes investor maki2 unit trust etc yg encik cakap tu. sbb saya x pernah buat mcm tu pun, just nak keluarkan semula pelaburan saya je. kalo saya tahu saya xde la nak tanya kat sini. btw, perlu ke nak ketawakan saya mcm tu? kalo saya jadi encik, saya seboleh2nya x akan singgung perasaan forumer lain. rasanya boleh je cakap elok2 kan? |
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Category: Belia & Informasi
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Post time 20-11-2010 09:15 PM
Author
