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Author: stokin

Home Loan...Which Bank Ya....?

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Post time 27-11-2007 03:22 PM | Show all posts
Originally posted by kipas_y2k at 26-11-2007 06:10 PM

nie se ...


kpas, apasal kat RHB lebih bayar kena denda yek?
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Post time 27-11-2007 05:12 PM | Show all posts

Reply #21 anieszack's post

ni early settlement penalty ke?
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Post time 27-11-2007 05:31 PM | Show all posts
Kalau nak mohon loan bank utk beli rumah, hutang2 kredit kad pun dia ambik kira juga ker selain dr hutang kereta?
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Post time 27-11-2007 05:57 PM | Show all posts

Reply #22 talapia's post

haah...

dah cuba lom bawa offer letter dari bank tu ke bank lain
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Post time 28-11-2007 10:32 AM | Show all posts

Reply #24 kipas_y2k's post

tgh tunggu result dr cimb.. arini dapat result kot. klau fail jugak baru submit utk bank lain. bawa offer letter dr bank ke bank tu camne?
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Post time 28-11-2007 11:52 AM | Show all posts

Reply #25 talapia's post

salam...tumpang tanye gak

nk tau gak bawak offer letter dari bank ke bank lain tu camne...boleh ke.? bank tu bagi ke kita offer letter tu kalo kita tak sign lagi...
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Post time 28-11-2007 01:24 PM | Show all posts
minta ler cakap nak baca dulu sebelum sign offer letter tu dulu....

bank HARUS beri... kalau kita minta ler
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Post time 28-11-2007 01:28 PM | Show all posts
Anis pun tengah survey bank mana yang best untuk buat loan rumah...sebelum ni anis buat kat Ambank...oklah, not bad...kemudian buat kat Cimb..amboii...cekik darah sikit bank nih tapi dulu tak tahu sgt bab2 ini..sekarang dah celik sikit...nak buat camner kan....dah terbuat loan kat situ...hehehehe

Setakat hari ini, anis dapati public bank yang best dia nyer rate blr dan terms...esok nak check hong leong lak..hehehee
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Post time 28-11-2007 02:58 PM | Show all posts
aiseh aku pun terlambat la jumpa topik ni....aku dah wat loan ngan cimb dah...cimb ni dah la lembab cam siput wat keje....takpe...2nd umah nanti aku survey abis2an....
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Post time 28-11-2007 06:21 PM | Show all posts
AIA mcm mana? Takde pun org reply...coz dia tgh promo fix rates 5.75 and 5.99.......for 30 yrs
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Post time 29-11-2007 09:54 AM | Show all posts

Reply #30 nally's post

tak best
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Post time 29-11-2007 01:09 PM | Show all posts

Reply #29 cyberboys's post

cam kombat cepat gak cimb ni proses application. tapi, cekik darah ke bank ni? adohaii dah terbuat dah.. huhu
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Post time 29-11-2007 01:32 PM | Show all posts

Reply #32 kombat's post

cepat ek...ikut branch la kot...ni lawyer pun dah warning awal2 ckp cimb ni lembab....mintak2 la tak....tgk paper ari ape ntah diorang dpt award bank paling ade improvement...harap2 betul la dah improve...
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Post time 29-11-2007 02:02 PM | Show all posts
al-rajhi nyer home loan ok tak? sape2 ade xperiance...?
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Post time 29-11-2007 02:03 PM | Show all posts

Reply #33 cyberboys's post

Masa anis buat housing loan kat cimb tahun 2001, memang cepat prosesnya...tak sampai 1 minggu dah lulus, urusan pembayaran dan semuanya lah memang cepat banding satu lagi bank yang anis pernah buat housing loan iaitu dengan Ambank (dulu dikenali dengan MBF bank)..sekarang ingat nak buat housing loan dengan public bank pulak..
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Post time 29-11-2007 02:52 PM | Show all posts

Reply #35 AnisSuraya's post

oo cepat ek...erm harap2 cepat la...kang tak pasal nk kena bayar interest kat developer lak....

public bank mmg cepat dah efisen....tp cam strict sikit rasanye...
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Post time 29-11-2007 03:48 PM | Show all posts

Reply #36 cyberboys's post

Masa anis dulu, memang cepat..sebab rumah yang anis beli tu rumah baru dan masa tu masih dalam pembinaan, jadi memang tak ada delay pembayaran antara bank kepada developer.Bank bayar ikut surat yang dihantar oleh developer...jadi...memang anis tak hadapi masalah interset ke apa ke...

Tak tahulah sekarang camner proses dia..masa anis dulu mmg cepat dan tak ada masalah....sekarang, sebab payment cantik, cimb offer untuk buat tambahan loan..kot2 lah nak reno rumah ke...heheheh

Public tak tau lah strict ke idak..sebab belum berurusan lagi...tapi kalau semua dokumen lengkap..rasanya tak ada masalah kot..
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Post time 29-11-2007 04:56 PM | Show all posts
aku plak... tngah survey loan mana yg agak ok... kalo boleh ader early statement ker.. x tinggi sangat rate dier... dulu aku dpt n lulus loan tp MBSB.. aku dagr agak mahal skit.. tp loan ni batal cos pemaju lmbat.. la nie aku nak try cri yg agak sesuai n x mahal sgt...
RHB ok ker?? cadangan nak RHB.. CIMB aku rasa agak slow skit... n mahal gak...
ada sapa2 leh ceti pasal instalment term.??
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Post time 29-11-2007 11:02 PM | Show all posts
Originally posted by cyberboys at 29-11-2007 02:52 PM
oo cepat ek...erm harap2 cepat la...kang tak pasal nk kena bayar interest kat developer lak....

public bank mmg cepat dah efisen....tp cam strict sikit rasanye...


Strict mcm mana tu cyberboys.....? Explain la sikit coz kita pun tgh dok survey home loan dgn bank ni......
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Post time 29-11-2007 11:04 PM | Show all posts
Originally posted by kipas_y2k at 29-11-2007 09:54 AM
tak best


Kipas...AIA ni tak best mcm mana....cuba la explain...boleh kita share sama2....takde la nanti org lain lak terkena...
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