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Author: lavapaus

[Jenayah] Dividen ASB 2020 4.25%, Ehsan 0.75%

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Post time 24-12-2020 12:10 PM From the mobile phone | Show all posts
mamajawie replied at 24-12-2020 10:28 AM
citer psal UT ni iollss nak citer la iollss lantik ejen (actually adik mak iollss) dia buat CWA un ...

CWA agak slow, fund public mutual agak tinggi return dia (dah lupa fund yg mana).
Saya dulu masuk CWA dgn budak UT buat part time, then tukar agent full fime dia tambah fund CWA yg tinggi performance dia. UT ni investment jangka panjang. Bagusnya agent tu dia siap email in excel performance fund setiap 3 bulan. Tapi sekarang x lagi, bole tgk kat iakaun je.
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Post time 24-12-2020 12:13 PM | Show all posts
Memang takkan naik la wey. Investment Portfolio PNB banyak dalam sektor apa ya? Ni ramai yg tak tahu.
Kalau dh tahu konsep ni bagussss. BELAH je sebelum terlambat!!   
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Post time 24-12-2020 12:17 PM | Show all posts
meow_tompok replied at 24-12-2020 12:10 PM
CWA agak slow, fund public mutual agak tinggi return dia (dah lupa fund yg mana).
Saya dulu masu ...

makcik tu memang celaka..jnis nk duit je sbab ayah iollss keje gomen n dia slalu tukar2 keje patutnya telus la ni x ktorg da bgi email pun lgsung satu email psal UT xpnah dpat..bukan kejap ktorg join dlm bertahun xkan rugi?tu yg aku mls nk join UT

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Post time 24-12-2020 12:27 PM From the mobile phone | Show all posts
Itzy replied at 24-12-2020 01:32 AM
Nasib aku sempat tarik balik loan asb 100k. Kalau tak dengan aku2 sekali menggelupur. Ni kali kedua  ...

pengalaman hampir tersontot

so lps ni kena study dulu pancingan2

dr agen asb, pelaburan emas, any pelaburan

cepat kaya coz ramai yg telah di pancing

n di kencing dgn jaya nya oleh agen2 tersebut

iklan2 pancingan bukan main lg dgn pelbagai

teknik buat duit melalui asb yg paling tak bleh tahan

cina kalau di beri peluang asb lg depa kaya raya

hujung2 mulayu jg yg ramai tersontot

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Post time 24-12-2020 12:28 PM From the mobile phone | Show all posts
green~tea replied at 24-12-2020 09:34 AM
ada beza... ada unit amanah yang hanya bagi yearly dividend, and ada unit amanah yang bagi both di ...

Nak capital gain dlm masa sama nk collect..hihi. tgk pada keperluan
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Post time 24-12-2020 12:30 PM From the mobile phone | Show all posts
msdummy.2018 replied at 24-12-2020 09:56 AM
aku tmbh lagi list ko tuh, makanan nk sedap tp murah, brg nk berkualiti tp murah, kualiti kerja nk ...

Nak tambah lagi..Internet nak kelajuan tinggi 100mbsp ke atas dan unlimited tapi nak bayar bawah rm100
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Post time 24-12-2020 12:50 PM From the mobile phone | Show all posts
adm7 replied at 24-12-2020 07:45 AM
Tak da sapa paksa korang melabur asb guna asb financing. Takda istilah tolong melayu/bumiputera. Kor ...

Masalahnya kerani2 bank yg meroyan tarik customer buat loan dgn diorg, mula2 dtg bank cuma nk draw atm, kerani2 la yg manis mulut pujuk rayu racun siap tunjuk graf dividen asb tahun 90an pastu ckp x rugi masuk loan duit instalment asb tlg bayarkan, masa tu mmg la bila tengok interest siap ada balance dividen lg lepas tolak linstallmnt  hujung tahun.....tp tu dulu la 2@3 tahun yg lepas kerani tu pun  nk capai target bank dpt free company trip obersee lg
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Post time 24-12-2020 12:59 PM From the mobile phone | Show all posts
dodolgemok replied at 24-12-2020 10:29 AM
Siap ada cakap jgan kaitkan dgan gomen, ni salah covid, kerajaan lepas salah. Kahkahkah

Macai memang babi... Itu je nak cakap
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Post time 24-12-2020 01:11 PM | Show all posts
airmineral replied at 24-12-2020 10:27 AM
mana kaka baca pasa raiz? rasa mcm nak try raiz / wahed tp xstudy lagi.. boleh share rujukan?

saya mohon tolong jawab yea.
you bole godek2 channel youtube millenial finance
bagusnya youtuber ni dia review, explain & compare few robo advisor RAIZ, Stashaway, Wahed kalau rajin bole explore lain MyTheo & BEST
kat mana robo advisor tu invest, berapa charges fees semua

nah belanja video. tapi secara personally saya masuk RAIZ hanya utk 'duit campak2 tepi je'


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Post time 24-12-2020 01:16 PM | Show all posts
mamajawie replied at 24-12-2020 12:17 PM
makcik tu memang celaka..jnis nk duit je sbab ayah iollss keje gomen n dia slalu tukar2 keje patut ...

sabarlah,
meow pun penah terkena dgn agent UT sorang, harap muka lawa je
sekali je lah buat dgn dia, lepas tu keluarkan terus takmo buat dgn dia lagi dah.
sejak tu letak duit kat UT pakai duit epf je

ada la yg approach Pelaburan Mara, join telegram agent... tapi lamaaaaaa lepas tu ada bunyi2 dlm group telegram tu yg tak puashati bila rugi. nasib baik la tak join.




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Post time 24-12-2020 01:44 PM From the mobile phone | Show all posts
mamajawie replied at 24-12-2020 12:17 PM
makcik tu memang celaka..jnis nk duit je sbab ayah iollss keje gomen n dia slalu tukar2 keje patut ...

I masuk unit trust sejak 2005.... masa tu public mutual, invest pakai cash je lah... then agent tu hilang tanpa khabar berita... pastu in 2009 i masuk CWA plak.... mula2 best la lama2 agent ni pun hamjad tak buat keje langsung dah, asik bizi grooming jual tudung.... then i tukar ke public mutual in 2017.... then in 2019 i start buat sendiri je.. i ditched all my agents tak guna tu... and i made "real profit" within 3 months sajork dah dpt 37%  average (ada fund yg 47% i dpt realized profit).... i dpt 88k dari 240k investment.... pastu i redeem dah la.... malas nak monitor.. sbb i busy dgn keje nak prep for my early retirement (before 40) this january...
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Post time 24-12-2020 01:48 PM From the mobile phone | Show all posts
meow_tompok replied at 24-12-2020 12:06 PM
RHB mahal, hong leong, maybank, malacca securities murah lagik.

Tq for this info.. i nak start study about this next month lah.. skali ngn raiz....

I ada la masuk maybank etiqa retirement plan masuk cash 210k in 2017.... nangissssssss sbb return ciput... tp still above inflation rate lah.... argghhhhh.. that is one decision yang kurang bijak although i dpt byk benefit dgn becoming premier customer maybank
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Post time 24-12-2020 01:54 PM From the mobile phone | Show all posts
green~tea replied at 24-12-2020 01:48 PM
Tq for this info.. i nak start study about this next month lah.. skali ngn raiz....

I ada la ma ...

saya dah edit. bukan hong leong tapi uob.
ada pro and cons, rhb mahal tapi chart dia bagus
ada rhb remiser saya kenal, client dia, dia ajar free teknikal saham, rasanya fcpo sekali.
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Post time 24-12-2020 02:13 PM | Show all posts
green~tea replied at 23-12-2020 11:59 PM
U ada i-kwsp tak? Situ ada pautan utk tengok best performing unit trust funds....

And if u nak ...



i am not sure my kwsp hidup lagike tidak .... sebab  i dah kerja kerajaan lama dah .. dulu2 ada kwsp ni ...

need to venture into somethin your more profitable but safe ... errr ada ke selain asnb ?  bank rakyat dah tak ada allocation  ...


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Post time 24-12-2020 02:15 PM From the mobile phone | Show all posts
airmineral replied at 24-12-2020 10:33 AM
mcmn nak masuk rhb islamic asset tu

Kene jumpa agen tu tapi agen iols busy namati. Dia buat part time je. Pastu bila iols nak redeem dividen, dah 3 minggu ni almost hari2 iols push. Ade je alasan dia. Uols carik la agen yg full time. Iols yak recommend kwn iols tu.
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Post time 24-12-2020 02:56 PM | Show all posts
adm7 replied at 24-12-2020 11:42 AM
Ada lg bodoh laknat nak kaitkan dividen dengan politik.

nasib baik tak pegang gomen lagik

kalo tak lg lingkop ke parit
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Post time 24-12-2020 02:59 PM | Show all posts
meow_tompok replied at 24-12-2020 01:11 PM
saya mohon tolong jawab yea.
you bole godek2 channel youtube millenial finance
bagusnya youtube ...

pergh, sangat membantu la vid chuollss share ni..at least noob cam aku ni paham la nk labur ktne n pro n cons saham ni..

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Post time 24-12-2020 03:33 PM From the mobile phone | Show all posts
naina replied at 24-12-2020 12:30 PM
Nak tambah lagi..Internet nak kelajuan tinggi 100mbsp ke atas dan unlimited tapi nak bayar bawah r ...

ha betull...dia hengat costing nk tanam kabel, repair kabel tuh murah agoknya?
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Post time 24-12-2020 03:58 PM | Show all posts
sape2 leh terangkan pasal raiz and wahed?
how to run and what the risk
sekarang ada buat public mutual guna acc 1 kwsp
tp pakai ejen la sebab xberapa familiar
loan asb dah lama terminate lepas dapat balik modal, untung sikit la
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Post time 24-12-2020 04:01 PM | Show all posts
alhamdulillah .. ada jugak dia bagi pulangan lebih dari 3.5%

anyhow,

SOS ni .. ada sesapa nak suggest PRS utk i pls?? i dah ada PRS CWA, rasa mcm nak try a different PRS pulak tahun ni ... dah nak nyawa2 ikan dah utk cover tax relief 2020 ni ... plsss

thanks!
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