Rakyat Malaysia Tak Mampu Beli Rumah Berbanding Rakyat Negara Lain

GhostWalking

KUALA LUMPUR, Oct 13 — Malaysia has a “severely unaffordable” residential homes market, with housing even more out of reach for its residents than in Singapore, Japan and the United States, according to US-based urban development researcher Demographia.                                

Demographia’s report was cited today in a report in Singapore’s Straits Times newspaper to highlight how many Malaysians continue to be locked out of the residential housing market despite the federal government’s attempt at helping first-time house buyers.        

According to the ST report, Demographia rates housing as severely unaffordable if it is 5.1 times median annual income. Malaysia clocks in at 5.5x, higher than Singapore’s 5.1x, while housing in the United States and Japan is “moderately unaffordable”.        Government data cited by the ST report shows that since 2012 median monthly household income has risen eight per cent annually to RM4,258, slower than the average housing price increase of 10 per cent to RM280,886.

The country’s consumer price index has risen by an average of 3.3 per cent this year and Putrajaya had warned it may spike by 5 per cent next year, tripling the 2013 average.        In presenting Budget 2015 last Friday, Prime Minister Datuk Seri Najib Razak introduced a Youth Housing Scheme that will waive down-payments and subsidise ownership by up to RM10,000 for 20,000 married couples under 40.
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        Najib also said the government would provide another 80,000 new homes priced at RM100,000 to RM400,000 under the 1Malaysia People’s Housing Programme (PR1MA).      
Both schemes, including the existing My First Home (MFH) scheme are only for households with a combined monthly income of less than RM10,000.

According to Bank Negara only a third of My First Home applicants received loans in the first year, as banks refused to take risks.      

  And PR1MA has seen just 761 buyers for the 160,000 units launched since 2013.

“We earn just over that but it’s not enough for savings.

We can convert rent into loan repayments but we can’t pay the 10 per cent deposit,” lawyer Puteri Mohamad told the Straits Times in commenting on the Budget proposal to help households earning less than RM10,000 monthly to buy homes.

Office administrator Mimie Azriene Mohd Zin, 32, has no children but she and her technician husband have applied for a PR1MA home.

But she told the Straits Times they have not figured out how to afford the down payment on their combined income of under RM4,000 a month that leaves them with little savings living in expensive Kuala Lumpur.

“We might not even be able to afford the repayment but we have to try before prices go up further,” she told the daily. - See more at: http://www.themalaymailonline.co ... thash.K1zOf15E.dpuf

jazaa

wah...lebih mahal dari jepun...
bior betulll....

edee_91

takpa2, dah apply GST nanti turun lah harga rumah2 kat malaysia ni. price sure go down hwanngggg....

AHMADVW

selagi ada bn

semua barang naik

CrowneGlory

Dah yg kontrol dr pasir simen hingga harga tanah mata sepet... Campur pulak dgn bapak ah long = bank negara ... Bunga mencanak2..

dani-rox

Malaysia menuju ke arah negara maju

ultra78

Nanti adalah menteri pegi convert USD ke RM utk menunjukkan harga rumah di Malaysia masih murah

nw111

Semua gara2 developer cina tamak haloba...

edee_91

ultra78 posted on 13-10-2014 07:12 PM
Nanti adalah menteri pegi convert USD ke RM utk menunjukkan harga rumah di Malaysia masih murah

kebijaksanaan menteri kita harus dibanggakan. ppffffrrrttthhhhh....

Anak_Nogori

Waaaa mcm ni boleh lah beli rumah do Singapore...lebih murah Dari Malaysia..tapi awat org Singapore beli rumah mahal diJB sedangkan di Singapore lagi murah...

Modngengade

Yer la..undi PR harga barang jatuh merudum yer dikkk

MatDeghem

Anak_Nogori posted on 13-10-2014 07:24 PM
Waaaa mcm ni boleh lah beli rumah do Singapore...lebih murah Dari Malaysia..tapi awat org Singapore  ...

Yang di JB 2nd home. Rumah hujung minggu

spiderman80

Modngengade posted on 13-10-2014 07:27 PM
Yer la..undi PR harga barang jatuh merudum yer dikkk

Jangan tertipu dengan janji macam tu sayang.

spiderman80

Anak_Nogori posted on 13-10-2014 07:24 PM
Waaaa mcm ni boleh lah beli rumah do Singapore...lebih murah Dari Malaysia..tapi awat org Singapore  ...

Uncle, saya rasa ia perbandingan harga rumah dengan pendapatan per kapita rakyat

Modngengade

spiderman80 posted on 13-10-2014 07:42 PM
Jangan tertipu dengan janji macam tu sayang.

Tipah x pernah tertipu bang....

Anak_Nogori

MatDeghem posted on 13-10-2014 07:28 PM
Yang di JB 2nd home. Rumah hujung minggu

Oooo ada org mcm tu ye....beli rumah 2nd home walaupun mahal Dari harga dinegara sendiri.

Ramai budak Singapore kat sini ni...harap mereka komen lah.

Kalau harga rumah di Singapore jauh lagi murah..tentu sewa rumah pun murah.

Anak_Nogori

spiderman80 posted on 13-10-2014 07:43 PM
Uncle, saya rasa ia perbandingan harga rumah dengan pendapatan per kapita rakyat

Ohhhh...perbandingan per capita rupanya..ingatkan betullah harga rumah di disana jauh lagi murah.

cepheid

Rumah kat KL memang mahal weh. Setaraf kondo harga rumah teres kat kat Sheffield, UK. Kawan aku terkejut aku beli apartment kat shah alam RM400K. Siap kata sama dengan harga rumah teres dia di Sheffield.

ellekarma

cepheid posted on 13-10-2014 08:09 PM
Rumah kat KL memang mahal weh. Setaraf kondo harga rumah teres kat kat Sheffield, UK. Kawan aku terk ...

Murahnya Sheffield. Mesti rent murah.

Kalau kat london, flat sekangkang kera pn dh cecah 400k.beza betul.

Edit: GBP400k. Bkn RM. Hehe

cepheid

ellekarma posted on 13-10-2014 08:22 PM
Murahnya Sheffield. Mesti rent murah.

Kalau kat london, flat sekangkang kera pn dh cecah 400k ...

Rent dalam 400-600 pound per month (ikut besar rumah, furnish atau unfurnish)

London memang mahal tak dapat dinafikan. Mana-mana tempah south UK yang so-call tempat yang warmer harga tinggi sewa atau beli.