Edited by mbhcsf at 5-1-2017 05:49 AM
The Need For A Strong Ageing Support System- Puan Nur Syahidah binti Abdul Jalil
- January 3, 2017
The advent of the new calendar year inevitably adds one’s age. For those in the middle aged group, they are acutely aware that when God has let them live this long, they are apparently advancing towards old age, barring any unforeseen circumstances along the way.
Indeed, old age is usually associated with several physical and mental dysfunctions. Physically, the elderly may be compromised in strength even though they are in good health. Hearing and sight problems may set in while others may have mental issues like Alzheimer’s, Empty Nest syndrome, depression and others. According to Nikmat and Almashoor, about 50,000 suffered from Alzheimer’s in Malaysia in 2012.
The physical and mental deficiencies of the elderly resemble the weaknesses of man during childhood. Sophocles, a dramatist of ancient Greek in one of his plays, The Lost Dramas once said, “…for he who is growing old becomes a child once more.”
Malaysia is fast joining the global ageing population. According to the United Nations, by 2030, those aged 60 years and above reach 15 per cent of the population. Thus, we need to be prepared in terms of facilities, development planning, economy and social support system, and others. If these are not done for others, then consider it to be done at least for ourselves once we reach old age.
Countries like Japan, Italy, Greece, Germany, United Kingdom and others already have more than 15 per cent of the elderly. These developed nations have a great ageing support system. Germany, for example, has a Long Term Care Insurance (LTCI) system which is financed both by the public and private sectors. For public LTCI system, a mandatory percentage of payroll tax is shared by employer and employee according to certain stipulations.
The long-term care insurance for the elderly in Japan, on the other hand, is differentiated from medical insurance so it may cover and collect premium from both retiree and employee. The insurer must be the state or public corporation that has authority to ensure all targeted people participate in the scheme. In Malaysia, several schemes for the elderly are available to cater to different needs. Bantuan Orang Tua for example is designed by providing RM300 cash per month to the elderly without income in the community, while Rumah Kenanga accommodates the elderly with neither heirs nor income but able to manage themselves. For those without both heirs and income and bedridden as well will be placed at Rumah Ehsan. The three schemes come under the Department of Social Welfare which has other schemes or help available under public or private agencies.
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