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insurance claim

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Post time 28-3-2011 05:35 PM | Show all posts |Read mode
hi,aritu sy accident, langgar kereta depan. driver tu hntar workshop dan claim insurance saya.sekarang ni die mintak saya bayar kat die sebab insurance saya tak cover certain expenses..saya call insurance careline, agent tu cakap, untuk kereta lebih 5 tahun, insurance company tak kan tanggung spare-part ori, jd patut ke sy tanggung klu org tu tukar ke part ori?

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 Author| Post time 6-4-2011 02:15 PM | Show all posts
takde sape2 nak jwp ke? hu3
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Post time 6-4-2011 02:24 PM | Show all posts
ko dah langgar die mmg patut byr la kot
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Post time 6-4-2011 03:24 PM | Show all posts
nak elak byr lebih..sila report polis,...byr rm300..ngaku salah.. pehtu suh insurance company handle..sekian

sbbnya my kawan pon wat cmni gak, dia tahu dia salah..konperm kena byr lebih, so dia gi wat report polis and mengaku salah..denda RM300 (dia byr RM150 je coz dpt diskaun itu hari kan).katanya dari byr beribu utk keta org..ada baik dia ngaku salah kt polis
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Post time 6-4-2011 03:31 PM | Show all posts
Reply 4# chaintea


aah terpikir gak cara ni.. tp sbb mcm dah lame berlaku, valid ke repot pd polis eh..
satu lg, insurans hny leh claim dlm mase seminggu je..
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Post time 6-4-2011 03:39 PM | Show all posts
Post Last Edit by chaintea at 6-4-2011 15:52

erm mende cmtu kena rujuk ejen kot

xpon bgtau pd driver itu..dats is wat my insurance company covered..kalu encik nak upgradekan keta pd tahap giga..sila guna duit sendrik..
xyah pening kepala ok..kalu dia bising bgtau itu syarat insurance company TT..kalo dia x pueh hati..suh dia report polis (itu lagi bagus)
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Post time 6-4-2011 04:32 PM | Show all posts
untuk kereta lebih 5 tahun, insurance company tak kan tanggung spare-part ori

kalau boleh TT minta keterangan secara bertulis dari pihak insuran ttg benda ni..
Segala bentuk brg tiruan adalah satu kesalahan dlm undang2 Msia..
ni undang2 mana yg company insuran ni pakai..
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 Author| Post time 15-6-2011 02:25 PM | Show all posts
saya pun tak sure. rupanya turn out workshop tu claim insurance owner, kcd ke ape ntah. yg dia claim cuma lost of use je kat insurance saya.
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 Author| Post time 15-6-2011 02:27 PM | Show all posts
nak elak byr lebih..sila report polis,...byr rm300..ngaku salah.. pehtu suh insurance company handle ...
chaintea Post at 6-4-2011 15:24

saya memang report polis, kena denda 300. lepas tu insurance uruskan. tapi lepas tu minta saya tambah duit lagi.
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Post time 15-6-2011 04:30 PM | Show all posts
saya memang report polis, kena denda 300. lepas tu insurance uruskan. tapi lepas tu minta saya tam ...
rayhan Post at 15-6-2011 14:27



nape lak ek
bgtau dia..insurans company dh uruskn
if dia nak ori minta dia byr sendrik la

betul ke my pendpt nih?
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Post time 15-6-2011 11:32 PM | Show all posts
untuk kereta lebih 5 tahun, insurance company tak kan tanggung spare-part ori

kalau boleh TT mint ...
tampinus Post at 6-4-2011 16:32



    saya pun pernah diberitahu pasal ni. Nasib baik masa eksiden dulu, kete saya baru umo 4 tahun. Kat mana boleh dapat black n white yg kata tak dibenarkan pasang spare part tak ori?
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Post time 17-6-2011 03:23 PM | Show all posts
apa maksud tak kan cover spart part ori?
kalo kite dah byr insurance utk cover kete,
if salah kite langgar kete org, then claim insurance kite,
bukan kerr insurance kene cover brape shj claims yg dibuat?
ader plak syarat2 lepas 5thn tak cover ori parts eh?
tak penah taw plak psl nie... anyone bleh tlg sahkan tak? tq
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Post time 20-6-2011 02:34 PM | Show all posts
apersal plak insurance tu  x cover lost of use tu skali ke? dh mmg kete dia masuk workshop patah kaki la dia..

ke..mmg tader kot..tah x reti sgt tp ari tu kete kena langgar semua dpt
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Post time 27-6-2011 11:42 PM | Show all posts
lain insurance company lain policy dan coverage nye. sila pegi ke opis insurance itu dan suh opiser dia  tunjuk insurance policy punye covarage. kadang2 policy buleh berubah2 dari masa ke sama customer tak tahu.
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Post time 28-6-2011 11:44 AM | Show all posts
apa maksud tak kan cover spart part ori?
kalo kite dah byr insurance utk cover kete,
if salah kit ...
cikanggun Post at 17-6-2011 15:23


memang ada mcm tu...biasanya kalau kereta lebih 5 thn memang kena tambah duit sikit..dalam 20-30% dari claim...alasannya sebab kereta dah lama mana boleh bagi alat ganti baru/ori..tak adil katanya....lagi pun kita bayar insuran ciput je berbanding sykt insuran nak kena bayar kat bengkel...
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Post time 28-6-2011 11:49 AM | Show all posts
memang ada mcm tu...biasanya kalau kereta lebih 5 thn memang kena tambah duit sikit..dalam 20-30 ...
nz.jr Post at 28-6-2011 11:44 AM


ehhhh? cenggitu eh....bistu kalo lgsg tak claim pape sepanjang cover insurance tu camno plak?
kite rugi ker tak? mohon pencerahanggg
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Post time 28-6-2011 12:36 PM | Show all posts
ehhhh? cenggitu eh....bistu kalo lgsg tak claim pape sepanjang cover insurance tu camno plak?  ...
cikanggun Post at 28-6-2011 11:49



    motor vehicle insurance termasuk dlm salah satu kategori general insurance. mmg mana2 general insurance yg ada kat malaysia nih ....klu x claim ape2 sepanjang coverage insurance ituh, rs cam rugi kan x dpt ape2..tp benefit dia kan dpt NCD & NCB setiap tahun. lainlah kalau life insurance..mmg ada rebate klu kite claim ape2 sepanjang coverage.
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Post time 28-6-2011 12:40 PM | Show all posts
motor vehicle insurance termasuk dlm salah satu kategori general insurance. mmg mana2 gene ...
BeeHaa Post at 28-6-2011 12:36 PM


rugi gak rase sbb tak penah claim pape...bayor ribu riban tu... sobb3
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Post time 28-6-2011 12:55 PM | Show all posts
rugi gak rase sbb tak penah claim pape...bayor ribu riban tu... sobb3
cikanggun Post at 28-6-2011 12:40


NCD kan turun tiap2 tahun ..nak x nak kena gak (wajib) insurance kete nih. nk buat macam mana kan.. lg 1 kelebihan motor vehicle insurance nih..knock to knock accident regardles sape langgar sape. sape salah sape betul. mmg boleh claim.
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Post time 28-6-2011 01:57 PM | Show all posts
NCD kan turun tiap2 tahun ..nak x nak kena gak (wajib) insurance kete nih. nk buat macam mana ka ...
BeeHaa Post at 28-6-2011 12:55 PM


ooooo...betui gak nooo...yer laa yer laaa...
tgh saving neh nk renew insurance+r/tax bln Nov nnt...
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