Pinjaman Peribadi

mary3110

PERSONAL LOAN

FEATURE:  1. 6.88% 1-7 Years(Salary earner gross salary more then 10k monthly, Include allowance, OT, 2 years Bonus, etc）

2. 8.88% 1-7 Years (Salary earner gross salary less then 10k monthly)

3. 9.28% 1-7 Years（Self employed gross salary more then 3k monthly)

4. 10.38%  1-7 Yeaars（Salary earner gross salary less then 10k monthly，normally high credit card usage and high commitment)

5. 11.38% 1-7 Years（Self employed gross salary more then 3k monthly，normally high credit card usage and high commitment)

6. 11.88% 1-7 Years（Salary earner gross salary less then 10k monthly，normally high credit card usage and high commitment，and CCRIS

installment not up to date, and atleast had 2 months lapse installment)

7. All the interest rate is fixed no matter how much the loan amount.

8. requirement ：Monthly Gross income RM 3K, age between 21-55.

9.No need guarantor and OD.

10.At least have 1 year CCRIS report.

11. No lock in period and no penalty on early settlement. (example: Edward have apply a tenure 7 years personal loan,

after 9 months，Edward purpose to do a early settlement and he had notice the branches 3 months early. After 3 months, Edward done the

early settlement and only need to pay the 1 year interest and the loan amount which exclude the remain 6 years interest charges.)

12. This loan cannot do the principal reduction，only can early settlement.

13. This loan can apply with Debt consolidation. Which mean if customer feel another bank's personal loan or credit card's interest rate

more higher then Alliancebank personal loan's 8.88%or 10.38% interest rate，then they can transfer the outstanding balance to

Alliance bank's personal loan to enjoy lowest interest.

14. Charges: CONFIRM only 0.55% stampduty fees.

15．No need to apply another Alliance bank account, the loan amount will disburse to the bank account that request by customer.

And can waive the RM12.00 annual fee for the account maintenance fees/ debit card fees.

16.Easy to apply. No need original documents,all the submission document can send by email,fax or Whatsapp (Photo).

CREDIT CARDS

**ALLIANCE BANK ANY FRESH GRADUATE/ NON CCRIS CUSTOMER ALSO CAN APPLY！！！

ANY ALLIANCE BANK CREDIT CARD ALSO CAN APPLY FAST CASH AND BALANCE TRANSFER。

FAST CASH (CREDIT CARD LOAN)

Feature:    1.  6.99% p.a. for 12 months.

2.  7.99% p.a. for 24 months.

3.  7.99% p.a. for 36 months.

BALANCE TRANSFER

Feature:    1. 6.99% for 12 months.

2. 6.00%per month for 18 months.

3. 7.99%per month for 24 months.

The following 4 is Alliance Bank priority card：

YOU:NIQUE CARD

Requirement：annual income RM 24K above/monthly income 2k Above. Age between 21-65.

FEATURE:

1. Can upload any favourite image as a Card Image。Example selfie，travel，couple，family，graduate，babys photo and etc.

2. First 90 days only need make the Minimum payment, there is no charges for the remain outstanding balance.

3. Can choose 1 of the card function from below:

a) Rebate：   0.5% for  RM 0-1,000

1.5% for  RM 1,001-2,000

3% for    RM 2,001-3,000

0.3% for >RM 3,001 (no capping, unlimited)

Which mean for the higher rebate tier customer should not spend credit limit more then Rm 3000 monthly.

b)Rewards:  2x timeless bonus pints on oversea or domestic retail spend

c) Rates:   Get low interested rate of 9% for the first 12 months with prompt payment for 12 consecutive months.

4. Annual fees waived for first 3 years, after that can waive the annual fees with spend RM 5k above every year.

PLATINUM CARD

Requirement： Annual income >60K

Feature：          1. 3x Timeless Bonus Points on overseas retail spend.

2. 2x Timeless Bonus Points on grocery, petrol and utility spend.

3. Unlimited complimentary access to KLIA Plaza Premium Lounge. (For PB or AP member only)

4.Automatic annual fee waiver i.e. spend a minimum of RM5,000 or swipe 12 times within a 12-month period.

5. Airline Miles Redemption to Enrich Miles and AirAsia BIG Points.

VISA INFINITE CARD

Requirement：Annual income> 150K

Feature:           1.  5x timeless bonus pints on oversea retail spend

2.  2x timeless bonus pints on domestic retail spend

3. UNLIMITED PRIORITY PASS LOUNGES WORLDWIDE& KLIA PLAZA PREMIUM LOUNGE

4. Annualy Cash Rebate:

Accumulated Spend (RM)          Annual Rewards (RM)

100,000  - 299,999                 500

300,000  - 499,999                 1600

500,000  and above                 2600

5. Annual fees waive for 1st year

6. Travel insurance up to RM 2 million

7. Worldwide customer service hotline

8. More feature please visit

http://www.alliancebank.com.my/P ... x#possibilities-tab

GOLD CARD

requirement：Annual income RM 24K above /monthly income RM 2k above。Age between 21-65.

Feature:           1. 2x Timeless Bonus Points on overseas retail spend.

2. 2x Timeless Bonus Points on utility spend.

3. Automatic annual fee waiver i.e. spend a minimum of RM5,000 or swipe 12 times within a 12-month period.

4. Timeless Bonus Points that do not expire.

5. Airline Miles Redemption to Enrich Miles and AirAsia BIG Points.

Personal Loan and Credit card document requirement：***No need original documents,all the submission document can send by email,fax or Whatsapp(Photo)

Salary Earner：

1)  IC

2)  Choose 2 document from below:

A.EPF statement for pass 6 months

B. payslip for latest 3 months + latest 3 months bank statement/ passbook(must bank in by cheque or online transfer by your boss or company)

C. Borang BE + income tax receipt

D. EA Form

E. Latest 1 month payslip (Only for those work in MNC or PLC company )

F. Notice of Assessment (For those work in Singapore because this is their income tax)

Self Employed：

1)     IC

2)     Latest 6 months company bank statement

3.     Borang B + income tax receipt

4.     SSM photo copy

Commisin Earner(Example insurance agent，property agent，unit trust agent, etc)

1)     IC

2)     Latest 6 months payslip + Latest 3 months personal account bank statement (进粮的bank statement)

BUSINESS PLATINUM CARD

Feature：1. ONLY FOR DIRECTOR

2. Card limit up to RM 300k

3. Any time can apply the fast cash program with 6.99-7.99% (Tenure 1-3 years)

4. Applyable for all director in same company.

5. Company registration must more then 2 years.

6. Annual fee waive for first year. And just spend 12 times or spend minimum RM 5k to waive continuous year.

7. Rebate:   0.2% for    RM 1- 15000

0.5% for    RM 15001- 100000

0.8% for    RM 100001- 200000

1.25% for   RM 200001- 300000

Document requirement：

1)     IC

2)     Latest 6 months company bank statement

3.     Borang B + income tax receipt

4.     SSM photo copy