Claim total lost

network · Post time 24-4-2009 11:19 AM

Assalamualaikum..

nie nak tanya & nak confirm sikit. tu hari aku xcident and menurut bengkel keta tu, keta tu total lost. So skrg tgh buat claim dngn insurans. Soalanya , klu claim tu kita dapat, insurans tu bayar pada kedai ke ? pada owner ke atau direct terus pada bank. Just takut gak klu insurans bayar pada bengkel.. bengkel sapu gak duit tu tu sedikit sebanyak

.. dah dia issue kat aku amount lain?

sump81 · Post time 24-4-2009 11:25 AM

nk tau jgk lh..????

?ever · Post time 24-4-2009 11:26 AM

kalau under loan direct bank
kalau dah habis bayar direct pada u
bengkel tak akan dapat

220796 · Post time 24-4-2009 11:33 AM

ye tak dpt kat bengkel sbb dah diklafikasikan under "TOTAL LOST"..... like my hb's case jun'08....ferio eksiden & total lost..loan dah setel so owner akan dpt cek.

[ Last edited by 220796 at 24-4-2009 11:35 ]

network · Post time 24-4-2009 11:52 AM

Originally posted by ?ever at 24-4-2009 11:26
kalau under loan direct bank
kalau dah habis bayar direct pada u
bengkel tak akan dapat

I see macam tu yea. So tak payah la aku risau kena kenceng ngan geng2 bengkel tu yea.

. Thanks for info

network · Post time 24-4-2009 11:53 AM

Originally posted by 220796 at 24-4-2009 11:33
ye tak dpt kat bengkel sbb dah diklafikasikan under "TOTAL LOST"..... like my hb's case jun'08....ferio eksiden & total lost..loan dah setel so owner akan dpt cek.

Thanks for confirmation 220796

220796 · Post time 24-4-2009 11:53 AM

dlm kes awak tu xde istilah kencing-mengencing....kete tu dah habis loan blom?

network · Post time 24-4-2009 11:55 AM

nie ha satu lagi..lupa lak tadi nak tanya. Betul ke endorsement engine tanpa bawak ke JPJ (pasal keta dah xcident) cost sampai 3K

network · Post time 24-4-2009 11:56 AM

Originally posted by 220796 at 24-4-2009 11:53
dlm kes awak tu xde istilah kencing-mengencing....kete tu dah habis loan blom?

hehehe. risau gak kena kecing pasal kat bank tu ada 2 thn lagi loan

. Biasanyanyer kan bape % insurans tu bayo utk keta total lost?

220796 · Post time 24-4-2009 12:01 PM

depends pada bape jumlah yg awak insurankan...cam my hb dia juz ambik 1st party tp rm10k jek...total lost dpt rm8k je....

network · Post time 24-4-2009 12:10 PM

Tinggi la tu. runner yg dok buat kan claim keta nie kata dlm 60-65 % jer. adakah runner2 nih dpt makan gak komisyen (deal between insurans & runner) menyebabkan claim jd 60-65%

. pantas btol 220796 reply. Keja ngadap pc jer ke

?ever · Post time 24-4-2009 03:28 PM

runner to call man ker ?

220796 · Post time 24-4-2009 03:56 PM

skrg ni xde keje....xpe sy tak guna tenet opis tp personal broadband.....

220796 · Post time 24-4-2009 04:00 PM

bape RM yg awak insurankan? mmg selalu insuran co tak bg penuh pon...tu le sbb my hb x cover byk2...smua org kata dia gile cover up to rm10k je...honda ferio tu taun 1992. abg dia wira taun bila tah tu pon cover lg tinggi....

runner tu cmne ek? sy dulu lps eksiden & diklafikasikan under total lost condition trs pihak insuran call....smua urusan tu sorg lelaki india yg ada di tmpt kejadian yg tlg....kete tu tinggal kat balai polis tg malim sbb eksiden kat area situ....then kami balik penang....tu le pertemuan terakhir dgn kete tu then tunggu cek je..dh dpt pon...

[ Last edited by 220796 at 24-4-2009 16:02 ]

network · Post time 24-4-2009 05:06 PM

Originally posted by ?ever at 24-4-2009 15:28
runner to call man ker ?

Bukan. dia amik upah wat keja cam tukar nama keta, endorse engine. tapi runner biasa pun geng ngan callman.. so dia merangkap callman gak la kot.. part time

network · Post time 24-4-2009 05:21 PM

istilah runner nie klu x salah org yg keja dia hanya amik upah deal dgn org jpj & puspakom utk urusan tukar nama, inpection keta, endorse engine yg mana klu kita pg byk kena spend time utk buat semua tu. tu pun blom tentu lulus lagi. Disini peranan runner nie.. dowang biasa ada contact kuat dgn org2 jpj & puspakom nih.. so runner nih "kawtim"

ngan org jpj & puspakom tu. Jd process tu cepat la tp keta kena bayar lebih sikit la compare klu pg sendiri. cuma kat cni nk tanya2 kot2 ada yg pernah ada pengalaman ke endorse engine sampai 3k?

Callman lak org2 yg biasa standby kat lokasi2 tertentu bila ada xcident dowang yg dtg dulu dan cuba deal dgn owner yg xcident tu utk tarik keta ke bengkel dia / kaki report bila nampak xcident trus report kat towing (ada komisyen tu)