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Credit Checking

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diana1188 This user has been deleted
Post time 3-10-2007 11:53 AM | Show all posts |Read mode
Hai ,

Semalam saya apply stand chart personal loan. pagi ni diorang kate credit checking 50-50, sebab ade 2 credit card ada outstanding. Problemnye, 2 card tu bulan2 bayar above min payment. semalam stand chart cakap kalau cam ni x pe, skang cite lain pulak. macam fishing...ade ke credit card kalau kita bayar above min kira blacklist? skang diorang nak payment slip 2 credit card tu lak. ada sesape expert sini?
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Post time 3-10-2007 12:57 PM | Show all posts
credit card kalau di bayar above payment tidak akan di black list malah kalau lewat bayar 2-3 bulan pun tak akan di black list..pemegang kad akan di black list kalau tak bayar langsung or laywer hantar surat saman.satu lagi kalau seseorang itu terlampau banyak komitmen (house loan, car loan and other loan) dan jadi penjamin untuk pinjaman yg besar pun susah nak dapat pinjaman personal loan ni.dlm masalah cik diana ni, pada pengalaman saya, (saya pernah buat personal loan kat standard chartered )setakat mintak payment slip tu tak perlu la bagi coz 90% tak dapat. nasihat saya,  just cancel it and go to other bank.
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diana1188 This user has been deleted
 Author| Post time 3-10-2007 01:46 PM | Show all posts
thanks z77, tapi yang klakar sgt, amount nak loan tu kecik sgt, kurang 1/2 dari eligible amount. agaknye amount kecik, diorang malas layan yek? cuma malas pegi bank lain, sebab approval lama.
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