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mana pg semua org nih |
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Reply #200 mayyonnizz's post
I pun terkejut gak bila dia kata i kena bayar advance payment for 3moths. D reason why, they all kata takut nanti kita tak dpt bayar dlm 3 bulan yg pertama tu so at least duit tu dah boleh cover utk monthly installment utk 3 bulan tu. I buat loan bukan banyak pun cuma 160K je tu pun dah kira rugi coz interest dia skrg ni 7.25+6.75(blr) mmg lah terasa beban giler tp apakan dayaku gaji ciput sgt nak apply dgn bank lain dah payah benor.
Kak Mayyo, yg UOB tu ok ke? Senang ke nak approve? Lepas tu dia check cam bank lain juga ke ataupun tak? |
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Reply #202 yatt1979's post
tak yah lah pgil kita kak... coz kita nih baru 25thn.. hehhe.. ntah2 sebaya..heheh
td mbsb call my hubby... dia ckp loan we all dah approved...confirm..
& we all kena bayar.. lawyer rm2000 + 3month dekat rm5000 = BANYAK GILER NAK KENA BAYAR...
kalau interest sikit tak per.. tp bila we all argue dorg ckp... lepas bayar 3 month tuh.. nt sepanjang 3 bulan pertama kita tak payah bayar...
bayar bila bulan keempat jer... |
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Reply #200 mayyonnizz's post
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cite pesal bad history - sama my case gak ....mmg pasnie tak de nak buat loan mana2 dah....ada nie satu bank yg biol - Std Chartered |
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Reply #203 mayyonnizz's post
Uik...umur 25th leh beli umah dah.....
bestnyer!!!!
ff: Dah lama ker mayo keje???
[ Last edited by budakkecikgirl at 12-4-2007 03:59 PM ] |
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Originally posted by mayyonnizz at 12-4-2007 12:44 PM
i pun sakit hati giller nih.. last monday.. mbsb bitau loan i dah approvet...& mintak dokumen dr we all...
tp td bila nak confirm balik.. diorg kata takder result lg.. bila i tanya haritu ...
husband juju pernah argue dgn MBSB pesal late interest sampai pergi jumpa legal department diorg - mmg kena hambur habis le masa tu sebab tgh marah
kalau diorg cakap je janji mulut - mintak je nama staff tu & buat complaint kat org atas |
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Reply #205 Juju's post
juju.. samalah.. standard catet nih mmg bangang giller...
lg satu maybank.. wlu kita lambat bayar dlm sebulan pun.. dia dah boleh mark kan nama kit akat bank negara.. & siap hold akaun gaji kita... sampai xboleh amik gaji kuar...
pernah terjadi..kat we all.. msa nak kawin taun lepas.. nak kawin banyak duit nak pakai... dah lah we all kawin pakai duit sendiri (parents orgh susah) so coz nak jimat duit.. my hubby plan nak hold bayar sebulan kad kredit dia dgn maybank.. kira bulan depan bayar 2 bulan lah..
tup2 dia close trus akaun gaji hubby i.. sampai we all tak boleh amik duit..kesian kat we all masa tuh... i sampai menangis takut tak boleh kawin..coz semua duit kawin dlm tuh . (sedih bila igt balik)
nasib baik ada alternatif lain.. bila kerja kawin dah selesai.. we all terus bayar habis lumpsum utang dgn kredit card maybank.. coz tak tahan dgn karenan diorg...
dah settle semua , xder utang, dpt realease letter...
tp u guess what?... diorg kata nama boleh clear balik amik masa dlm setahun.... mcm siot..
so skang nih.. mmg msalah nak apply loan.. psai tuh i try apply 2 bank.. mbsb dgn uob.. incase UOB dpt track pernah blacklist.. kitorg terpaksa amik dgn MBSB. |
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Reply #206 budakkecikgirl's post
erm.. mayyo nih dah kerja baru 5 tahun lah.. x lama mana pun...
kalau harap gaji mayyo.. mmg tak dpt beli rumah.(rumah kos sederhana bolehla)... pasai.. mayyo ada buat loan keta sendiri jugak.. so banyak komitmen... mugkin setakat kalau rumah apartment murah tuh boleh lah... lgpun masa mayyo belum kawin mayyo banyak enjoy (interms of baju & etc.. bukan clubbing & bersosial ek..)
.. hehehe.. tak pikir lgsung nak beli umah nih..
so ,, kalau nak rumah besar & best sikit... mayyo buat combine loan dgn hubby.. dptlah rumah best sikit.... lgpun hubby mayyo yg bayar.. kita tumpang nama jer.. heheheh |
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Reply #208 mayyonnizz's post
erm...tapikan mayo dah dpt realease letterkan...
xboleh ker kepilkan sekali ngan surat tu masa wat loan...
truknya kalau mcm tu |
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Reply #208 mayyonnizz's post
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Reply #210 budakkecikgirl's post
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dah tanya diorg ckp.. mmg prosedur mcm tuh.. |
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Reply #209 mayyonnizz's post
lama la jugak Mayo keje...kecik br keje 3 thn....
lambat lagi leh beli umah.... |
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Reply #213 budakkecikgirl's post
sabarlah nak beli umah tak leh terburu2...
banyak masa lg.. dah kawin blom nih? |
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Reply #208 mayyonnizz's post
yg juju bengang dgn Std Chartered nie ada US transaction & juju tak bayar - transcation tu keep charging every mth - so kat 5 bulan le juju tak bayar cc tu coz not mine transaction...tup2 dia pi kansel card tu & black listed my name
Dah compalint semua - diorg cakap tunggu investigation. Tanya le berapa lama investigation took place - diorg cakap tak sure tu bergantung kat management. So free2 je budak yg call tu kena sembur. So baru leh bagi time frame i.e 2 weeks . So juju cakap by that time tak settle i will make a police report
Now my name dah black listed
[ Last edited by Juju at 12-4-2007 05:02 PM ] |
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Reply #215 Juju's post
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bahaya nyer mcm tuh.. u mean.. ada org pakai kad u ker? |
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Reply #216 mayyonnizz's post
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card tu with me & i never used for almost one year - so sapa yg klon card i tu...tak org dalam...tukang issue cc tu...tul tak ? |
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Reply #217 Juju's post
kalau i .. i dah buat police report dah.. sesia jer u kena blacklist..
sakit hati dgn org bank nih... bkn silap kita pun.. kita kena..
so pasai tuh.. u buat loan dgn mbsb jugak?
tak kisah bayar mahal gile...
nih i tgh konpius.. sama ada nak teruskan tak loan dgn mbsb nih.. td dia call dah confirm... tp interest & hidden cost dia mahal pulak...
td i kira.. kalau dgn bank lain.. bebulan i kana bayar rumah i dlm 900 lebih jer.. tp dgn mBSB i kena bayar rm1250.. bnayk tuh beza. |
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Post time 12-4-2007 03:18 PM
