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Author: dasatgiler

[Tempatan] Terkini: Peminjam PTPTN Kini di Senarai Dalam CCRIS Bank Negara

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Post time 20-8-2013 09:31 AM | Show all posts
outcast posted on 20-8-2013 09:27 AM
aku nk conclude yg  mostly bangsa lain x meroyan pasal pinjaman PTPTN  sbb derang grad 1st class
  ...

mmg betul pun ko tulis tu.  yg bangang n tak leh bayar ni mmg yg satu tu jer.
bangsa lain belajar gile2 sbb nak dpt free education. tak yah pun nak meroyan sampai buat khemah kat dataran merdeka nun,
macam sorang haramjadah tu. duk jer kat bilik diam2 tak pun gi buat study group kat bilik ada aircond
kompen dpt free education. takyah penat2 nak buang duit tampal poster merata pasal free education.


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Post time 20-8-2013 09:40 AM | Show all posts
kenari2101 posted on 20-8-2013 09:31 AM
mmg betul pun ko tulis tu.  yg bangang n tak leh bayar ni mmg yg satu tu jer.
bangsa la ...

buat mcm mana ..mentaliti  susah nk ubah ..
kalo ko grad degree pun  tgk cara percakapan , pemikiran mcm  makcik2 dok menjoyah tepi warung
x guna gak... yg pasti padan muka peminjam tegar  yg kene blacklisted ...
kalo x mampu pun leh jer g PTPTN buat   rayuan tp mentaliti org kita ni pemalas
semua nk spoonfeed x reti nk  buat rayuan  ...  lepas tuh meroyan dalm FB
pffft .
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Post time 20-8-2013 09:40 AM | Show all posts
kakilicious posted on 20-8-2013 09:04 AM
mcm mana aku nak bayar langsam?
aku pinjam xla banyak  mcm org len...4k sajo...

Boleh bayar guna akaun kwsp rasanya...
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Post time 20-8-2013 09:42 AM | Show all posts
scorpionkiki posted on 20-8-2013 09:40 AM
Boleh bayar guna akaun kwsp rasanya...

yeke... wah.. betul ke...
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Post time 20-8-2013 09:43 AM | Show all posts
yang paling hazab kena tindakan mahkamah pastu interest terus naik jadi 8% setahun...inikah penyelesaian yang terbaik oleh PTPTN,meme silaka
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Post time 20-8-2013 09:47 AM | Show all posts
kakilicious posted on 20-8-2013 09:42 AM
yeke... wah.. betul ke...

Ya... kata my nephew akaun 2.. cuba you tanya kwsp direct
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Post time 20-8-2013 09:53 AM | Show all posts
Yes!Kita dah setaraf Amerika!
Ramai orang ada masalah kewangan sebab utang pinjaman pelajaran..
Hidup BN!
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Post time 20-8-2013 09:57 AM | Show all posts
bebdk skrg, result dpt cukup2 mkn je. tpi berlagak kemain lg.
dpt 1st payslip terus submit kat bank nk beli keta.
byr utang PTPTN pn blm penah lg.

me dulu, smbg degree nun kat uitm kuching. tak de sape pn reqeust ke sinun.
duit PTPTn dpt sama mcm those yg belajar kat semenanjung.
tu la duit tiket flight balik kl, duit buku, duit mkn. ngam2 je duit dpt smpai ujung sem.
mak pak org susah..
tu back year 2003 la..
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Post time 20-8-2013 09:59 AM | Show all posts
congrats to the young voters out there...you deserve the government you voted for

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Post time 20-8-2013 09:59 AM | Show all posts
scorpionkiki posted on 20-8-2013 09:47 AM
Ya... kata my nephew akaun 2.. cuba you tanya kwsp direct

wokeh tq. nanti aku cek ngan kwsp
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Post time 20-8-2013 10:00 AM | Show all posts
WOW. masak ni nak buat loan rumah, personal loan nanti.. kena bayo bulanan tak cantik terus blacklist.. wowwwwwww...

kalu dah utang tu bayo je le ye..

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Post time 20-8-2013 10:00 AM | Show all posts
hzln posted on 20-8-2013 09:59 AM
congrats to the young voters out there...you deserve the government you voted for

bulan 5 ritu

ku undi BN

ku undi BN


YEAH.. HIDUP PAK JEBB

HIDUPPPP~~~!!
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 Author| Post time 20-8-2013 10:14 AM | Show all posts
sejuk posted on 19-8-2013 10:20 PM
tumpang tanya ctos tu apakah?? and apa kaitan ccris ngan ctos

kayveas masa jadik timbalan menteri dulu penah mengetengahkan isu ctos nih (sbb dia sendiri pun kena ctos )  anyway, for in-depth explaination, cer nengok kat sinih: http://loanstreet.com.my/learning-centre/everything-about-ctos

antara point2  yg aku rasa penting:

1.
How long are the records kept?

Unlike CCRIS where records are kept only for 12 months, CTOS records are kept indefinitely as an historical archive of one’s history and experiences.

ctos nih lagi bahaya drpd ccris.. kalau ccris at least lepas 12 bulan, history rekod yg tak cantek tu terlindung drpd pandangan tapi kalau ctos once nama masuk, kekal rekod kat dalam tu..

2.
I do not owe any banks any money. And to my knowledge, I have never been sued. How can it be that I have “CTOS issues”?

Subscribers to CTOS are able to provide their contact details as “Trade Referees” for a subject. This appears in Section E of the CTOS report. As explained above, trade referees may want to share their business experiences known as “trade references”. It is likely the trade referee could have dealings with you and/or your company or business.

Telco and utility companies have been known to put themselves as trade referees for subjects who have long-standing uncollectible debts with them, even for small amounts.

tak bayar bil tnb, air, celcom, digi, maxis mmg ada harapan kena CTOS.. dan terbaru PTPTN implement CCRIS mmg harapan tinggi la dapat legal letter, ptptpn mulakan proceeding saman, notis mahkamah keluar nama & diiklankan dlm s/khabar maka CTOS dah dpt capture dah maklumat tu..
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Post time 20-8-2013 10:17 AM | Show all posts
kecimpret posted on 20-8-2013 09:17 AM
Hutang RM589 juta Tajudin dilupuskan

Tan Sri Tajudin Ramli tidak perlu membayar RM589 juta wang y ...

banyaknya hutang dia...


hidup BN...

best2 je bila BN memerintah ni...makin kuku besi lak rasanya..dah la sukusakat anak beranak pak menteri boleh sesuka hati je dilantik dalam gomen..

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Post time 20-8-2013 10:18 AM | Show all posts
bila si Biru menunjuk kan taring...
rakyat didahulukan....pehhh......
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Post time 20-8-2013 10:19 AM | Show all posts
biasanya yg rajin byr ni ialah golongan peminjam yg bergaji sederhana. contohnya girly ni hah.. hehehehhe. sampai sanggup kuar duit EPF acct 2 utk setelkan hutang. bak kata suami ku... rezeki xkan cukup kalo hutang asik tertunggak jer.. ada kebenaran kat situ...

Tp bg segelintir golongan yg bergaji BESAU (cth terdekat biras ku yg keje cikgu) sungguh bermalas-malasan nak bayr. bila tanya asal x nak bayar. senang je jawabnya . baik aku beli kete besau, rumah besau, gajet2 IT..etc..etc..ada balance gaji baru igt nak byr loan. tp x penah pikir ke, kerja & gaji BESAU yg dorang dpt tuh atas bantuan pinjaman kewangan dari mana? tak adil kan perangai mereka ni semua yang bersenang lenang tanpa pikir langsung org yang rajin byr

ntahlah... tp girly ada balance 200+ je. nak setelkan ujung bulan ni.. alhamdullilah... yelah pinjam dulu cuma 16K ..tp increase till 20K.. huhuhu
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Post time 20-8-2013 10:19 AM | Show all posts
kakilicious posted on 20-8-2013 10:00 AM
bulan 5 ritu

ku undi BN

kenapa serba serbi nak politikkan.... hutang kena byr.... nak pendidikan free jdlah pelajar cemerlang.....
dgn pendidikan berbayar ni pun most student melayu pemalas... apa lg klau free....

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Post time 20-8-2013 10:20 AM | Show all posts
dah utang tu bayar la
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Post time 20-8-2013 10:24 AM | Show all posts
outcast posted on 20-8-2013 09:27 AM
aku nk conclude yg  mostly bangsa lain x meroyan pasal pinjaman PTPTN  sbb derang grad 1st class
  ...

kalau ada button LIKE..mmg aku LIKE dah...teramat la setujunya ckp2 ko ni....

bukan susah pun..kalau taknak byr balik..study bebetul..score...pastu confirmed convert jadi biasiswa...
tapi kalau berjimba..and study..cuma rezeki takdpt nak jadi scorer..kena la tabah membyr balik loan tu...



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Post time 20-8-2013 10:24 AM | Show all posts
ape masalahnye.. dh hutang bayo je la..
kalau loan rumah, kereta boleh, nape hutang time blajo tak boleh..

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