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Reply Apok
boleh ek?
iza_yuss Post at 12-6-2010 17:02 
boleh, xde masalah. x perlu transfer dr keta lama pon boleh. untuk kereta baru, hubungi 017-2877708 (Amz) |
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klu br pakai...tp,kete second bleh gak ker???
insurans mane ni?? |
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aku pakai takaful ikhlas..haritu windscreen pecah,,rm2k,,10hari dah dapat cek dah,,agne aku urusakan semua,,ok gak lah,, |
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alang2 dh masuk sini kan.... nk tanye laaa otai2 sket psl insurance neh...
ujung bln neh dh nk kene renew insurance+r/tax kete tu haaa...
pehtu baru2 nie ader nmmpk iklan takaful ikhlas..kalo renew kt depa,
w/out claim next year dpt rebate 15%....$$$$$$$$
skrg nie dh 3thn pakai etiqa...senang gak aaa mase claim windscreen cracked (2kali)..
tayah kuar duit pon sbb kedai claim direct ngan etiqa...cume skali jerk kene tmbh duit sbb truss suh kedai tinted cermin tu siap2...maleh nk pikir2 pi tinted plak lps tu...
NCD mmg tak penah usik... so thn ke-4 dpt laa byk gi % NCD tu kan...
soalannyer:
patot tak stay jer dgn etiqa or tukar pi takaful ikhlas plak?
korg ader pengalaman dgn takaful ikhlas tak? claim senang tak? |
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Reply 124# cikanggun
kerete kebal windscreen maun jota2 tu,,,windscreen 1k ke atasni ,,keter selain proton and produa kot,sbb nak original punye,,jadi kene import.. |
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ada ke insuran yg tak bagus?
syukur alhamdulillah selama 16 tahun berkereta ni aku takde experience langsung pasal claim2 insuran ni.... |
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pehtu baru2 nie ader nmmpk iklan takaful ikhlas..kalo renew kt depa,
w/out claim next year dpt rebate 15%....$$$$$$$$
cikanggun Post at 14-11-2011 09:46 
aper yg 15% tu.. NCD ka?? kalau NCD, maner-maner insurance pong dapat wehh.. |
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aper yg 15% tu.. NCD ka?? kalau NCD, maner-maner insurance pong dapat wehh..
Fast-N-Furious Post at 15-11-2011 10:48 AM 
ehhhh...yg diskon tu phm...
nie dpt rebate...kite bleh reimburse blk next year kalo xde claim pape...
cth kan, i renew insurance 2011, $1000.
next year by the time nk renew lg, i takde claim pape.
so, i leh claim rebate cash 15% X 1000 = $150. (nie kene kompom blk ngan takaful laa kot)
ape yg i phm mcm tu laaa....
sepanjang i renew insurance dgn etiqa, i x penah claim ape2 pon...
i mean, etiqa xde plak reward cash rebate mcm takaful tu...
mungkin new product from takaful nk gain blk customers.... |
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Reply 128# cikanggun
haha,,keter import ade je cap ayam jugak,,yg murah2,,jgn lah target keter import yg mahalll ,ade je keter import lagi murah dr prtong dan pro2,,,tp keter bese bese je lah,,tak glamor sgt..cermin ni,,,kalau beli yg ciplak,,,kepala boleh pening sbb cermin tu tak bagus,,kan bahaya |
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Reply 130# cikanggun
ni bukan takaful ikhlas saya rase,,ni takaful nasional,,
rebate ni dah lama dah ade,,,hanye takaful nasional je ade rase2nye,,
takaful ikhlas nye insurans mahal,,mcm2 loading ade,,, |
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Aku guna etika. Tak taulah bagus ke tidak. |
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Reply 131# dunham_bush
owhh....tp kalo dh kate import tu,opkos laa mahai jgk nooo....
i pakai cap mesia jerk.... nk buek camno, itu jer termampoo dek akal...
tp part tukar windscreen tu, xde laaa men pakai taram jerk..
tanye jgk laaa abg kakak adik sumer...mmg amek yg mahal lerr...
kang tak psl2 br tukaq, dh retak blk.... |
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Reply 132# dunham_bush
setakat nie, etiqa ok jer laaa...
claim tukaq windscreen tu dulu pon xde byk hal..signnnn jer...
sumer2 kedai cermin tu buat...
yg takaful nie nengok iklan dia laa psl rebate 15% tu...
kalo dpt blk ok gak tu...tp in case nnt nk claim ker hapa if accident tu,
x taw laa senang+cpt or susah dan lmbt...itu jer laa yg i concern.... |
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Reply 135# cikanggun
pasal claim tak sure pulak takaful nasional ni cepat ke lambat,,tp rebate tu mmg komfem dapat,,sbb adik saya pernah dapat 15% tu..untung jugak lah... |
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Reply 136# dunham_bush
hurmmmm...tu laa dok pk2 lg neh...
ader lg less than 2weeks nk pk neh... |
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salam..
minta tolong..
saya baru amik kete ujung bulan 6 2011..
penah claim eksiden,ada budak motor langgar kete
claim insurans sendiri..
tapi bukan eksiden kesalahan ku..
persoalannya,
adakah NCD ku ditolak?
guna uni asia..
3mggu kete siap |
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Post Last Edit by kodokpisang at 1-12-2011 12:57
Assalam, senior2..
kwn saya xcdnt last 2weeks..
dgn carrera. Carrera tu hentam belakang.
after polis wat siasatan, kwnku didapati salah dan disaman.
Dan nk claim atas insuran kwnku itu. Dia amek Etiqa. centre estimate kete siap 3minggu. (ni normal ke?
ape yg dia khuatir ialah, klu la owner tu claim melebihi ape yg dia insured which is 72k (carrera tu flat tyres, spoiler depan rosak).
Soalan saya:-
Adakah total yg lebih dari yg diinsured tu kita kena bayar? (manala tau total cost repair carrera tu >72k)
klu kes ni tentulah ncd 0 dh kan. So ape implikasi klu dh 0? int erm of next renewal ada ape2 prob ke?
thanks pd yg sudi jwb.. |
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salam..
minta tolong..
saya baru amik kete ujung bulan 6 2011..
penah claim eksiden,ada budak mot ...
harumawar Post at 30-11-2011 05:30 PM
kalo dh claim ngan insurans, otometik NCD 0 laa rasenyer...
slalunyer kalo within 1year tu, xde claim insurance,
2nd year u entitle certain % time nk renew insurance kete tu...
i x igt 2nd year dpt brape % NCD, nie u bleh check ngan insurance co yg u insured kete u tu...
let say next year u nk renew insurance dgn same insurance co,
depa kira2 insurance u, part NCD tu u x dpt laa minus certain % tu...
sbb nye u dh penah claim sblm nie....
cth: Insurance renewal for sum insured 45,000 = RM1300 (A)
NCD (supposed 2nd yr dpt certain % kalo xde claim) = [- 250] (B)
Total = RM 1050 (C)
* Since u penah claim, so u kene byr total sum insured A. If u xde claim, then u akan byr total C.
errrr.... u paham tak? tak pon tggu otai2 lain laaa yg jwb k? |
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Post time 15-6-2010 04:12 PM
