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Terbeban Dengan Hutang, Gaji Wanita Tinggal RM600, Bakal Diisytiharkan Muflis
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Better kerja terus. atleast hutang tetap dibayar every month. |
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green~tea replied at 5-11-2023 09:50 AM
Ooo dekat mahkamah.. logik le mmg masih terpakai jawatan ni.. aiols ingatkan dekat sekolah..
Arw ...
I see..orang dedolu panggil trengkas kan..
Mak iols ada amek sij trengkas...konon nak keje seketari...last2 Jadi pelukis pelan...hoho
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Aku ada 3 cc. Mampos la  |
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tukul replied at 3-11-2023 06:32 PM
TQ u bg support.....tak rasa bersalah sgt ni...
Dulu2 masa aiols baru lepas bangkit dari terciduk... iols selalu cuba advocate utk orang hidup sesimple mungkin, avoid hutang... like really2 usaha utk advocate tu... sbb masa tu rasa serik sangat terciduk divorce (jual rumah tp cannot get the money immediately, kena beli rumah lain utk duduk as single mother).. sampai i jadi judgemental bila tengok orang lavish membazir...
Last2 i mikir kenapa i sibuk nak impose pemahaman i kepada orang lain, sedangkan i'm not in their shoes.. duk dtg mikir, maybe selama2 ni pun deme dah puas usaha, and now its their time to reap what they've sown.. masa utk reward diri...
So now i chose utk advise sikit2 sahaja, and observe utk teladan sendiri... life is short, kalo duk usaha nak rak pun last2 org lain yg merasa harta kita kumpul, buat apa... so spend some, save some utk rainy days, asal tak menyusahkan org..
Nak berbelanja, reward diri is ok, asalkan berpada2 bukan selalu pun.. reward diri ni penting utk motivasi kita terus bekerja & mengumpul harta... |
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shernazz replied at 5-11-2023 10:54 AM
I see..orang dedolu panggil trengkas kan..
Mak iols ada amek sij trengkas...konon nak keje seketar ...
Kan org dedolu mmg amek sijil steno ni sbb nak amek minutes of meeting..
Mak aiols keje pejabat tanah sampai pencen awal (medical board sbb lumpuh).. few years after pencen tu, sheols meninggal at 52... |
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gorjeous replied at 5-11-2023 09:58 AM
Better kerja terus. atleast hutang tetap dibayar every month.
Kan.. utk resign from a stable job takes more than just asking around, tanya makpak kengkawan or internet..
Nak buat decision tu kena buat forecast income, medical, simpanan etc.. harap adik ni takde laaa akal singkat
Dia ni will power rendah.. maybe sbb biasa hidup senang |
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lurve82 replied at 5-11-2023 11:04 AM
Aku ada 3 cc. Mampos la
Pasni pakai 1 je laa cc for better management.. senang nak track spending, cashback etc
I bukan anti cc pun.. cuma i sendiri payah le nak control my spending, knowing ada "available facilities".. since 2016, i menten pakai 1 cc aje.. i pakai facilities CC mmg banyak.. contoh yang enrich miles, 0% installment for 12, 18, 24 months tu..
Yang penting kita takde terjebak sebarang riba.. financial charges tu yg bahaya.. nnti hidup jadi serabut bila terjebak.. dosa pun sama... so what we do is.. setiap bulan, kena fully settle the "statement balance"... jangan tinggal balance walau 1 sen |
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My advice is,better ko resign je dr gomen dik
Kalo ko masih lg serve dlm gomen, mesti prestasi ko cam sial je kan sbb bizi memikirkan mslh hutang2 ko
End up, org lain jd mangsa sbb ko x perform dlm keje
So eloklah ko resign, duk umah jaga anak je
Beribu2 lg graduan yg lg competent nk amik keje ko tu and depa bleh fokus keje dgn lebih mantap dan x menyusahkan org lain |
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Ko patut tampar je diri sendiri tu byk kali sbb kebodohan kau tiada limit sbb bodoh x reti uruskan duit gaji sendiri
Dan juga bodoh sbb jadi hamba suami smpi kene buat loan utk suami
Mesti kt opis ko jeles kan dgn opismate lain yg dpt suami as main provider
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kenapa buat asb loan. iol dah terminate loan asb2 dan dah terminate gak asb loan wife. rugi je asb loan sekarang.
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iol baru jer resign kerja fulltime. masa nak wat keputusan resign tu mencabar gak ar.
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dah biasa menunjuk ar tu. mesti malu kena masuk insolvensi bagai. then dapat gaji pun 600 je memang xcukup nak wat apa.
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green~tea replied at 5-11-2023 12:28 PM
Kan org dedolu mmg amek sijil steno ni sbb nak amek minutes of meeting..
Mak aiols keje pejabat ...
Moga ditempatkan roh ibu di kalangan yang Beriman .Amin yra...
Iols kekadang tak tau amende la MCM ulat2 Ni .mmg iols Tanya mak iols je...haha |
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otai_g replied at 3-11-2023 07:22 AM
Btl tu pk2 blk bahaya gak kerja gomen. Loan, credit card semua sng lulus smpikan kerani n17 pun bl ...
kakak saya kaaa....kwn2 dok hasut...buat la loan lg...
Beli keta pun myvi ja...kwn2 sekolah smeua hasut...beli la honda.
Kakak bolayankan ja...depa tk puas hati..kakak ada loan rmh n keta ja..mcm2 la
Skrg ni merata jmpa honda city...honda civic...power la rakyat skrg...
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kalu pandai manage, ok jer....meols dulu2 ada 2, skali satu tu asyik kena fraud jer, terus meols cancel...now tinggal satu jer...
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Edited by misc at 5-11-2023 04:22 PM
Berat mata memandang. Mcm mana la nak survive dgn RM600 sebulan. Ni betul2 kena downgrade lifestyle ni. Keputusan berhenti kerja tu mmg sgt bodoh.
Personal loan lah yg paling merosak masa depan.
Nasib baik iols dah lama kena brainwash pasal keburukan personal loan sejak iols zaman sekolah (dgn kakak iols yg pernah terjebak personal loan). |
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Kakak u keje gomen ke?
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insulin replied at 5-11-2023 08:46 PM
Kakak u keje gomen ke?
Ya lorrr |
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Aiyoo. Patutlah mudah ambik PL.
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insulin replied at 5-11-2023 09:23 PM
Aiyoo. Patutlah mudah ambik PL.
Masa tu baru few years dia kerja gomen. Tu kira first & last la dia ambik personal loan. |
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Post time 5-11-2023 09:58 AM
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