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PART 2. kisah benarku..U Trust Public Mutual
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HK dah naik balik 86 point.....Malaysia jatuh lagi hr ni.. |
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Originally posted by kirawang at 18-1-2008 08:14 PM 
Kita buat pilihan yang tepat, stay kat Hard Rock Hotel,,
Depan beach. belakang , kiri kanan..tempat shopiing yang happening....
, ...
Itu hari dengar2 ada org nak rilek2, rehat2.......
Ini mesti kes tak tetap iman .... atau pun cair dok pujukan isteri
Boss, jgn miss pergi Mt Batur, volcano tu....sejuk sikit.
and Tampak Siring. Tampak Siring ni boleh tgk culture org Bali esp. org Hindu Bali yg ramai alim2. Sebenarnya kat situ kita boleh tgk keajaiban, kurniaan dan kuasa Allah. Tp org Hindu Bali sure kata itu kuasa tuhan mereka.
Kalau suka art dan nature, jalan2 ke Ubud. Sis suka tgk sawah padi sbb seumur hidup tak pernah masuk sawah padi. Kesian kan? |
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Memo berkenaan EPF investment as publicmutual dah anto ke e-mail agent? Tapi saya tak boleh bukak ler. |
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utk tambah pelaburan bagi akaun baru kena isi dalam slip kan, kat publc bank ada tak slip tambah pelaburan ni dan kalau nak minta agen tolong tambahkan @ kita transfer duit, tak boleh kan, kena ada signature, adakah selamanya kena sign kat form tu?
err... agen2 faham tak soklan ct? susah gak ye agen duk jauh,kalau dekat2 boleh kirim kat agen memasing je. |
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Originally posted by cikfen at 18-1-2008 11:13 PM
Memo berkenaan EPF investment as publicmutual dah anto ke e-mail agent? Tapi saya tak boleh bukak ler.
Maaf, dah boleh buka dah. Memo pasal EPF investment start 1 Febuary ni dah confirm. Let's the fire keep burning!!! |
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apasal aku tak dapt pun memo tu....nak jgk tgk bgmn kiraan dr epf tu |
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Originally posted by ctredzuan at 19-1-2008 05:48 AM
utk tambah pelaburan bagi akaun baru kena isi dalam slip kan, kat publc bank ada tak slip tambah pelaburan ni dan kalau nak minta agen tolong tambahkan @ kita transfer duit, tak boleh kan, kena a ...
Kak Nani dah sms kat CT. No akaun Public Mutual CT takde lagi. Kak dah check dgn PM customer service. PM belum process lagi.
Kan akak dah sms procedure nak tambah pelaburan few days back? Guna investment form(form panjang) tu, sbb no akaun takde. Bila dah ada no akaun, guna slip tambah pelaburan, sllip kecik yg Kak Nani kasi CT tu.
Kak call CT few times tp kenapa tak jawab? |
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Reply #967 frapamocha's post
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oo ok. sbb kaknanie ada sms tadi bgtau xfer ker kak nani pun boleh, kak, fon ct tu pda pakai format sms, kena on off balik baru boleh receive call. kiranya mcm lock utk call in out |
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Aku ada terbaca dalam paper The Star hari nie berkenaan dengan satu produk kewangan namely as Exhange/Equity Traded Funds... kiranya nie satu lagi financial product yang akan bersaing dengan product unit trust.
HARI ini, AmInvestment Bank Group akan menyenaraikan FBM30etf, dana ekuiti dagangan bursa yang pertama di Malaysia. Berikut disiarkan soal jawab mengenai produk baru itu yang diharap dapat meningkatkan kefahaman para pembaca.
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Ini pulak tentang advantages and disadvantages of ETF.
Aku just nak share this knowledge among your guys in case some of u not aware about this ETF. Kirawang, i dah jumpa my PB account book, so i'm going to submit all my documents on wednesday at your office in Bdr Tasik Permaisuri if your office tak cuti Thaipusam.
Cost-efficient exposure to equities
As the number of ETFs in Malaysia is expected to rise soon, let抯 discuss why and how to pick an ETF and how to use ETFs in an investment portfolio.
ETF advantages
Exposure to broad markets
From a strategic standpoint, ETFs can be quickly and easily used to assemble a broadly diversified index portfolio invested in major market sectors. Say, you are confident of India and China's growth prowess but are unwilling to take a bet on a specific share.
If there are ETFs that track each country抯 benchmark index, they can provide that exposure along with instant diversification (because it holds a basket of securities that mirrors the benchmark index).
It is very unlikely that all companies will collapse at the same time. Then, execute the simple buy-hold strategy to ride on further development from these economic giants. It would be far more complicated to invest in individual stocks.
Low-cost investing
Perhaps the biggest advantage ETFs have over its index fund counterparts is their rock-bottom cost.
There are low fund manager抯 fees to pay, giving most of your invested capital a chance to grow. The annual operating cost of an ETF is meagre, ranging around 0.12%.
Index funds, another passive investing vehicle that tracks an index, should also be cheaper than actively managed funds (those with a dedicated team of stock pickers).
If the ETF tracks less popular and widely-accepted stock themes, its annual expense ratio may inch closer to 1%, which is still substantially lower than the charges imposed by index funds in this country.
There is one caveat to remember: ETFs trade on an exchange, so you will need to pay brokerage commissions to buy and sell them, just as you would with stocks. The trading cost will pile up if your strategy is to trade in and out of the ETF frequently.
Flexibility
There is, however, an advantage to trading ETFs on the stock market. Acquisition and disposal is done during trading hours and investors can lock in a price for the ETF immediately.
If your ETF tracks a volatile market that suddenly starts tumbling, you can dispose of your investment during market hours, before the price of the ETF drops any further.
In a traditional fund, your sell order is transacted based on the fund抯 net asset value at the end of the day, regardless of when you put in your order to sell.
Time efficiency
Many investors do not have the time to monitor the progress of individual stocks or to study the company抯 annual reports.
Due to the diversity of its holdings, ETFs are ideal for investors who lack the time or inclination to select individual stocks.
ETF disadvantages
Market risk
This is the same risk you face with stocks and unit trust funds. An ETF is not exempted from market risk and volatility as it replicates the performance of an index by investing in the same basket of securities and in the same proportions.
If the index performs well, the ETF is likely to do the same. If the index does poorly, the ETF's performance will be similarly affected.
Too much flexibility?
Once you know exactly what the ETF is going to bring to your portfolio, stay away from excessive trading.
The ability to move in and out of ETFs quickly can lead to the temptation of jumping into markets or industries that you see poised for growth and bailing out when performance tumbles.
This is a great strategy in theory; but in reality, it is extremely difficult to execute. Investors tend to make the common mistake of buying into a 慼ot |
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encik tam, mekaseh byk jwb soalan saya
saya ni geng univest jugak
duduk belakang cik tam kelas selasa leps
kalau ingt lg la
btw td saya jumpa saya punya upline
jenuh dia explain kat saya mcm2 bnda
sbb sy pon tanya mcm
maklom le budak muda cm saya ni mmg agresif sket
mekaseh byk pd upline saya 
whoaaa boss g holiday kaa
best nyeee |
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errr bos,
kalau demam adik saya tak baik lg selasa nih
most probably saya x dtg kelas
sbb parents saya tak lepas la keluar sorg mlm2
bahaya woooo
org zaman skang ni jahat tak ternafi
kpd adik saya yg demam on off sejak 2 minggu lepas,
take good care of yourself! |
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Originally posted by Leong at 19-1-2008 11:22 PM
Aku ada terbaca dalam paper The Star hari nie berkenaan dengan satu produk kewangan namely as Exhange/Equity Traded Funds... kiranya nie satu lagi financial product yang akan bersaing dengan prod ...
Thank for the information. Menarik juga nie. |
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kemana depa semua nie...... |
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selamat bekerja hari pertama minggu ini....letih hr ini melalui jem |
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MEETING FULL TIME AGENTS JAM 11.45 PAGI INI.....
SILA ON TIME... |
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Category: Belia & Informasi
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Author
Post time 18-1-2008 09:30 PM
