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Author: True-X

KETA SETARAF TAK NGAN STATUS/KEJE

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Post time 23-8-2009 04:04 PM | Show all posts
apa maksud berapa % dari pay slip kite..?
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Post time 24-8-2009 09:47 AM | Show all posts
Post Last Edit by 220796 at 24-8-2009 10:42

840# masnina

bayaran bulan loan tu msti le tak lebih 1/3 dari nett salary.....cth klu gaji bersih lps ditolak epf, socso dll = rm1500 so cuma layak rm500 sebulan.....klu bayaran bulanan loan lebih dari tu tak approve loan tu.....klu nak beli kete yg bayaran lebih dari tu kene bayar downpayment byk sikit atau mcm kes sy guarantor adalah suami sy sndiri.....ikutkan loan kete sy tu adalah 80% dari gaji sy......tp disebabkan dia nak buh kete tu under nama sy so dia jd penama kedua....
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Post time 24-8-2009 11:21 AM | Show all posts
mbott..
baper loan ambik tu?? habaq mai satt..
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Post time 24-8-2009 11:28 AM | Show all posts
843# takumi86

loan rm115k....  haku alergik la bila sebut no ni...msti berpeluh..so most of the time haku cuba avoid dari sebut figure tuh....
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Post time 24-8-2009 11:34 AM | Show all posts
monthy installment  baper lakk?? hihihi
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Post time 24-8-2009 11:36 AM | Show all posts
Post Last Edit by 220796 at 24-8-2009 11:43

845# takumi86

ko nak kira gaji haku bape ek? kikiki.....ko wat calculation sndiri ye...so x payah haku tulis terang2 kat sini.....rm115k dgn interest 3.25% tuk 9 taun.....bagi sape2 yg rajin msti akan kira ni.....;)
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Post time 24-8-2009 11:38 AM | Show all posts
845# takumi86  

ko nak kira gaji haku bape ek? kikiki.....ko wat calculation sndiri ye...so x payah haku tulis terang2 kat sini.....rm115k dgn interest 3.25% tuk 9 taun.....bape sape2 yg rajin mst ...
220796 Post at 24-8-2009 11:36 AM


sebulan lebih kurang RM 1377.00 worrrr....
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Post time 24-8-2009 11:39 AM | Show all posts
847# AnisSuraya

ajenye cekap yong anis kite bab kire mengira nih........
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Post time 24-8-2009 11:39 AM | Show all posts
alaa.. calculator hilang laa..  malas lak aku nak kiraaa

ehh.. anis..
tolong kira kan baper gaji si mbot ni, then pm aku aarr..
senang skit aku nak paw banjer dan order menu kat teluk tempoyakk nanti
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Post time 24-8-2009 11:46 AM | Show all posts
849# takumi86

ala, klu nak banjer x payah la nak kira2 gaji haku bape......takat ikan bakor boleh je klu ko sorg....tp klu ko bwk segerombolan tu ko le banjer sbb ko msuk dlm list org terkaya kat cnm kan? haku x msuk list tu...ekekekeke!
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Post time 24-8-2009 11:49 AM | Show all posts
alaa.. calculator hilang laa..  malas lak aku nak kiraaa

ehh.. anis..
tolong kira kan baper gaji si mbot ni, then pm aku aarr..
senang skit aku nak paw banjer dan order menu kat teluk tempoyakk n ...
takumi86 Post at 24-8-2009 11:39 AM


hang nak anggaran gaji dia je ke..atau nak yang tepat?....hahahahahahaa

kalau ikut dari apa yang ahkak nombot bagitau...gaji dia tak der lah sebesar gaji hang kumik....so, hang lerr yang kena belanja ahkak nomot makan kat teluk tempoyak nanti...huhuhuhuhuhuhuhuhu
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Post time 24-8-2009 11:54 AM | Show all posts
selalu bank boleh bagi loan berapa % dr payslip kita?
masnina Post at 23-8-2009 15:11


bank bukan bergantung kepada payslip semata-mata, kita owang akan check CCRIS. kalau dalam CCRIS tu rekod ko atau data ko high risk, tak approve trusss..

yg benar
fast
manager bank
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Post time 24-8-2009 11:55 AM | Show all posts
851# AnisSuraya

tu le pasai hb teman jd guarantor.....mmg gaji teman jauh dari yong anis & kumik.....komer berkali2 ganda tu la....
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Post time 24-8-2009 11:56 AM | Show all posts
852# Fast-N-Furious


tu salah 1 sbb loan sy & hb approve....sbb kami ada clean rekod tuk smua rekod hutg piutang terdahulu tmsuk kredit kad dsb.....
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Post time 24-8-2009 11:56 AM | Show all posts
hang nak anggaran gaji dia je ke..atau nak yang tepat?....hahahahahahaa

kalau ikut dari apa yang ahkak nombot bagitau...gaji dia tak der lah sebesar gaji hang kumik....so, hang lerr yang kena b ...
AnisSuraya Post at 24-8-2009 11:49

huh.. gaji PA merangkap  sekehteri merangkap IT lagi power.. ko lar yg banjer anis..
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Post time 24-8-2009 12:00 PM | Show all posts
huh.. gaji PA merangkap  sekehteri merangkap IT lagi power.. ko lar yg banjer anis..
Fast-N-Furious Post at 24-8-2009 11:56 AM


Small matter jer tu......ahkak nomot, nanti yong pi penang, yong belanja ahkak nomot yerr....
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Post time 24-8-2009 12:05 PM | Show all posts
856# AnisSuraya

ok.....
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Post time 24-8-2009 12:17 PM | Show all posts
856# AnisSuraya

ishkk.. kaya.. kaya..
ambk cibic ker..?
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Post time 24-8-2009 12:22 PM | Show all posts
Post Last Edit by 220796 at 24-8-2009 10:42

840# masnina

bayaran bulan loan tu msti le tak lebih 1/3 dari nett salary.....cth klu gaji bersih lps ditolak epf, socso dll = rm1500 so cuma layak r ...
220796 Post at 24-8-2009 09:47


ooo itu mcm ke.. 1/3 je ek.. tapi logik la kan sb kalau terlalu tinggi monthly installment kereta yg diluluskan nanti tak terbayar plak

bank apa yg boleh bagi 80% utk 2 nama tu?
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Post time 24-8-2009 12:29 PM | Show all posts
859# masnina

sy ambik loan public bank.....tp 80% sy tu bdasarkan gaji sy je mas.....bukan gaji hb sy.......dia boleh lepas guna nama dia sorg tp dia nak buh nama sy kete tu.......so dia jd penama ke2.....
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