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Author: aliem71731672

Pinjaman Kereta 2013 Terus Diperketatkan? Maksimum 7 Tahun Sahaja.

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Post time 19-8-2013 11:44 AM | Show all posts
zafir posted on 5-8-2013 03:31 PM
Yup..true tina..msia income tax can be considered low...max is 26% for high income earners...in eu ...

well said zafir!

Dkt sana walau taxable income tinggi, tp the rest are well taken care - so envy!! part nie kekadang i tak paham why cant malaysia emulate the ideal living there in here? u guess, kenapa??

like u, i dont mind paying higher income tax but the rest are well taken care (esp education and healthcare) we could be happier, kot?? hehe....

btw, selamat hari raya to u and family...


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Post time 19-8-2013 01:24 PM | Show all posts
tina^^ posted on 19-8-2013 11:44 AM
well said zafir!

Dkt sana walau taxable income tinggi, tp the rest are well taken care - so env ...

Eid Mubarak to you & family..and rest of forummers too...

Their nation is already established country...high GDP/GNP and negara maju...and advance developing nation cam Spore (which can be considered developed nation oledi)..mostly due to their established industries...bila govt byk dpt income from tax...infra wise is much better...takde lagi nak tambah additional 1 line kat highway kita tu....terus je keretapi laju...and since most euro nations are developed countries...rata2 transport and standard quality tinggi...in france govt provide u with a nanny lagi...tapi kat mesia ni..byk benda we have to think sendiri...
But nak merungut pun tak boleh...sbb kalau dah sayang kan tanah air sendiri..nak tak nak kena adjust le kan...i just hope bila ank i dah besar...things are much better..

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Post time 19-8-2013 01:28 PM | Show all posts
situasi sy skrg..mmg kacau gakla nk bayar krete bulan2 rm 800 dgn gaji yg ade..
bil-bil..duit mkn lg..duit PTPTN..duit insurance..petrol..keperluan..
untungnye xde kredit kad,
mmg xde nk tukar or beli krete baru lg buat mase ni..
harap akan dtg dimurahkan rezeki lagi..amin
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Post time 19-8-2013 02:22 PM | Show all posts
aku setuju jer tp ekonomi negara akan sikit terjejas..sales keta konfom akan jatuh merudum
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Post time 20-8-2013 12:56 PM | Show all posts
banyak kes curi kereta nanti kalau ramai yang tak mampu beli kereta sendiri...
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Post time 20-8-2013 12:58 PM | Show all posts
ptt la bila submit car loan, bank approve for 7 years!!!

mmg cancel la coz mahal la nk byr every month 700/-++ for 2 cars!
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Post time 20-8-2013 01:15 PM | Show all posts
iey_iyda posted on 13-8-2013 06:30 PM
entah lah mereka kata begitu. personal loan ni maximum bole pinjam berapa RM ye? less than 20k rit ...

aku pun tak pernah apply personal loan..so tetaw sgt ler caner depa set max loan tuh berapa..
tp kalo ikut flyers bank2 utk private employee neh..rasa cam max 5 bulan gaji? eh..ke 3 bulan? hahhaha..

tp kalau dgr loan kawan2 iols yg kerja gomen, cam puluh2 ribu gak depa leh pinjam
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Post time 20-8-2013 09:36 PM | Show all posts
SA baru bg mesej berkuatkuasa sept sapa nak beli keta downpayment 20% loan max 7 thn..

tertunggak la aku nak beli keta..
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Post time 20-8-2013 09:55 PM | Show all posts
5229 posted on 20-8-2013 09:36 PM
SA baru bg mesej berkuatkuasa sept sapa nak beli keta downpayment 20% loan max 7 thn..

tertunggak ...

'bank' aku mmg da tetap rules gini lama dah kt ktorg...gaji bersih 3k, 20% dp, plg lama loan 6 thn....

ginilah nasib bila parents jd 'bank negara'ku...



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Post time 20-8-2013 10:02 PM | Show all posts
aechae posted on 20-8-2013 09:55 PM
'bank' aku mmg da tetap rules gini lama dah kt ktorg...gaji bersih 3k, 20% dp, plg lama loan 6 thn ...

penat oo nak carik downpayment 20% hatta nak beli saga je pongg..
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Post time 20-8-2013 10:27 PM | Show all posts
5229 posted on 20-8-2013 10:02 PM
penat oo nak carik downpayment 20% hatta nak beli saga je pongg..

mak aku offer duit dia...tp kita la yg x smpi hati kann....

nsb baik la stakat ni keta x jd keperluan lg utk aku...

nnt byk kna cut kos, x snggupp wooo

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Post time 20-8-2013 10:30 PM | Show all posts
aechae posted on 20-8-2013 10:27 PM
mak aku offer duit dia...tp kita la yg x smpi hati kann....

nsb baik la stakat ni keta x jd ke ...

ko xpe la.dah mmg familiy ko dok sini.ada familiy car kn boleh pakai?
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Post time 20-8-2013 10:32 PM | Show all posts
ketatkan lagi.. maximum 3 tahun je pinjam
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Post time 20-8-2013 11:05 PM | Show all posts
ketatkan la lg ..max pinjaman wang 1 tahun  je tuk kete..downpayment naikkan la dr 20% ke 50% ...duit habis tuk byr kete jer..umah duk je bawah jambatan..msiaku aman bahagia Last edited by juju_amin84 on 20-8-2013 11:07 PM

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Post time 20-8-2013 11:11 PM | Show all posts
keta turunkan laaa.kalau keta turunkan orang xkesah sangat nk byr 20% loan 7 thn ni.
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Post time 20-8-2013 11:14 PM | Show all posts
aliem71731672: andaikan seorang yang baru memasuki alam pekerjaan.katakan ingin membeli sebuah kereta katakan yang sederhana dalam lingkungan rm 50 000.katakanlah di ...


ni nak suruh rakyat melesia naik MRT belaka. Kurang kesesakan katanya.. nanti semua mampu beli kereta, x nampak la sambutan kat usaha kerajaan yang suci murni itu
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Post time 20-8-2013 11:29 PM | Show all posts
Baguslah transformasi ni, saya mesti pilih.
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Post time 21-8-2013 05:08 AM | Show all posts
khabar angin... Last edited by GuaAnakMelaka on 21-8-2013 08:31 PM

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Post time 21-8-2013 02:26 PM | Show all posts
bukan ke dalam paper harini (21 Ogos 2013), BNM nafikan khabar angin tersebut?
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Post time 21-8-2013 02:33 PM | Show all posts
BNM dah nafikan la...end of story..

http://www.malaysiandigest.com/business/424711-bnm-no-car-loan-memos.html Last edited by mofisa on 21-8-2013 02:34 PM

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