Unit Trust Agents ~ Reliable or not? Share your experience.

Swift

Originally posted by fushigii at 25-12-2006 06:51 AM
Leh introducekan ko nyer agent tu tak...

boleh..boleh..no problemo..
by the way, u kat mana? kalu area KL/PJ/Shah Alam, i think shud be okay, coz dia umah kat USJ.  kalo u kat penang ker, ipoh ker, sorri la ekkk...

hasribus

Originally posted by Swift at 25-12-2006 02:01 AM
aku ada invest dlm PM unit trust, and my agent is this one chinese guy, who was doing it on part time basis when he first started.  Then he quit his job as an Account Mgr in one big IT company.

...

mmmm....
good experience. good for you. tak kira whether race agent tu haper, janji servis baik.

anyway just to share. a few months back masa aku kat post office KLCC haku nampak PNB nyer prospectus. Bukak bab ASB...nampak byk pegangan dlm Maybank...so ASB nih tak sesuai utk mereka yg nak investment yg syariah approved nyer.

hasribus

Originally posted by cakna at 23-12-2006 08:15 AM



setahu aku unlike insurans, their commision perceantage less than 5%, very small, so drp mereka nak argue dengan mereka yang cakap banyak tapi tak invest dan tak berduit nak invest, better me ...

ada btul jugak. some tanya panjang panjang lebar lebar not because depa tak tau, tapi just to provoke and to prove that they know more than the agent. Bila time closing, hampeh...kalo dapat seribu kira dah bagus...

hasribus

Originally posted by gabanzack at 22-12-2006 04:01 PM
dulu saya ada topik pasal the dark side of Unit Trust... dah pi mana? Kat situ sorang agen UT pun tak berani nak tunjuk muka menjawab isu2 yg dibangkitkan..... paling kuat pun dorang dok ulang &quo ...

gabanzack...kalo buleh keluarkan balik isu isu tu pon bagos gak. At least utk yg baru join nih buleh participate & exchange ideas.

Andak

Originally posted by fushigii at 23-12-2006 01:46 PM
camne nak edit Andak?..leh tolong ajar ke...sori ler double posting

kat bawah our own posting kan ada ikon edit... click lah kat situ and edit lah sesuka hati kita...

Originally posted by fushigii at 23-12-2006 10:11 AM
Ada sesapa yg kena a good PM UT agen tak...yang sudi layan pelabur kecil....area penang kalau boleh.
Aku nak mula invest dgn rm500 jer pastu tambah dgn rm50 jer every month.

before u invest, tnk about risk. can u affort or not.
2nd. are u sure PM is the best?
3rd.  the past year performance not help u,who know tomorow how
4ft. market good in this two year,every body can show u performance,how about tomorow market drop ?

Originally posted by Swift at 25-12-2006 02:01 AM
aku ada invest dlm PM unit trust, and my agent is this one chinese guy, who was doing it on part time basis when he first started.  Then he quit his job as an Account Mgr in one big IT company.

...

nampaknya u nasib. dapat ajen bagus.
siapa kata PM s the best?performance.....
u survey tengok?

saya juga sebagai UT.
market ada banyak trust.macam mana nak pilih?
apa yang u pilih?
fikirkan dulu sebelum invest.
adakah anda boleh terma rsiko>
kni 2 tahun market baik semua company boleh tunjuk performance,apa kata esok jatuh teruk sekali. past performance cannot warrantty tomorow performance.
i advice dun buy too much fund, u have to understand before invest.
which the best fund u buy?
u buy award or tomorow return.
jika fund award u beli esok tak jadi performance?
survey dulu......

Originally posted by raymondyeoh at 27-12-2006 06:05 PM

nampaknya u nasib. dapat ajen bagus.
siapa kata PM s the best?performance.....
u survey tengok?

many ppl here are led to believe that PM is the best. PM = UT. UT = PM. I prefer Prudential.

pentium_catz

aku ada invest dgn satu UT nih..baru dalam 1/2 tahun gituh...a few thaousand
menurut agen aku, kalau nak join UT, join le yg baru launch coz dalam 2/3 tahun pertama biasanya harga dia akan naik...so kalau invest UT nih at least kena invest dalam 2/3 tahun..takleh le cepat2 jual..
everyday aku monitor rege dia..everyday fluctuate, kdg untung, kdg rugi..tp itu rugi on paper..jgn gabra cepat2 jual plak, nanti rugi betol2...tunggu dia announce dividen dan bonus dulu tgk camna...

kirawang

Originally posted by cakna at 23-12-2006 08:15 AM



setahu aku unlike insurans, their commision perceantage less than 5%, very small, so drp mereka nak argue dengan mereka yang cakap banyak tapi tak invest dan tak berduit nak invest, better me ...

isskkk..tak de lah, agents busy dengan clients, performance report 2006, etc...

Tp u got yr point, insted of arguing for nothing, better focus sales dan layan clients.

[ Last edited by  kirawang at 27-12-2006 09:09 PM ]

kirawang

[quote]Originally posted by hasribus at 26-12-2006 01:13 PM

1. [color=Blue]kalo dapat seribu kira dah bagus[/color]...

Copy the Code

hee..hasri, seribu tak bagus tu,,paling kurang pon 30K ...:nerd:

fushigii

Originally posted by raymondyeoh at 27-12-2006 06:05 PM

nampaknya u nasib. dapat ajen bagus.
siapa kata PM s the best?performance.....
u survey tengok?

Kalau PM x best...apa yg best? Bgtau ler...akan dipertimbangkan

fushigii

Kalau PM x best?Bgtau ler UT mana yg best...

Andak

Originally posted by pentium_catz at 27-12-2006 07:23 PM
aku ada invest dgn satu UT nih..baru dalam 1/2 tahun gituh...a few thaousand
menurut agen aku, kalau nak join UT, join le yg baru launch coz dalam 2/3 tahun pertama biasanya harga dia akan naik... ...

tang dividend ni aku confius sikit.... setau aku interm of investment value, xde beza samada declare dividend ke tidak... coz lepas declare dividend, unit price akan jatuh, unit akan bertambah... but total investment value sebelum n selepas declare dividend sama jek... ini yg ramai org xtau... dengar jek nak declare dividend, terus beli..... ini citer pasai UT k... bukan asn/asb dsbnyer..

cakna

Originally posted by raymondyeoh at 27-12-2006 06:05 PM

nampaknya u nasib. dapat ajen bagus.
siapa kata PM s the best?performance.....
u survey tengok?

Kalau Public ta bagus, apa yang bagus? CIMB? yang dulu dipanggil SBB. Aku invest dana ikhsan untung tak sampai 6% setahun. Kawan aku invest dana azam  rugi 12% setahun...

At least Public boleh kata mereka no 1 because return paling tinggi dan menang so many awrds..Yang lain hampes.....

[ Last edited by  cakna at 1-1-2007 11:47 AM ]

cakna

Experience aku invest U trust..

Public Mutual dah masuk tahun ke 4, untung +- 15% per year Ittikal dan PIEF..sama dan lebih kurang bank rakyat..

SBB dana ikhsan..untung tak sampai 6% setahun..
al mizan sbb - CIMB Mizan ..untung tak sampai 4%, aku dah jual balik..
kawan aku invest sbb cimb dana azam rugi +- 12 percent setahun..
dia invest dana faiz rugi dalam 10% setahun..dia dah mengamuk dan dah tukar ke Public..

Maa al faid untung more than 10% setahun..

Bulan 5 baru ni aku tery prudential al islah, masih rugi 1%, tak  boleh nak cover charge lg, tp aku dah kira kalau aku masuk pief--PM  pada hari yang sama, aku dah bole untung 5%..


Rhb madhurabah, pakcik aku invest dr 1997, tapi masih rugi terkumpul 27%..

kirawang

Originally posted by cakna at 1-1-2007 11:58 AM
Experience aku invest U trust..

Public Mutual dah masuk tahun ke 4, untung +- 15% per year Ittikal dan PIEF..sama dan lebih kurang bank rakyat..

SBB dana ikhsan..untung tak sampai 6% setahun. ...

semalam CI naik 20 point, PIEF naik sebanyak 2.3%, Ittikal 2.45%..Kira untung lagi lah tu..

noone

Originally posted by Andak at 28-12-2006 08:52


tang dividend ni aku confius sikit.... setau aku interm of investment value, xde beza samada declare dividend ke tidak... coz lepas declare dividend, unit price akan jatuh, unit akan bertamba ...

Betul. Dont be mislead. Its a 'psychological effect'. Org tanak beli kalau harga tinggi so they reduce the price by announcing dividents.

Andak

atau pun nanti orang cakap awat xdapat dividend.... net effetc, xde...