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Author: medangmru

★CREDIT CARD BANK YANG KORANG GUNA ★

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Post time 15-11-2013 12:04 PM | Show all posts
medangmru posted on 12-11-2013 06:22 AM
tiada alasan yg kukuh melainkan jenuh nak melayan call masuk bertalu pasal Cash Loan la...pasal In ...

aku pon tiba2 ada rejeki lebey. terus aku bayar abiskan outstanding cc citibank aku..
sok nye terus die offer apo entah. aku pon x paham.padahal bertahun guna die x heran pon sama aku,,
aku nak gi terminate cc sebenornyee..
malas nak pki cc.. menkhayalkan je..
mengajar kita boros sopink bebelanja..
point2 tuh tatau nak wat ape
meby aku akan transfer ke card enrich mas aku kot
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Post time 20-11-2013 08:45 AM | Show all posts
medangmru posted on 26-10-2013 08:01 PM
Isla,ic card ni kalau x silap aku...salah satu kebaikkanya....tak boleh rsnya nak swipe kat tempat ...


citer psl islamic card nie kan....kawan aku, non muslim...diorg kasi dia card nie...aper ker bangang...kawan aku gi minum2, skali takleh guna credit card dia tu sebab bil tu ada arak...camner lah bole tersilap kasi card islamic kat non muslim...
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Post time 1-1-2014 03:44 PM | Show all posts
Cc ape yg best ye? Malas ye nak baca sana sini apatah lg nak compare
Igt start thn ni nak pakai dgn tujuan isi myk kete je.
Tu je tujuan nya. Hujung bulan byr full terus.
Sblm ni guna cc Maybank. Kwn guna bank Rakyat. Lain2 ape best?
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Post time 7-1-2014 10:35 AM | Show all posts
md_nana posted on 1-1-2014 03:44 PM
Cc ape yg best ye? Malas ye nak baca sana sini apatah lg nak compare
Igt start thn ni nak pakai  ...

kalau utk minyak je (maksimum sebln rm300) bole guna UOB one card classic, dpt cash back 5%. Maybank AMEX pn ok gak tp cash back 5% kalau isi weeken je..

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Post time 7-1-2014 09:25 PM | Show all posts
oberst posted on 7-1-2014 10:35 AM
kalau utk minyak je (maksimum sebln rm300) bole guna UOB one card classic, dpt cash back 5%. Mayba ...

Maybank tu mcm ok sbb sblm ni guna cc Maybank gak.
cuma minimum mmg rm300 ke? Mcm x smpi byk tu guna sebulan.
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Post time 8-1-2014 02:18 PM | Show all posts
Dpt cash back 5%  utk isi minyak smpi rm300 sebln je, rm300 x 5% = rm15 cash back. Klu isi lebih rm300 sebln (cth rm1000 ke) still dpt cash back rm15 je, bukan rm1000 x 5% = rm50 cash back.

Maybank mmg paling ok, recommended.. Apply Maybank 2 Gold Mastercard/AMEX..Gi Maybank Card Centre KLCC, 1U atau Gardens bawak dokumen sume klu ok dijamin approve dlm masa 2 jam, kad pn siap. Tp kne sblm kul 4 ptg la..
Last edited by oberst on 8-1-2014 02:24 PM

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Post time 16-1-2014 11:17 AM | Show all posts
oberst posted on 8-1-2014 02:18 PM
Dpt cash back 5%  utk isi minyak smpi rm300 sebln je, rm300 x 5% = rm15 cash back. Klu isi lebih rm3 ...

wa ader p garden minggu lepas..lepas jer bg slip gaji n diorang check diorang rejek...haha maybe coz loan kete wa ade pending stengah bulan agaknya
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 Author| Post time 18-1-2014 07:52 PM | Show all posts
otomen_taro posted on 16-1-2014 11:17 AM
wa ader p garden minggu lepas..lepas jer bg slip gaji n diorang check diorang rejek...haha maybe c ...

Aiiiiiiiiiii.....xkan 1/2 bulan pending sudah blacklist...
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 Author| Post time 18-1-2014 07:54 PM | Show all posts
md_nana posted on 1-1-2014 03:44 PM
Cc ape yg best ye? Malas ye nak baca sana sini apatah lg nak compare
Igt start thn ni nak pakai  ...

The best ever yg alku pernah guna adalah Shell Citibank....mmg isi minyak akan dapat rebet.....xder minimum kene isi berapa banyak minyak dalam sebulan kalau x silap aku....
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Post time 18-1-2014 09:22 PM From the mobile phone | Show all posts
medangmru posted on 18-1-2014 07:52 PM
Aiiiiiiiiiii.....xkan 1/2 bulan pending sudah blacklist...

tatau la.nk ckp gaji rsnya ok je.tp maybe bru tkr compeni so diorg xcnfident agaknya..haha.nk 6bln slip gaji walhal da bg epf statment..susah2 aply cc bank islam plak.haha
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Post time 18-1-2014 09:27 PM | Show all posts
medangmru posted on 18-1-2014 07:54 PM
The best ever yg alku pernah guna adalah Shell Citibank....mmg isi minyak akan dapat rebet.....xde ...

Sekarang da x jd apply cc semata2 nk isi myk.
sbb posting Sabah.
Tatau la nk apply ke x cc utk tujuan beli tiket....
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Post time 24-1-2014 09:47 AM | Show all posts
CC yg aku still maintain 2014 ni:

1. Maybank 2 Cards (AMEX/MCard) - Utk isi minyak, beli brg dapur kat mydin, tesco.
2. Public Bank Esso Mobil Visa - standby untuk Balance transfer.

yg dh aku terminate:

1. RHB MCard
2. CIMB MCard
3. B.ISlam MCard

Spending patten aku below rm1k je per month. Yg penting kita bayar full every month. Kalau tak mampu wat la balance transfer cepat2..
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Post time 17-2-2014 08:32 AM | Show all posts
oberst posted on 24-1-2014 09:47 AM
CC yg aku still maintain 2014 ni:

1. Maybank 2 Cards (AMEX/MCard) - Utk isi minyak, beli brg dapu ...

yg ada

OCBC Titanium - daily usage
Cimb Bank Mastercard - daily usage / bal transfer
Bank Islam Master card - sbg pembayar 2 kad atas..guna bal transfer
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Post time 20-2-2014 11:25 AM | Show all posts
Mohon pandangan.....

Sy ada satu CC outstanding balance dlm rm2k+
Terfikir nak buat balance transfer
Sblm ni xpnh buat

Mcmana prosedur & bank apa yg terbaik utk buat balance transfer?
Tq
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Post time 20-2-2014 06:02 PM | Show all posts
sajer posted on 20-2-2014 11:25 AM
Mohon pandangan.....

Sy ada satu CC outstanding balance dlm rm2k+

Bro guna CC bank mana?

Low balance transfer rate yg aku tau:

Maybank 12 bln 3%
Public Bank 12 bln 2%
BSN 0.30%/month (0% for the first 6 months)

Prosedur bese isi form pastu bg kt branch beserta statement CC yg nk di balance transferkn.
Kalau Public Bank tak perlu CC statement, just isi form pastu email [email protected]




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Post time 8-5-2014 03:24 PM | Show all posts
lepas implement GST, gov tax untuk CC RM50 tu dah dimansuhkan..
kastam kata, dia ambil GST 6% x dengan annual fees kita
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Post time 30-6-2014 12:09 PM | Show all posts
br apply hong leong CC sbb terpengaruh time p big bad wolf.. dah approve baru survey.. rata2 komen worst. huhu
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Post time 10-7-2014 08:52 AM | Show all posts
tlg suggest CC thorbaek..
nk apply 1
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Post time 24-7-2014 12:36 PM | Show all posts
me x penah pakai CC. Tp ada plan nk pakai CC Maybank..sbbnya nk beli perabot..coz ada/kebanyakan company jual perabot (yg me jumpa dekat furniture exibition) diorang boleh buatkan bayar instalment pakai cc Maybank selama setahun/6 bulan gitu tanpa interest..me baru tahu..kalau bank lain diorang x boleh buatkan..ringan sket la nk membayarnya drpd buat instalment kt kedai perabot tu sendiri yg charge interest tinggi..
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Post time 10-8-2014 05:18 PM | Show all posts
maybank 2 cards

rebat 5% hari minggu syok tul
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