|
|
ONLY "NOT SO SMART" PEOPLE INVEST IN MUTUAL FUNDS
[Copy link]
|
|
|
Reply #294 kabukiman's post
aaa.. good info.. 
in that certain circumstances, does it means switching to bond fund is more risky... |
|
|
|
|
|
|
|
|
|
|
|
terasa nak kongsi lak artikel nih, enjoyyyyy 
IN FOR THE LONG HAUL |
|
|
|
|
|
|
|
|
|
|
|
|
UNIT NO TRUST |
|
|
|
|
|
|
|
|
|
|
|
Just my opinion:
Masa dkt pilihanraya haritu u all tau kan market kat Malaysia ni downkan?
Tapi kenapa dia tak terus menjunam gila2 dan hanya lps beberapa hari atau minggu haritu dia naik balik?
Anda tahu siapa yg menyelamatkan/ menaikkannya semula?
Jawapannya adalah Institutional Investor dan salah satu darinya adalah dari industri unit trust...
Kerana mereka mengambil kesempatan pada 'bargain price' and thus menaikkan semula ekonomi..
walaupun tdk mendadak tetapi meningkat perlahan lahan...
Just my 2cent... |
|
|
|
|
|
|
|
|
|
|
|
Originally posted by adamalek at 21-4-2008 10:27 AM 
Just my opinion:
Masa dkt pilihanraya haritu u all tau kan market kat Malaysia ni downkan?
Tapi kenapa dia tak terus menjunam gila2 dan hanya lps beberapa hari atau minggu haritu dia naik balik ...
Yup, masa menjunam tu la harga saham jadi MEGA SALE, so company2 Unit Trust akan ambil kesempatan utk beli stok2 yg berpotensi sbb tgh murah... |
|
|
|
|
|
|
|
|
|
|
|
Reply #304 adamalek's post
i agree..
and smart investor would definitely take advantage to buy more when the unit price is low.. |
|
|
|
|
|
|
|
|
|
|
|
Keep on urguring and defending guys, so we could understand better about UT.
Anywhere there are always consequences in any kind of investment :bg: |
|
|
|
|
|
|
|
|
|
|
|
"Everyone owns them, so why do most mutual fund stinks"
After reading some of the posts on this thread, I think it's better that those of us who don't have a lot of knowlwdge on mutual funds, me included, to get the right information. Here's a good one:from http://www.fool.com/mutualfunds/choosing/choosing01.htmThe Truth About Mutual FundThe good, the bad and the uglyWe're not mind readers, but our guess is that you clicked here looking for answers to two main questions:
Q: Are mutual funds a good investment? And,
Q: Which ones should I pick?
Without mincing words, here are our answers:
A: Some are. And,
A: The one that consistently outperforms all the others.
We're not trying to be cheeky. (OK, you caught us, we are.) It's just that the world of mutual fund performance is more complex than any 14-syllable answer that we could offer. The last time we checked there were more than 8,000 mutual funds from which to choose. And there's no shortage of bold-faced statements touting them. Advertisements in newspapers flaunt a fund's "five-star" status. Banner ads brag about "the NUMBER ONE FUND in America" and commercials hype "38.8% returns over the last six months."
It seems there are thousands of funds out there that have done really, really well. Just choose one, already!
What? You want more than seven words in bold type on a blinking banner to make sure you're making the right investment?
Good for you. The sad fact is that the vast majority of mutual funds underperform the average return of the stock market. And they are multiplying as fast as Tribbles on the Enterprise. It's not that they pick bad stocks; it's that they don't pick stocks well enough to compensate for the costs of the fund. The stock market's historical returns are roughly 11% per year, but managed mutual fund shareholders as a group can expect to see any return reduced by the costs imposed by the funds. For more on what's wrong with mutual funds, see our aptly titled article in this area: What's Wrong With Mutual Funds?
If the bite of fees weren't bad enough, there are four other pitfalls mutual fund investors have to watch out for:
- The Wisdom of Professional Management. This is not necessarily an advantage. Many mutual fund managers have proven no better at picking stocks than the average nonprofessional, but charge fees as though they are.
- No control. Unlike picking your own individual stocks, a mutual fund puts you in the passenger seat of somebody else's car.
- Dilution. Mutual funds generally have so many holdings by necessity that insanely great performance by a fund's best ideas doesn't make much of a difference in a mutual fund's total performance.
- Buried costs. Many mutual funds specialize in burying their costs and in hiring salespeople who do not make those costs clear to their clients.
|
|
|
|
|
|
|
|
|
|
|
|
i think everything we do in our life has it's own risk. So..it is not just about wheter the UT investor is not so smart or vice versa. It's about whether we are ready to take the risk or not. I dont think ada investor yang tak ada the slightest idea pon pasal risiko pelaburan. (Kecuali yang dah biasa ngan konsep ASB dan apa-apa yang sewaktu dengannya). Masa diberi penerangan oleh agent PASTI akan ada persoalan mengenai turun naik harga saham dan apa effectnya pada modal pelaburan. Ye la...nak melabor paling cokia pon kena ada RM1000. PASTI. So..it depends so much dengan the investor sama ada nak take the risk atau tak. <br /><br />Just my 2-cents la...n aku bukanla agen saham.
[ Last edited by cokkodok at 28-4-2008 11:32 AM ] |
|
|
|
|
|
|
|
|
|
|
|
Assalamualaikum, saya unit trust consultant public mutual, saja nak menumpang menerangkan isu-isu ini untuk faedah bersama..
[quote]The answer is written in their playbook put there by the big WallStreet private interests. Let抯 quote a few of the sentences the poor(at least soon to be) investor is going to hear:
揟his is only a correction. |
|
|
|
|
|
|
|
|
|
|
|
Originally posted by rosdikasim at 28-4-2008 10:59 PM 
Assalamualaikum, saya unit trust consultant public mutual, saja nak menumpang menerangkan isu-isu ini untuk faedah bersama..
Memang la... semua jawapan tu betul pun.. market memang kad ...
good explanation, rosdi...
ko kat karambunai lagi ke? cuti tak hingat... bila mau balik?  |
|
|
|
|
|
|
|
|
|
|
|
ko kat karambunai lagi ke? cuti tak hingat... bila mau balik?
Yela boss.. kat karambunai lagik ni... dok tengok 'penyu' mandi-manda... 
Minggu depan balik boss.. |
|
|
|
|
|
|
|
|
|
|
|
|
hanya org yg kurang pandai saja labur dlm UT |
|
|
|
|
|
|
|
|
|
|
|
ha ah....... aku gelak jaa kat orang tua aku.......
|
|
|
|
|
|
|
|
|
|
|
|
1MDB
Corporate bonds even have higher risk of non-payment at redemption.
|
|
|
|
|
|
|
|
|
|
|
|
Woi ............ Cong. Kau naikkan thread lama aku ke??
Teruk la aku kena lahar dgn UT agents.
|
|
|
|
|
|
|
|
|
|
|
|
ejen UT boleh gi mampus laa
|
|
|
|
|
|
|
|
|
|
|
|
melabur dalam UT nie totally BULLSH!T 
|
|
|
|
|
|
|
|
|
|
|
|
calculate risk? 
|
|
|
|
|
|
|
|
|
|
| |
Category: Belia & Informasi
|
Post time 27-3-2008 10:43 AM
Author
