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Author: medangmru

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Post time 5-3-2008 09:27 AM | Show all posts

Reply #2230 feirina's post

rina guna aper?

aku buat dlm adobe photoshop....pastu upload dlm photobucket
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Post time 5-3-2008 09:29 AM | Show all posts

Reply #2231 jawagondrong's post

Rina guna nero..
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Post time 5-3-2008 09:30 AM | Show all posts
dlm adobe boleh blurkan gambar setengah ker?
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Post time 5-3-2008 09:33 AM | Show all posts

Reply #2233 feirina's post

boleh large kan size gambar dulu, pastu crop yg mana kita nak, nnt paste kan kat new layer
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Post time 5-3-2008 09:34 AM | Show all posts

Reply #2234 jawagondrong's post

oo..ic...tak per...nanti Rina nk try la...
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Post time 5-3-2008 09:35 AM | Show all posts
wawa...medang pandai tak bab-bab bank ni?
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Post time 5-3-2008 09:37 AM | Show all posts

Reply #2236 feirina's post

tak sure la rina, tu kena tanya dia direct ler
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Post time 5-3-2008 09:37 AM | Show all posts

Reply #2235 feirina's post

gud luck eh, nnt kalau dah berjaya buat teka gambor lagi
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Post time 5-3-2008 09:38 AM | Show all posts
Rina nk tanya ler pendapat wawa sama..kot2 wawa tahu...kalau kita nk settlekan last payment utk kereta...kena bawak apa kat bank selain duit settlement?
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Post time 5-3-2008 09:41 AM | Show all posts

Reply #2239 feirina's post

kalau ada statment bawak sekali.....last payment rina sama mcm rina bayar bulan2 sebelum ni ke atau kurang dari yg biasa......
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Post time 5-3-2008 09:47 AM | Show all posts
kalau ikutkankurang dari bulanan sblm..tapi Rina ada tertunggak sblm ni masa tu awal2 beli keta ler...tapi lepas tu Rina tiap2 bulan bayar cam biasa...rasanya kena plusminus ngan interest lah kan
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Post time 5-3-2008 09:53 AM | Show all posts

Reply #2241 feirina's post

yg tu tak sure la rina, tapi setahu aku la kan whatever loan yg kita buat kat bank, tahun pertama dan kedua kita bayar tu baru utk interest je, masuk tahun ketiga baru kita bayar utk harga kereta tu....

aku tak sure le betul ke tak ni...tapi rasa2 nya mcm tu la, baik ko tanya pada yg arif

ko masuk kat board car & motorcycle kat situ ko tanya la diaorg yg lebih arif tentang ni
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Post time 5-3-2008 09:56 AM | Show all posts

Reply #2242 jawagondrong's post

oo..itulah...Rina takut gak nk buka thread baru kat sini sebab nk tanya...takut silap thread.. kalau wawa cakap camtu x perlah...kalau rajin Rina tanya kat diorang....
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Post time 5-3-2008 10:00 AM | Show all posts

Reply #2243 feirina's post

ok bebeh, kalau tanya pada yg arif lagi bagus

aku ni ada 4 tahun lagi nak langsaikan utang keter ni   lamanya lagi
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 Author| Post time 5-3-2008 10:04 AM | Show all posts
Originally posted by jawagondrong at 5-3-2008 09:53 AM
yg tu tak sure la rina, tapi setahu aku la kan whatever loan yg kita buat kat bank, tahun pertama dan kedua kita bayar tu baru utk interest je, masuk tahun ketiga baru kita bayar utk harga kereta ...


bergantung gak pada jumlah tahun yg korang amik installment tu...kalau 9 atau 10 tahun...alamtnay...tahun ke-4 atau ke-5 barulah korang bayar harga sebenar kereta tu.....

Rega Kete =RM26000
Korang amik loan 7 tahun dengan Bank dan bayaran bulanan RM410 =RM410x 84 =RM34440.00

So RM34440 -26000 =RM8440 --> Interest

RM8440/RM410=20.6 bulan...

maksudnya...bulan ke-21 barulah korang bayau rega kete ...sebelum2 tu korang sebenarnya bayau rega interest kete...
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 Author| Post time 5-3-2008 10:05 AM | Show all posts
Originally posted by jawagondrong at 5-3-2008 10:00 AM
ok bebeh, kalau tanya pada yg arif lagi bagus

aku ni ada 4 tahun lagi nak langsaikan utang keter ni   lamanya lagi


aku tinggal dlm 3 tahun 4 bulan lagi...
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Post time 5-3-2008 10:05 AM | Show all posts

Reply #2244 jawagondrong's post

sabo jerlah wawa..Rina pun camtu gak dulu....tapi pejam-celik2 laa....nk abis dah....tapi Rina paham camner tanggung hutang ni....merana beb....bulan depan nyer gaji barulah leh merasa gaji full..... :victory:
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Post time 5-3-2008 10:08 AM | Show all posts
:pompom: wuhu....merdeka..merdeka...merdeka.....aku merdeka....:pompom:
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Post time 5-3-2008 10:09 AM | Show all posts

Reply #2245 medangmru's post

kalau pinjam 9 tahun aku rasa bengkok tul nak menunggu abih bayau utang.....

tapi bulan2 tak da la terasa beban sgt kan...tu kelebihan dia

dan buat lagi berat road tax insurance......blm lagi kalau ada kerosakan tu

[ Last edited by  jawagondrong at 5-3-2008 10:10 AM ]
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Post time 5-3-2008 10:11 AM | Show all posts

Reply #2248 feirina's post

best lerrr utang keter dah abih bayau

ko amik baper tahun rina
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