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masalah loan tak lepas

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Post time 20-10-2009 03:41 PM | Show all posts |Read mode
Post Last Edit by ryo_takahashi1 at 20-10-2009 17:35

saya ada buat loan bank (cim bank)coz nk beli kereta second hand,,,but sangkut la plak coz motor yg mak saya pakai atas nama saya dah 7 bulan tak bayr.. pastu bank kata my husband pon (guarantor) sangkut coz tak byr motor dh 5 bulan,padahal husband sy x de beli motor pon..biar betol bank nie cek... tgh pening kepale nie,,dah la nk pakai keta cepat.. yg lain takde masalah bank tu kata semua ok just yg ade sangkut dgn kedai moto tu jela..
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Post time 20-10-2009 03:44 PM | Show all posts
kot hb ada jd guarantor loan moto pulak ke? ni call je bank tu atau pegi sndiri? if call takut dorg cek cincai je...try le bank lain pulak tgk cmne......tu sbb kene monitor smua loan2 yg melibatkan nama kite as owner or guarantor.....
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 Author| Post time 20-10-2009 03:54 PM | Show all posts
husband sy tak penh jd guarantor atau pape pon. first n last die beli moto rxz. tu pon da hbis bayar kt kedai.. da la cimb bank tu kata da 5 bulan tak byar.. mgkn la kot bank tu cincai je cek.. yang pasal nama saya sangkut plak coz mak sy yang tak byr.. adoi..masalh tol la..  tp hari tu kedai used car tu bg pakai cimb bank,,blh ke kalau bank lain?
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 Author| Post time 20-10-2009 03:54 PM | Show all posts
husband sy tak penh jd guarantor atau pape pon. first n last die beli moto rxz. tu pon da hbis bayar kt kedai.. da la cimb bank tu kata da 5 bulan tak byar.. mgkn la kot bank tu cincai je cek.. yang pasal nama saya sangkut plak coz mak sy yang tak byr.. adoi..masalh tol la..  tp hari tu kedai used car tu bg pakai cimb bank,,blh ke kalau bank lain?
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 Author| Post time 20-10-2009 03:55 PM | Show all posts
husband sy tak penh jd guarantor atau pape pon. first n last die beli moto rxz. tu pon da hbis bayar kt kedai.. da la cimb bank tu kata da 5 bulan tak byar.. mgkn la kot bank tu cincai je cek.. yang pasal nama saya sangkut plak coz mak sy yang tak byr.. adoi..masalh tol la..  tp hari tu kedai used car tu bg pakai cimb bank,,blh ke kalau bank lain?
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Post time 20-10-2009 03:58 PM | Show all posts
beli cash je la.
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Post time 20-10-2009 04:02 PM | Show all posts
6# shazman73

ye betul alternatif lain - beli cash.....hehehehe! yg mak awak tu nape x bayar smpi byk bulan? lupe ke buat2 lupe? kan anak yg ssh skrg? klu settlekan hutg mak awak tu dulu leh settle ke? bayaran moto bape je sebulan.....
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 Author| Post time 20-10-2009 04:04 PM | Show all posts
cash tak cukup duit la wak...
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 Author| Post time 20-10-2009 04:05 PM | Show all posts
cash tak cukup duit la wak..sbb tu la buat loan..
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 Author| Post time 20-10-2009 04:07 PM | Show all posts
saya pon tak pasti la berapa RM sebulan.. mto tu skrg adik sy plak yg pakai.. tu yg angin nie..
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Post time 20-10-2009 04:13 PM | Show all posts
10# cthawe

bgtau la mak & adik tu mintak jasa baik tlg settle smua hutg yg ttunggak tu....
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Post time 20-10-2009 05:41 PM | Show all posts
kalo sruh beli cash x payah ler tuan tanah ni susah2 tanya!apa da ko......kalo ko dpt setelkan smua loan yg tetunggak pun belum tentu ko dapat buat loan yg lain sbb at least 3 bln ko kna tggu nama ko betul2 clear!
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Post time 20-10-2009 05:57 PM | Show all posts
aha..guna nama hubi or nama mak
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Post time 20-10-2009 06:01 PM | Show all posts
saya pon tak pasti la berapa RM sebulan.. mto tu skrg adik sy plak yg pakai.. tu yg angin nie..
cthawe Post at 20-10-2009 16:07


since moto tu nama hang.. hang pi juai aje lah... cover balik utang tu...
org lain tak bayar, hang yg kena tanggung.. tapi tu le.. adik sendiri yg guna motor tu...
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Post time 20-10-2009 06:44 PM | Show all posts
tuan tanah, setelkan dulu hutang2 tu...senang citer..
kalo dh sangkut 7 bulan...andai aku owner bank pon haku x kasik lepas....
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Post time 21-10-2009 08:01 AM | Show all posts
uit... moto pon ada loan bank ek..... sampai gitu skali aku tak tau...
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Post time 21-10-2009 09:09 AM | Show all posts
16# cmf_rambutan

maybe ni motor besor yg rege dia sampai belas2 puluh2 ribu kot........
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Post time 21-10-2009 09:20 AM | Show all posts
16# cmf_rambutan

org mintak advise tu kasi je lar.. nak kerek plak.. motor pon ada yg 30k.. wat loan lar.. yg 5k pon org wat loan..

tuan rmh, bank takkan salah check pasal husb awk jadi guarantor motor tu.. better pegi check dgn bank yg dikatakan ada loan dgnnya tuu..
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Post time 21-10-2009 09:28 AM | Show all posts
Tuan rumah, cuba tanya bank lain....public bank ke, eon bank ke, mebeng ke, bank islam ke...tak semestinya kena buat kat cimb bank jer....then kalau kata  ada sangkut, minta deme print outkan then rujuk semula kat bank yang kata ada sangkut tu...bawak bukti semua, kalau motor yg ur hubby beli tu kata dah abis bayor, tunjuk resit2 bayaran tu...hal dengan ur mother tu pulak, bincanglah elok2...mintak tolong kat emak suruh bayor separuh ke, adik separuh...good luck!
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 Author| Post time 21-10-2009 09:51 AM | Show all posts
smlm sy kol bank tu..die tgh bz la plak... blh ke mintak statement yg mengatakan kite kena reject pasal pe? pasal moto tu bkn la moto kuase besar ke ape.. just honda wave 100cc.. tu la psal bank nie... da mtk jasa baik adik da mtk byr..arp2 die byr la.... pasal husband tu yg pening tu.... ishhhh.. pape pon thnks 4 ur opinion..
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