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Pemegang Medical Card: Apa yg tak dicover apabila diadmit ke private hospital?
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roystevenung posted on 2-8-2012 08:29 PM 
RM 70,000 ... ish, missing "K". maaf ya.
Harap2 dia recover, tapi sampai skrg tak de perubahan. ...
wow.. 15 hari dah RM70k mmg parah kalau takder medical card/insurance utk cover bil tersebut.. mungkin kalau menyimpan RM200 sebulan selama 15 tahun pun belum tentu boleh dpt RM70k.. simpanan berbelas2 tahun lenyap dlm masa kurang sebulan!! itu lah dia insurance ni, berguna pada saat2 yg tak diduga..
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dasatgiler posted on 3-8-2012 11:25 AM
wow.. 15 hari dah RM70k mmg parah kalau takder medical card/insurance utk cover bil tersebut.. mun ...
ICU mahal. Ada private hospital di Penang, sehari di ICU boleh mencecah RM1K. Itu pun utk bilik/equipment sahaja. Tak termasuk ubat/doctornya.
Petang tadi ada sembang dgn sanak saudara dia. Semua adik2nya dok tension mana nak pi korek duit lagi... dia pun single parent.
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masuk cni baru paham....selama nih dgr penjual insuran dok membebel jual produk x penah ku paham...angguk2 geleng2 jek.... |
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Author |
Post time 4-8-2012 06:00 AM
From the mobile phone
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hakass009 posted on 4-8-2012 01:45 AM
masuk cni baru paham....selama nih dgr penjual insuran dok membebel jual produk x penah ku paham...a ...
baguslah dpt manfaat drpd thread ni.. kadang2 explaination drpd agen susah nak faham tapi bila ada kisah benar pengalaman org lain, barulah kita nampak hujung pangkalnya.. |
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plan nak amik medical card bile dh kerja nnt... |
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dasatgiler posted on 1-8-2012 01:42 PM
hah, ada jugak yg kerja drpd claim dept.. pernah tak reject claim drpd policyholders dan apa sebab ...
banyak dah claim aku reject
sebab paling popular adalh pre-existing condition. maksudnya dia mmg dah ade sakit tu sblm dia beli insuran lagi lps tu dia x disclose kat insuran company.
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suraya-sue posted on 6-8-2012 01:16 PM
banyak dah claim aku reject
sebab paling popular adalh pre-existing condition. maksudnya dia mmg ...
Nko underwriter co mana?
Skrang underwriter ni da strict laa..mcm tak bg client claim aje..kesian kat diorg
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jenglut posted on 7-8-2012 11:37 PM
Nko underwriter co mana?
Skrang underwriter ni da strict laa..mcm tak bg client claim aje..kesian ...
underwriter lain... xde kena mengena dengan claim |
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just nak share...
Customer ader call, dier nak buat Lesik Operation.. insurans cover ker? Insurans Pru BSN Takaful tak cover. Saya kira mana2 insurans pun tak cover. Ini kerana ia dikira sebagai kosmetik surgery. Sudah dinyatakan dalam general dan medical card exclusion. |
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mbk posted on 4-10-2012 11:51 AM
just nak share...
Customer ader call, dier nak buat Lesik Operation.. insurans cover ker? Insur ...
kalau beli medical card boleh guna utk buat lasik, untung banyak larr.. lasik operation dalam RM8k, medical card baru RM200 sebulan.. byr premium 3 bulan, pastu terus pegi buat lasik operation, claim insurance, pastu takyah byr premium dah.. jimat RM7.4k..  |
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a'aah dasat kan.. kalau medical cover lasik operation tue...isk isk isk |
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Dulu pernah keja utk call centre yg jual insuran... frankly speaking, org kita mmg ramai yg kurang tahu kepentingan insuran ni. Most fikir, insuran menyusahkan & tak perlu. Berbeza ngan bangsa lain ie chinese. jarang dgr org cina yg langsung takde covarage. TApi bila dah 'terhantuk baru nak terngadah'- dah susah dah nak ambik insuran.2.
So pada yg lum ada coverage tu, sementara masih muda & sihat- better ambik insuran/takaful cepat2...
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Just nak share, kalau outpatient yg TAK MELIBATKAN KEMALANGAN, Takaful tak cover. TAKAFUL COVER OUTPATIENT UNTUK KEMALANGAN SAHAJA |
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Category: Belia & Informasi
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Post time 3-8-2012 06:21 PM
Post time 5-8-2012 08:52 AM
