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Soal jawab tentang simpanan tetap / investment di bank

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Post time 27-5-2009 02:01 PM | Show all posts |Read mode
sebenarnya tak tau nak gi mana. tapi nak tanya cam mana bank byr % untuk simpanan tetap. tolong ajar saya.
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Post time 27-5-2009 02:04 PM | Show all posts
banyAK KE jumlah yg nak invest tuh.....
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 Author| Post time 27-5-2009 02:07 PM | Show all posts
Originally posted by JERONG_GERGASI at 27-5-2009 14:04
banyAK KE jumlah yg nak invest tuh.....


tak la banyak. dlm 10K. nak invest so keuntungan boleh dimasukkan ke akaun anak2 lak N bayar apa yang patut
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Post time 27-5-2009 02:48 PM | Show all posts
rasa macam tak berbaloi jerk invest 10k dalam fixed deposit tuhh.....

dia punyer kiraan (klu silap mintak diperbetulkan ):

Andaian, Prinsipal 10K, Rate 3.5%, Tempoh 3 bulan

RM10,000 x 3.5% x 90 hari / 365 hari = RM86.30 <----jumlah pendapatan dari investment bernilai RM10K

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Post time 27-5-2009 03:01 PM | Show all posts

Reply #4 JERONG_GERGASI's post

Kalau 1 Million  baru berbaloi kan JG...
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 Author| Post time 27-5-2009 03:06 PM | Show all posts
Originally posted by JERONG_GERGASI at 27-5-2009 14:48
rasa macam tak berbaloi jerk invest 10k dalam fixed deposit tuhh.....

dia punyer kiraan (klu silap mintak diperbetulkan ):

Andaian, Prinsipal 10K, Rate 3.5%, Tempoh 3 bulan

RM10,000 x ...

ooo卌am tu ke kiranya. Tgk dlm maybank2u, 3 bln 2.10%. Ingatkan 10K x 2.10% = 210.00. tapi cam tak banyak pun kalau 1 thn baru 250.00 tapi dia bayar every month ke tak? Em
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Post time 27-5-2009 03:25 PM | Show all posts
Betul tu medang... aku jaga pelaburan sukuk satu kompeni nih... dia invest dalam sukuk RM300 juta selama 8.5 tahun kadar 11%.... pulangan yang dia dapat selama tempoh tuh... RM94,000 sehari sehingga habis tempoh kontrak 8.5 tahun tuh.....

watie... fixed deposit tu mmg dah ditetapkan tempohnya seperti yg dipersetujui oleh u and pihak bank... better u place 10K tu kat ASB or TH...
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Post time 27-5-2009 03:30 PM | Show all posts

Reply #7 JERONG_GERGASI's post

RM94K sehari...wahhhhhhhh...byknya....
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Post time 27-5-2009 03:36 PM | Show all posts
10K masuk ASB jer la...peram sampai 20thn
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 Author| Post time 27-5-2009 03:39 PM | Show all posts
em...tau tak pasal sijil simpanan premium BSN tu? any other suggestion. ASB tu bagus ke? TH lak cam mana kiranya.
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 Author| Post time 27-5-2009 03:42 PM | Show all posts
o.k tak kalau saya buat cam ni
RM2000 sorang utk 2 anak = acct pendidikkan
RM10K dlm ASB

Tapi kan kalau ASB, boleh tak keluarkan % every year? mcm mana kira2 nya.
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Post time 27-5-2009 04:01 PM | Show all posts
better u park duit tu dalam ASB...... tp jangan le buat macam bank biasa plak.. asik jolok jerk...
SSP BSN tu interest kurengggggg..klu nasib baik, bule dapat hadiah...
TH pun ok jugak... tp rendah sket dr ASB.....
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Post time 29-5-2009 01:00 AM | Show all posts

Balas #12 JERONG_GERGASI\ catat

jerung...betul ke pelaburan kt bank rakyat lg tinggi pulangan dr ASB..?
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Post time 29-5-2009 07:21 AM | Show all posts
kalau TH, berapa bulan kena invest kalau nak dapatkan % utk setahun yg telah di tetapkan?
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Post time 30-5-2009 11:01 PM | Show all posts
kalau dah cukup 13 thn leh bukak ASB remaja..
kalau anak lom ada IC...bukak Amanah Saham Didik la..
ASD ni boleh juga ditambah dari masa kesemasa melalui pengeluaran EPF...
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Post time 31-5-2009 11:22 AM | Show all posts
hmm... aku ni sampai skang dok cari bank maner yg bole kasi % lebih... last2 aku try kat Standard Chartered e$Saver... tp ciput jer laa... senang ckp bank2 ni sumer pun nk untong gaks... jd maner laa bole kasi kiter duit gitu2 jer...

kalu masok ASB pun... kene peram sampai bertahun baru nampak duit tu grow... jd aper laa medium yg terbaik untuk kiter dapat pulangan lebih... haaa... yg ni yg kiter tak tau...!
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Post time 31-5-2009 11:42 AM | Show all posts

Reply #7 JERONG_GERGASI's post

jerong...pelaburan sukuk tu pelaburan berbentuk apa eh?hartanah?perlombongan?pertanian?
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Post time 31-5-2009 10:44 PM | Show all posts

Reply #16 medangtamang's post

nak return tinggi kena tunggu BLR naik melangit la mcm dulu2...
pas tu interest loan pun same naik jugak..
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