HOUSING LOAN. NAK TANYA

mat403

pernah tanya kat bank pasal buat loan utk buat rumah kat tanah lot tapi geran bersama. diorang kata procedure leceh sikit n interest tinggi sikit dari biase...

Originally posted by mat403 at 9-1-2007 06:27 PM


AIA or ING ?

AIA

Andak

Geran bersama tu yg jadi leceh... Interest tinggi tu maybe dia pakai rate utk beli tanah coz umah xsiap lg...

abangveron

nak tanya skit...kalo nak buat loan rumah...bank akan tengok gross ke or basic salary...??Tq

abgzan

Originally posted by mix_chinese at 3-1-2007 05:45 PM
Salam.. liz nak tanya. jika dah beli satu rumah. 2nd house kita boleh buat loan lagi ke?
Thanks

asalkan kita mampu bayar, dan gaji cukup quota yg ditetapkan (ikut bank, Bank Rakyat ada yg 1/3, ada yg 2/3, RHB 50%, BSN dah increased to 70%, Maybank 50% max, etc)...insyaAllah lepas

abangveron

Originally posted by abgzan at 29-1-2007 04:38 PM


asalkan kita mampu bayar, dan gaji cukup quota yg ditetapkan (ikut bank, Bank Rakyat ada yg 1/3, ada yg 2/3, RHB 50%, BSN dah increased to 70%, Maybank 50% max, etc)...insyaAllah lepas

oooo..that's mean..bank tengok gross salary la..betoi ka abgzan???coz saya ni basic x le besar sgt..tapi tiap2 bulan ade claim..:stp:

abgzan

Originally posted by abangveron at 29-1-2007 04:22 PM
nak tanya skit...kalo nak buat loan rumah...bank akan tengok gross ke or basic salary...??Tq

bank akan tgk, total income lepas tolak semua benda...

abgzan

Originally posted by abangveron at 29-1-2007 04:50 PM



oooo..that's mean..bank tengok gross salary la..betoi ka abgzan???coz saya ni basic x le besar sgt..tapi tiap2 bulan ade claim..:stp:

claim boleh digunakkan sbg supporting document

Boleh citer sikit, ur salary, claim, ur housing loan, abot urself, etc... I can try help u ...kalau malu nak citer kat sini, pm me...

I can try my best to help ...

flames

bule jugak kluar EPF for 2nd home or renovate kan..? ada sapa2 pernah try? interested abt yg nak renovate tu...

abgzan

Originally posted by flames at 25-4-2007 02:30 AM
bule jugak kluar EPF for 2nd home or renovate kan..? ada sapa2 pernah try? interested abt yg nak renovate tu...

Kalau tak silap, nak keluar tuk renovate ikutkan illegal (not sure about this)...hanya utk tujuan belirumah, atau lunaskan hutang, atau kurang hutang rumah...tidak utk tujuan lain...if im not mistaken la..

flames

oh ok... thanks... but now...dah bule kluarkan for 2nd home kan?

aleph

ada tak bank yg bg 100%???


jumpa website ni...

http://www.bankrakyat.com.my/index.php?ch=13&pg=38&ac=83&lang=bm

[ Last edited by  aleph at 30-6-2007 06:27 PM ]