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oh kalau ayah atau mak kerja kerajaan boleh lah ambil loan ni. Masalahnya saya dah 7 bulan apply dkt SPA minta kerja kerajaan satu haprak pun tak dpt email lagi hahaha 15 jawatan kot apply but zero khabar berita hmmm
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RM400 sebulan jelah cukup. satu sem ada 4 bulan boss huhu lagi 3 bulan tu takkan nak mati mereput hahahha
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Nak berniaga tu pun kena ada modal jugak kan. Orang yg dah ade duit pun berniaga boleh bankrap. Yang belajar tu nak berniaga kena kecik kecik je dulu.
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Ye, sebelum start study tu buat la kerja sementara kerja kedai makan kumpul duit sendiri, cuti sem pun cari kerja... kalau tak nak kerja kena meminjam la jawabnya.
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kalau parents kau punya gaji tak besar and dia tak mampu nak sara kau ha boleh lah apply ptptn. Kalau utk family yg pendapatan rendah senang sgt nak dpt...
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saya start niaga dari IG je start niaga online... Saya niaga jersey bola. Barang semua ambil dkt thailand. Alhamdulillah tahun lepas ada rezeki terus sewa tapak dkt uptown danau kota
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mcm saya niaga sendiri boleh apply eh? Mana ada payslip oi hahaha
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paling takut kalau meminjam ni sbb saya pun mmg dah kena blacklist sbb tak bayar duit motor hahaha |
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Setuju buat loan kecik - keck dulu, kalau nak pakai loan pun bua topap sikit je takdelah cuak kalau bisnes tak jadi.
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Aku pakai loan pun masih bekerja so ade slip gaji. Bukak bisnes jual aksesori telefon, bukak kedai kecik je dekat Klang. Bayar sewa upah gaji, pinjam 15k byr tempoh 3 tahun. Profit rate dpt 6.5%.
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Klu blacklist tu aku tak risau sgt, sbb loan yayasan ok lagi klu blacklist, asal tak bankrap masih boleh pinjam.
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ai pon skrg tgh partime study kat UM..
bayar pakai epf akaun 2
itu pon tinggal sikit lagi, x boleh cover
terpaksa la amik ptptn. 
bagus kalo u amik partime study dari full-time.
sebab lecture bagi kelonggaran
dan kelas setiap ahad je.. 9-6pm
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Hey, after reading your thread it seems like you are genuinely wanting to study in higher educations. The other day I was reading this article that was like why people go to schools and carry all the certifications. It was really mind-boggling for me to know that most people after doing all the degrees and certifications still hate their jobs. I can't think of that article, I would try to link here if I found that but essentially all I'm saying that if you need more and more money to just learn and study and making almost no money. Why don't you check something like working online or opening a blog or something along those lines... |
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I did some research and I think you should definitely read these 2 articles on the same subject that will help you to make a right decision for yourself by analysing you current situation the best. Here are the articles that I was talking about.
1- College Students on studies.
2- College Students on Money.
Hope you find it interesting I hope best of luck 
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Buat la bisnes kecil kecilan |
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Masuk dulu and check klo betul perlu baru beli sebab dlm tu ada makmal computer...
Better apply biasiswa or student loan dari personal loan sbb tu kan perlu slip gaji and byran bulanan berjln terus.. uitm rasanya yuran rendah berbanding u lain, jimat d situ bolehla guna utk byran ansuran cth.. pinjam kredit kad parent or saudara untuk bli laptop free interest secara installment.. ni cdgn tuk kiranya parents ko mampu thus ko xlyk dpt bantuan pinjmn..
BTW, hang minat course tu atau dpt sesaja..? Klo xminat, baik tukar course sbb mmg course tu byk pkai duit.. |
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Faham perasaan stress pasal ni just our time dah different la.
In my opinion, if betul nak belajar, amik PTPTN tak salah. Boleh pilih amik separuh.
Yang salah, amik PTPTN tak belajar betul betul. Lepas tu tak bayar.
For me, I'm so thankful for PTPTN (habis bayar after 2 years kerja).
With PTPTN, I'm who I am today. Dapat Diploma, Degree under PTPTN.
Dapat tolong adik2 sambung belajar.
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Category: Belia & Informasi
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Post time 24-2-2020 12:20 PM
Post time 20-4-2020 07:35 PM
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