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Personal loan & asb loan

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Post time 25-3-2015 10:43 AM | Show all posts |Read mode
salam..kat sni tt nak mntk pendapat, which my partner nak bt personal loan (easy rhb):-tujuan personal loan adalah untuk start new biz.


amount PL = rm27k
asb loan (amek 100k) = rm7272/yearly
dimana, sejumlah duit (rm7272) dr PL akan di pump masuk asb loan, sebab xnak pakai semua amount tu pun. sebabkan sy ni noob bab asb, kena la tnya pendapat ramai..
1) adakah berbaloi klau bt konsep rolling untuk asb loan tersebut? untuk second & third year?
2) selepas 3 tahun, we plan to terminate loan tersebut. adakah kami akan dpt baki dr asb lbh/lbh kurang rm20k dlm masa 3 thun tersebut? (kalau x kacau duit pun dr asb)
3) planning sbnrnya nak setelkan pl loan dlm masa 3-4 tahun instead of 5 tahun.
4) ataupun biar je bayar sebanyak rm541/monthly selama 5 tahun?
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