|
View: 8742|Reply: 53
|
Problem LAmbat Claim Total LOst....
[Copy link]
|
|
|
Adoi.. macamana nak tolong nih... 
Otai.... Fast.... somebody... tolong adik kite nih..........  |
|
|
|
|
|
|
|
|
|
|
|
Mmg betul murung rasa bila teringat pasal kes kete ni.....ekceli ada perkara yang tersembunyi camni;-
1.Semasa eksiden kerete tu di drive oleh anak saudara,tapi nasib baik dia tak total lost....(kaki patah dua2 belah la...)
2.Kiranya kerete tu dia yang patut bayar monthly tapi dah dia x kerja lpas eksiden,nak bayar ngan apa kan?....kasseh lak kena bayar kete yang kasseh pakai skrg ni..
3. Mana otai2 kat sini mari la tolon....Hep me.... |
|
|
|
|
|
|
|
|
|
|
|
|
kurnia Insurance,nama still nama kasseh lagi.......(baru 2 bulan anak sedra tu pakai kete...kiranya dalam poses nak tukar nama tup-tup eksiden plak....adakah kerete tu merajuk.....) |
|
|
|
|
|
|
|
|
|
|
|
Harap2 besok ada hari bahagia buat kasseh,nak sambung kat umah takde tenet....mudah-mudahan sok masuk kerja adalah jalan penyelesaianya..... ,ramai yang bizi ptg2 gini kot.. |
|
|
|
|
|
|
|
|
|
|
|
Nampaknya takde sesiapa yang berminat nak tolong....takpelah mode boleh padamkan topik ni....mungkin kasseh kena cari alternatif lain...bai.... |
|
|
|
|
|
|
|
|
|
|
|
Reply #7 kasseh's post
|
Bukan taknak tolong, tapi mmg jujur tak tahu nak beri cadangan apa... takut kasik maklumat salah... |
|
|
|
|
|
|
|
|
|
|
|
aku rasa2 lah .. camni..
pegi kat insurans tu.. kasitau apa jadi.. pastu tanya apa dokumen yg perlu ada utk tuntutan insurans tu..
pastu baru deal ngan bank..
apa2 pun benda2 ni kena redah aje.. jangan dok diam2.. |
|
|
|
|
|
|
|
|
|
|
|
yang aku nampak, insurance 3 rd, keutamaan kepada insuran kepada pihak yang lain..bukan atas keta wira kasseh..kemungkinan besar insurance tidak akan bayar satu sen pun..dan tungakkan dengan pihak bank perlu dijelaskan sepenuhnya termasuk insurance..kalau 1st party, insurance akan bayar, tapi % kurang dari total insurance dan bergantung kepada market value jugak,..apa pun memang kena pi jumpa pihak insurance dan bank secepat mungkin..
definasi;
Third Party Insurance
Insurance that covers against a liability that the insured may incur to another person. Every driver in the UK has to be covered for third party motor insurance. If a driver damages someone elses car, or injures someone, the third party insurance will pay for any damages to the third party, but not for damage to the drivers own car. That would only be covered by comprehensive insurance. |
|
|
|
|
|
|
|
|
|
|
|
sy prnh claim total loss.....mmg lambat tp at last berjaya....bkn apa nya...pihak bank yg lambat settlekan....diorg mmg time kita tak byr cepat jaa call....tp bab kita nk claim mmg lembab....bleh plak org bank tak ingt bila sy anta untk claim....dlm ati mmg hangin jaa time tu tp ckp cara baik jaa kt pegawai tu...sy ckp laa kt dia kt takpe laa enck bt mcm ni,bkn interest encik yg naik,sy gak...sy gak yg kena byr....bkn enck yg kna byr...sbb claim totl loss sy tu tak cover abis....still ada gak kna byr lagi...tp skrg dh settle...
moral nya...kena sentiasa call diorg untk pastikan diorg bt claim kita tu.... |
|
|
|
|
|
|
|
|
|
|
|
|
eksiden dilanggar ke eksiden melanggar? |
|
|
|
|
|
|
|
|
|
|
|
Balas #13 zaipen\ catat
|
kene ambik kira ni jugak kan sbb insuran co nak siasat.... |
|
|
|
|
|
|
|
|
|
|
|
tuan umah merajuk pulak....bukan xmau tlg tp tak tau cmne nak advice....kete hb sy eksiden jun'08...eksiden sndiri terbabas & total lost...kete mmg under nama hb & dh habis byr bulan feb'08..smua urusan india guy yg pggil towing car masa eksiden tu yg uruskan...selang 2 bulan dpt cek rm8k...tu pon lmbt sbb hb lambat submit borg tukar hak milik kete dari nama dia ke pihak insuran....tp situation tak sama sbb:
1) kete hb sy dh habis byr tp kete kasseh blom habis byr
2) kete hb sy dipandu sndiri masa eksiden tp ket kasseh org lain yg drive
3) kete hb sy 1st party insuran tp kete kasseh 3rd party (sila cek t & c tuk 3rd party adakah dia protect owner je atau driver selain dari owner?)
4) kes eksiden tu tak melibatkan pihak ke3 tp kes kasseh tak pasti.... |
|
|
|
|
|
|
|
|
|
|
|
Originally posted by KTMan at 1-5-2009 06:29 
Third Party Insurance
Insurance that covers against a liability that the insured may incur to another person. Every driver in the UK has to be covered for third party motor insurance. If a driver damages someone elses car, or injures someone, the third party insurance will pay for any damages to the third party, but not for damage to the drivers own car. That would only be covered by comprehensive insurance.
bdasarkan ayat yg sy bold wrna biru tu klu kes tu melibatkan knderaan lain & knderaan tersebut membuat tuntutan yg patut dibayar oleh insuran kete kasseh....hmmm..mknanye lgsg x dpt pape....loan still kene settle kan...klu x bayar interest lg naik lg parah nak bayar.... |
|
|
|
|
|
|
|
|
|
|
|
Originally posted by 220796 at 4-5-2009 11:39 
bdasarkan ayat yg sy bold wrna biru tu klu kes tu melibatkan knderaan lain & knderaan tersebut membuat tuntutan yg patut dibayar oleh insuran kete kasseh....hmmm..mknanye lgsg x dpt pape....l ...
betul tu yan. kalau insurans 3rd party, hanya melindungi pihak lain. maknanya diri sendiri & harta sendiri tak dilindungi. so memang tak dapat apa2 le. |
|
|
|
|
|
|
|
|
|
|
|
kasseh dah majuk ke??? |
|
|
|
|
|
|
|
|
|
|
|
|
bnyk fakta yg nak kene bgtau...x lengkap camner nak tolon... |
|
|
|
|
|
|
|
|
|
|
|
so moral of the story tak kisah keta apepon ambik le 1st party...yg cover smua party tak tmsuk parti perikatan atau parti pembangkang...ehehehe!
kpd kasseh jgn stop byar kete dgn alasan kes tak settle lg...kang interest beranak pinak boleh dpt sebijik kete 2nd hand....anak sedara tu xde insuran perlindungan diri ke cover dia? dia on the way gi keje ke? klu on the way balik/pegi keje boleh claim socso....klu socso + insuran (klu dia ada ambik le)...mmg leh guna duit tu tuk cover mcm2 bnda.... |
|
|
|
|
|
|
|
|
|
| |
|
Post time 29-4-2009 05:13 PM
变色卡
Author
