New Gimmick for Personal Loan

kianatpk · Post time 23-4-2008 10:46 AM

Hi all,

Yesterday I had receive a letter from Maybank with a cheque of RM 2000 attached. I thought i win some prize or what, when I look clearer, it's a personal loan saying 0%. And the cheque can be bank in anytime.

Saying that it's 0% but you have to pay upfront of aournd RM 80. So if you calculate, it's comes to about 4% a month. That's a lot. A lot higher than credit card... so for all of you if you receive anything like this, please ignore. It's not worth the go :@ :@

white_orkid · Post time 23-4-2008 10:51 AM

da desperate sangat ker maybank nie....

Prettylady · Post time 23-4-2008 10:57 AM

maybank mmg suka giteww.... I pun dpt credit card yg I tak apply. Tetiba je dpt...Dia hantar pakai alamat ofis...
credit card ok la lagi.. ni personal loan? ishkkk....

bulalof · Post time 23-4-2008 11:11 AM

Maybank ni dah melampau.

Ada cara2 x kita sebagai consumer nak kenakan bank2 ni balik?

teukujuh · Post time 23-4-2008 11:19 AM

pakat jer citer ttg depa yg buruk tu

addicted · Post time 23-4-2008 11:25 AM

bab cdt kad pon aku penah tekena.. bila aku call kata x mo.. deme leh seske marah2.. last2 aku marah la lik asal sekske jek nk paksa2.. malas nk dgr lg trus letak tepon..pastu trus senyappp

SANKURIANG · Post time 23-4-2008 11:31 AM

did you return the card to them, sebab aku pun dpt platinum card yg aku x pernah mohon pun. Belum call lagi, tapi nak kena call la ni

bulalof · Post time 23-4-2008 11:36 AM

kalau korang dpt credit card wpun x apply senang je. korang patahkan dua, nak patah 8 pun boleh credit kad tu. pastu hantar balik kat maybank.

diaorg ni suka2 je bg kita mcm2 produk. bile time nak membayar kita terjerat, pastu suka2 diorg nak amik tindakan pulak. aku memang benci dgn Maybank ni. xde etika! menindas consumer!

miafarhan · Post time 23-4-2008 11:39 AM

Baru dpt call dr maybank suruh collect card credit.
Heee.........heeee.......heee.......

bulalof · Post time 23-4-2008 11:41 AM

tunggu le bila ada masalah nak byr, panel lawyer lak yg call. xpun agency kutip hutang diaorg!

miafarhan · Post time 23-4-2008 11:48 AM

Originally posted by bulalof at 23-4-2008 11:41 AM
tunggu le bila ada masalah nak byr, panel lawyer lak yg call. xpun agency kutip hutang diaorg!

ha....ha....ha....

mya^ixoRa · Post time 23-4-2008 01:05 PM

aritu bank call rumah aku (aku syak maybank, sbb keta aku byr kat situ)..

dia tanya ' so, anak pakcik nak sambung cdt card dia ke tak?'..

bapak aku jawab ' masa bila plak anak sy ade amik cdt card'...

dia kata 'eh ada...'

bapak aku kata lagi 'ehh tu anak sy, sy tau le dia ada cdt card ke tak...'

eh punya eh, dia pun kata takpela, terus letak fon..

cuba kalau bapak aku jwb sure tak sure.. for sure 2/3 hari lps tu cdt card sampai kat umah aku....

aya_D'Brutal · Post time 23-4-2008 02:58 PM

Originally posted by white_orkid at 23-4-2008 10:51 AM
da desperate sangat ker maybank nie....

maybank mmg desperate giler pun..(org sales dierler kot).

wa pernah terima 2 kredit card dr maybank......after a few days i rcvd...somebody from maybank call i
tnya i dah terima ker belum...
so i tnya dier biler i apply...
dia ckp mmg i tak ader apply, tapi i layak untuk guna cc... so diapun tanpa segan silu minta my mom punyer nama
i tnya dier nak buat aper...
dia kata ini perlu untuk application for credit car..
so i tnya dia bila masa i kata i nak this credit card..
dia kata puan dah buka itu maknanya puan dah setuju..

so i cakap oklah... kalau u nak sgt..dtg jumpa i kat office
so dia pun setuju...

after et appt. that girl pun dtg...namnya hamidah...

so...diapun bla bla bla...

last 1 ckp kat dia... in future kalau nak buat aper-2 yg ada connection dgn org..tel dulu tanyer..
jgn suker-2 issue card & hantar...
i bagi dia cukup-2.... terus senyap....
i siap suruh dia issue satu letter to cancel that ref. letter & everything..if i didnt rcvd within 1 weeks i'll terus ke dier punyer manager...

after 2 days..i dpt courier..on cancellation..

puas hati i

sakura_san · Post time 24-4-2008 09:39 AM

memang brutal la akak. :pompom: :pompom: :pompom:

agaknya sale makin merundum, tu yang buat taktik macam itu. ingat semua orang senang diperbodohkan. kena dengan orang macam akak, tau la langit tu tinggi rendah.

jofizo · Post time 24-4-2008 02:55 PM

ok la tuh, cimb nyer personal loan 30% a month.............. lagi cekik darah..........

kianatpk · Post time 24-4-2008 03:01 PM

I btl2 tak suka sbb dia sent terus cheque yang boleh didepositkan bila bila masa ... rakan rakan ku yang lain pun dapat surat tu smlm.

aya_D'Brutal · Post time 26-4-2008 12:21 PM

Originally posted by SANKURIANG at 23-4-2008 11:31 AM
did you return the card to them, sebab aku pun dpt platinum card yg aku x pernah mohon pun. Belum call lagi, tapi nak kena call la ni

tak yah return...musnahkan sajer...

after that kalau u boring u bolehler call customer service tuh & bagi kaw-2 ckit...maybank nih (sales dieorgla kot) desperate giler.... manager-2 or org atas-2 nih tak monitor ker??? or mmg itu strategi depa... just imagine kalau org bank-inkan cheque tuh.. tak pasal-2 kena bayar interest.. haprak tulllllerrrrrrr

Ejals15 · Post time 17-5-2008 01:58 AM

kawan aku sorang da kena...
xpsl2 kena byr interest dia..
seb baek 2ribu je..klu 20ribu..tak ke pitam dibuatnya...macam2

skrg..

hanim_rosli · Post time 24-5-2008 05:31 PM

sib baik bank aku bukan maybank.. sib baik baca sini.. kalu idak
sure aku tak tahu nak wat apa..

aku pengguna debit kad..

naiza · Post time 26-5-2008 08:12 AM

Originally posted by kianatpk at 23-4-2008 10:46 AM
Hi all,

Yesterday I had receive a letter from Maybank with a cheque of RM 2000 attached. I thought i win some prize or what, when I look clearer, it's a personal loan saying 0%. And the cheque ...

hm....dah 2X terima...

dua-dua aku abaikan...