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KadKredit

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Post time 25-5-2004 02:18 PM | Show all posts |Read mode
Aku nak tanya korang, kalau beli barang elektronik(tv/komputer/hi-fi) kalau guna kadkredit, memang normal kah towkay kedai tu charge extra?
Aku heranlah bila aku beli bende2 tu pakai kad kredit dorang tambah 2-2.5%! tapi bila aku guna kadkredit kat hotel (tinggal/makan), takde kena carge extra pun.
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Post time 25-5-2004 02:52 PM | Show all posts
actually they are not supposed to charge you... biasanya sebelum kita beli barang guna kad kredit sesetgh kedai akan ckp they will impose extra chges on u, and whether u agree or not... kalau takmo, takyah beli kat situ, beli kat kedai2 letrik yg tak akan impose chges tu kat kite..
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 Author| Post time 25-5-2004 04:03 PM | Show all posts
Tapi masalahnya aku dah survey beberapa kedai elektrik/elektronik yang jual barang2 tu & semuanya kenakan extra. Tempat2 lain (hotel/restaurent/dept store,supermarket, etc) tak pernah pulak aku mengalaminya.
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Post time 25-5-2004 09:35 PM | Show all posts
makcik rasa pekedai tu kena bayar certain amount kepada syarikat kad kredit. sebab tu syarikat yg besar tak kenakan extra charge. i rasa la
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Post time 25-5-2004 09:37 PM | Show all posts
betullll..aku pun pernah beli alat letrik,,, dorang charge 2%...
nak buat camne, aku mmg takde cash...
lg pun aku lebih suka pakai kredit kad sebab dpt point....
boley gak aku tukar voucher mcdonald ataupun kfc...
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Post time 26-5-2004 03:55 AM | Show all posts

Hmmm...

Originally posted by d-7-0ne at 25-5-2004 14:18:
Aku nak tanya korang, kalau beli barang elektronik(tv/komputer/hi-fi) kalau guna kadkredit, memang normal kah towkay kedai tu charge extra?
Aku heranlah bila aku beli bende2 tu pakai kad kredit do ...




Aku percaya depa ambek kesempatan jer tu... Maklumah... Au rasa depa tu nak cover dari bayaran transaction yang depa kena buat bila berurusan pakai kad kredit ni... Kalau kita dah bayor lepaslah dia... Kalau kita tak setuju maka depa tu lah pulak kena cover...

Jadi... Jika depa ugut kita... Kita ugut dia balik... Alaaa... Bukan satu jer kedai elektronik kat Malaysia ni... Ingat hak kita sebagai pengguna... Jangan mudah kena tipu...


Jizzz... Klong! Klong!
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Post time 26-5-2004 11:47 AM | Show all posts
Originally posted by d-7-0ne at 24-5-04 10:18 PM:
Aku nak tanya korang, kalau beli barang elektronik(tv/komputer/hi-fi) kalau guna kadkredit, memang normal kah towkay kedai tu charge extra?
Aku heranlah bila aku beli bende2 tu pakai kad kredit do ...

In other countries .. Europe, US they charge what is on the bill. Because the merchant absorb the 2.5% fees. (Credits cards fees)
contoh kalau kamu makan $100 ringgit dkt hotel pakai credits cards taukey restaurant tu hanya dapat $97.5 sahaja (2.5 % lagi bayaran bank)

In Malaysia big company do that too but the small ''ikan masin'' shop tak buat ..on various occasions dia orang ni greedy occasionally sebab mereka tipu you all semua.

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Post time 26-5-2004 01:05 PM | Show all posts
actually ada kedai yg tak chg, but selalunya kat shopping mall la - cth - kat midvalley, i bought a radio, dia takde pun impose that extra chg on me. By right, mmg merchant yg kena tanggung - i learnt this when i was a banker dulu but sesetgh kedai dia taknak rugi, dia impose la kat pembeli.. but like i said earlier whether you agree or not with the extra charges impose on you, tu jer.. tapi kalau dah tak jumpa kedai lain, beli jer laaa.
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Post time 27-5-2004 01:13 AM | Show all posts
Memang ada pekedai yg serap dlm kos operasi.
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Post time 27-5-2004 09:23 AM | Show all posts
aku tak de kad kredit....
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Post time 27-5-2004 10:37 AM | Show all posts
rugi...ko takde kad kredit.
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Post time 27-5-2004 11:19 AM | Show all posts
Originally posted by Amangyuyu at 27-5-2004 10:37 AM:
rugi...ko takde kad kredit.


actually tak rugi... kalau kita tak berpada2 dlm menggunakan kad kredit, kita gak yg susah...
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Post time 27-5-2004 12:20 PM | Show all posts
tak tahulah.... ingat nak try apply... tapi bila fikir balik dgn servis charge dan interest atas baki yg belum berbayar tu... lebih baik aku beli barang dgn cash lebih murah... boleh jugak mintak kurang kat tokeh tu....
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Post time 27-5-2004 12:46 PM | Show all posts
selalunya dorang memang charge extra 2% tu, kalau beli emas pun sama..

dorang cakap pasal sykt kad kredit bayar pakai cek, so when time nak tunaikan cek dorang pun kene charge... ntah laa betul ke idak...
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Post time 27-5-2004 01:43 PM | Show all posts
last-last charge tu balik kat customer.....A ambik sikit, B ambik sikit, C ambik sikit.... semua tu cust yg kena cover....
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Post time 27-5-2004 03:10 PM | Show all posts
Dlm urus niaga memang ada kos tersembunyi.
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Post time 27-5-2004 03:49 PM | Show all posts
Originally posted by Foxey at 27-5-2004 11:19 AM:


actually tak rugi... kalau kita tak berpada2 dlm menggunakan kad kredit, kita gak yg susah...

kena la guna cara berhemah..
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Post time 27-5-2004 03:51 PM | Show all posts
Originally posted by jofizo at 27-5-2004 12:20 PM:
tak tahulah.... ingat nak try apply... tapi bila fikir balik dgn servis charge dan interest atas baki yg belum berbayar tu... lebih baik aku beli barang dgn cash lebih murah... boleh jugak mintak k ...

bayar b4 dateline , takde la late payment charge, bank charge..etc..
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Post time 27-5-2004 04:44 PM | Show all posts
tapi every years kena bayar fees jugak kan...?
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Post time 27-5-2004 04:48 PM | Show all posts
Yap!
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