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View: 11301|Reply: 58
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pinjaman beli kereta utk graduan
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hye all...
just nak tanya aje....
kita neh baru abes study. cadang nak bali kereta utk mudahkan kita g keje etc2
kalo nak beli kereta, utk loan, kurang2 kena 3bln gaji. other choice yg kita dgr, wat pinjaman under skim graduan tu.
anyone know bout it??? meh sharing is caring meh... |
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wah..topik yg bagus..aku pon baru jek tamat study..nak sambung lg taon dopan..so kalau leh buat loan..nak gak pakai kete.. |
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tuh arrr
nak tau camne menda2 tu sume...prosedur nye.... |
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aku still tgh blaja..dh bli keta gak,amik loan 9 thn bank..lg 2thn aku abis blaja..blh je beli keta janji mak/bapak eligible utk jd penjamin(utk tau eligible ke x kena g jmpa dgn org bank tu sniri sbb ade byk gak syaratnye)..so bapak aku jd penjamin aku..bank ckp klu duit keta tiap2 bln ok je xde mslh tunggak ke hape, no prob lah..so aku skrg gilir2 ngan bapak aku ler byr keta aku tuh..n xde lg la tunggak utk elakkn ape2 mslh..so aku rasa klu mcm yg still x smpi 3 bln keja, solutionnya samada tggu je bg ckup 3 bln dpt payslip, atau mntk la mak bapak korang jd guarantor/penjamin.. |
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Originally posted by akudimana at 24-11-2008 11:25 PM 
aku still tgh blaja..dh bli keta gak,amik loan 9 thn bank..lg 2thn aku abis blaja..blh je beli keta janji mak/bapak eligible utk jd penjamin(utk tau eligible ke x kena g jmpa dgn org bank tu snir ...
hrm...
kalo parent jenis mampu nak tanggung kan takpe arrr
kita taknak bebankan sgt parent kita..kita tetap nak byr bebulan tu.insyaALLAH ada rezeki kita akan dpt keje next month...
kete ni cam diperlukan sesgt sebab kita mmg berhadapan ngan transport problem sebab kita dok jauh |
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sekarang perodua ada promosi macam ni.. |
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skim graduan ni mmg ada...cuma dgn bank islam aje..interest dia 4.15% utk 9 thn....siap bg full loan lg...
tak kira la kt keje swasta ke gomen....
tp time nak submit loan tu kena bg skali diploma/degre n transkrip kt.....
seblm ni kalo full loan biasanya dia bg pada org keje gomen aje...tu pon dgn bank rakyat..interest dia plak 4.3% utk 9thn...
utk yg lain2 bank biasanya mmg kene 10% downpayment lar.... |
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huhuhu.. ptptn pun tak terbayor, nak wat loan kete ag.. |
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Reply #1 ReLyZa's post
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g tanya bank islam... die ada skim neh... mgu lepas aku nampak banner die... |
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Reply #9 QAX's post
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skim ni pon cuma bank islam je yg buat...bank lain tak pernah dgr plak ada skim graduan.... |
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Hebat le korang...keje pun belum nak mula dah fikir nak beli kereta. Aku dulu dah establish keje baru le pikir nak cari kereta.... |
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bank islam ada ekkk....
kalo cam kita neh baru sgt abes study....blh dpt tak???? |
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Reply #12 ReLyZa's post
br abes ke da lama abis tak penting....kalo blm keje lg mmg tak lepas la ...yg penting dia nk tgk kt da keje ke blm...n lagi satu bank akan tgk harga n keter apa yg kt nak beli tu... |
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Originally posted by te_clone at 25-11-2008 09:47 AM
br abes ke da lama abis tak penting....kalo blm keje lg mmg tak lepas la ...yg penting dia nk tgk kt da keje ke blm...n lagi satu bank akan tgk harga n keter apa yg kt nak beli tu...
kalo baru sgt keje blh ke???? cadang2 nak beli evo8
ekekeke |
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Reply #14 ReLyZa's post
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kalo baru keje tp gaji sebln 10kl jgn kata evo 8 nak beli Brabus pon bole |
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Reply #14 ReLyZa's post
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kalo baru keje tp gaji sebln 10k jgn kata evo 8 nak beli Brabus pon bole |
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Reply #17 ReLyZa's post
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kalo myvi tu dekat 50k harga dia...rasanya bole dpt dpt full loan guna skim graduantu...tp maybe kene penjamin la...tp apa2 pon dia tgk pada gaji la... |
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erk...
hope gaji dpt arr yg stended utk deg tu
paling koman 1.8K kan kan |
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Reply #19 ReLyZa's post
ok ni harga dia
Perodua Myvi SE Facelift 1.3 M/T (Metallic)RM50,400.00
so kalo guna graduat bank islam tu full loan, interest dia 4.15% utk 9 thn...
monthly dia rm 641...
kalo gaji 1.8k so kompem lepas.... |
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Post time 24-11-2008 10:16 PM
变色卡
Author
