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Ade x yg pernah guna guasha tu, untuk massage muka.. Betul ke boleh lancarkan darah kt muka |
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Bagusnya u..siap join kelas saham. I ni belum terbuka hati lagi ni..
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felinecat replied at 18-8-2021 01:17 PM
Ala2 saranan kak mah, menabung dari kecik.. Hehe. Gurau je
Koh koh.. kak mah simpan duit beli birkin.. aku simpan duit sbb nak cau dr keje.. lain beno |
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depresio replied at 18-8-2021 01:15 PM
Lagi aman kan
Aku pon bukan ramai kawan rapat
Aku kawan biasa yilek.. kwn rapat pun yilekk.. lebih suke lone ranger.. dulu rasa sedih jugak.. skrg dah terima hakikat mmg aku ditakdirkan tadak kawan.. agaknya org tgk muka aku berlagakke.. yg aku tau aku ni kelam kabut |
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green~tea replied at 18-8-2021 12:24 PM
sis, i carum 200-400 sebulan je sini, ikut byk mana duit tepi i buleh sepuk kat situ.. segan pulak ...
I kan ade study psl rauz, mls nk tanye u, kang u bentang thesis kt i. Sudahnye i buat tatau jelah kt raiz tu |
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urut ngan tangan je ler muka tu... hahahahha
i rasa sume tu marketing je
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OsHiN_hOnEy replied at 18-8-2021 12:33 AM
i sold off one of our cars pun FIL bising
knp pakai kereta sedan jerrrr
hahaha pkp ni nak kemana ...
Sama dengan i. Last year baru tukar to Vento je. Okay apa drive car below 1K. I untung sebab husband n i mmg sepakat bab2 ni..i kerja cikgu cabuk je. Tak la kaya macam sis green tea. Tapi kadang2 circle i ni boleh tahan juga cuma tak de la ber LV or ber Chanel ke. Kadang tudung bokitta n duck etc tu pun boleh buat duit kita makin surut tanpa sedar semata nak kejar trend. |
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raiz tu i tak masuk lepas i & laki sama2 tengok review tak best dekat youtube.. that's why i go for wahed... rraiz lower return compared to wahed, sbb raiz malaysian market.. memandangkan situasi politaik terkinni... usah lah kamu masuk Raiz... masuk lah wahed sbb dia cover international market... remember why ASB (PNB) gives lower return than EPF? sbb portfolio EPF membenarkan agressive investment termasuk overseas.
ASB plak lebih limited, sbb mandat GLIC yang diberi oleh kerajaan, supaya PNB focus to local companies (sime darby, celcom, maxis, petronas subsidiaries), less international portfolio..
you're right.. kang iols bentang segala investment portfolios plak mau pengsan uolz kena hadap 
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green~tea replied at 18-8-2021 11:45 AM
ohh.. i suka bau lux.. tp lengan i jadi menggelupass, kiri kanan kena....
Yg cream ke yang solid buku tu?
And why lengan only? Alhamdulillah my skin tak sensitive so my only concern when buying shower gel or cream is the scent and how long they last he he.
Dulu my favorite BS shower gel scent was Satsuma. Dia fresh and lingering sampai kawan2 kat office tanya pakai perfume apa walhal tak pakai perfume pun.
Other favs are vanilla and vanilla pumpkin spice (seasonal). Current one dah nak 2 tahun tak habis2 guna. |
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green~tea replied at 17-8-2021 05:11 PM
rugi sepuk duit dalam bank... dividend celah gigi je... tak dapat cover inflation rate (2-3% avera ...
Haritu ada kwn suh aku join AIA takaful kot rasanye, simpan 60k..lps 10 tahun ke 20 tahun ntah aku igt2 lupaa..dpt 120k tu pon kalau x ambik dividen tetiap tahun lah selama 10/20 tahun tu..berbaloi ke? Mcm lambat je pulangannye..aku ckp dlm hati baik aku penuhkn asb 2/3 ank aku.. |
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Edited by mclaren at 18-8-2021 02:16 PM
bvsf06 replied at 18-8-2021 12:14 PM
Sis, kalau u ada masa boleh buka threas on Wahed invest ni tak? Dah byk kali I baca u promote tapi ...
I second this! Please seru my nick ok kalau buka.
Edit : saw your post about it |
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i learnt my lesson.. tak guna income banyak2 pun kalo lifestyle lavish.. hujung2 iols lagi teruk simpanan dari geng middle income bila tak beringat
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Buritan replied at 18-8-2021 01:29 PM
Aku kawan biasa yilek.. kwn rapat pun yilekk.. lebih suke lone ranger.. dulu rasa sedih jugak.. sk ...
Biasanya kalau isteri ni dah ada suami yg baik tu jelah kawan dia
Dia dah xperlu pon kawan ramai2 |
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Edited by green~tea at 18-8-2021 02:09 PM
benda tu under wealth protection... insurance package tu dividen lebih rendah dari ASB etc disebabkan wealth protection ni dia ada FEE utk give assurance to the wealth.. kalo ASB belum penuh, bg i kena prioritize ASB dulu... sbb benda ni paling basic kena fulfil ia masih di bawah wealth creation, managing your income
remember i ada mention in my earlier post.. there are 6 items in financial planning
1. Wealth creation - your employment, your business
2. Wealth protection - protection of your physical asset, protection of your income... insurance,
3. wealth accumulation - unit trust, shares, properties, ASB, FD
4. wealth management - cash flow management, taxation
5. wealth distribution - will , hibah, harta sepencarian
6. wealth purification - derma, zakat
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green~tea replied at 18-8-2021 01:41 PM
raiz tu i tak masuk lepas i & laki sama2 tengok review tak best dekat youtube.. that's why i go fo ...
I bc ayat atas n peranggan kedua shj. Ekekekeke. U got to have one bimbo girlfriend. Read me |
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yes. beruntunglah anyone yang jumpa soulmate as pasangan hidup...
mcm i dgn husband, we still need to allow each of us have our own circle and hobby.. sbb hobi kami tak sama... dia suka running, weight lifting, minat sportscar... i pulak suka menari dengan kawan2.. suka bercerita pasal skincare, pasal gosip retis, instafemes.. wakakakka
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eh menyampah aku.. bebel berkajang last2 2 ayat je dia baca
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yang cream tu.. i takleh pakai.. allergic kot.. lagi satu brand shokubutsu... naik acne and kelloid terus.. sampai terpaksa jumpa skin specialist la utk amek injection kelloid
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green~tea replied at 18-8-2021 02:15 PM
yang cream tu.. i takleh pakai.. allergic kot.. lagi satu brand shokubutsu... naik acne and kelloi ...
Keloid? Yikes. Wonder what ingredient(s) in those sis allergic to.
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MrsVeneer replied at 18-8-2021 09:48 AM
Sesak nafas bc. Sis buat perenggan eh.
X pelah sis. Some business mmg tgh roda di bawah. Nk uba ...
Hi hi ada yg i dh edited buat paragraph ha ha..sorry...amiin semoga financial kita semua semakin stabil..cpt2 abis covid ni biar kita semua bangit balik dgn cpt boleh cari duit byk..x nk bazir lg lps ni.. |
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Category: Belia & Informasi
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Post time 18-8-2021 01:20 PM
Author
