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Author: CARI-MRO

Seorang Individu Perlu Ada Simpanan RM3.9 Juta Untuk Bersara Dengan Selesa

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Post time 8-11-2023 11:11 AM | Show all posts
green~tea replied at 8-11-2023 10:50 AM
Ehh hopefully US next year exchange rate better lah... colleague i baru balik last week from US..  ...

itu la my azam after my hajj ... alhamdulillah .. dapat la juga except masa covid 2 years tak pi.. semoga Allah mempermudahkan segalanya .
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Post time 8-11-2023 11:17 AM From the mobile phone | Show all posts
airisa replied at 8-11-2023 11:10 AM
hahaha ... sama mcm my friend .. mana2 mesti MAS or oneworld, sebab dah enrich gold. i suka je men ...

Husband i platinum, so for spouse program, i pun dpt platinum.. kitorg beli je tix economy basic, pastu diorg auto upgrade ke biz class or biz suite kalo ada kosong...

Kat klia ada 1st class lounge..  cantik betol lounge dia... biz class lounge too crowded.. tp ok je dpt makan2 free and rilex2 kan

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Post time 8-11-2023 11:19 AM From the mobile phone | Show all posts
airisa replied at 8-11-2023 11:11 AM
itu la my azam after my hajj ... alhamdulillah .. dapat la juga except masa covid 2 years tak pi.. ...

U gi haji dengan mak ke...  

I & husband dah queue for hajj.. maybe lepas husband settle down kat this company setahun dua, boleh laa apply for hajj leave... nak kena buat rayuan kitorg ni sbb masa queue dulu tu dpt tahun 2060 hahahah
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Post time 8-11-2023 11:28 AM | Show all posts
green~tea replied at 8-11-2023 11:19 AM
U gi haji dengan mak ke...  

I & husband dah queue for hajj.. maybe lepas husband settle down kat ...

ya, arwah mak temankan .. itu hajat dia

insya Allah, semoga dipermudahkan urusan u utk menunaikan haji
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Post time 8-11-2023 11:32 AM From the mobile phone | Show all posts
airisa replied at 8-11-2023 11:28 AM
ya, arwah mak temankan .. itu hajat dia

insya Allah, semoga dipermudahkan urusan u utk menunaikan ...


Oh yaa.. since u dah plan annually umrah... buleh le masuk dalam bajet sesiap retirement plan....

Yes maybe i should target yearly umrah ni lepas dah haji tu... i target buat haji dulu... cost dah 60-90k per pax.. tp yes kena pejam mata je bayar.. mana boleh berkira...
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Post time 8-11-2023 11:49 AM | Show all posts
green~tea replied at 8-11-2023 11:32 AM
Oh yaa.. since u dah plan annually umrah... buleh le masuk dalam bajet sesiap retirement plan....
...

yea,  masuk dah dlm yearly budget after retirement. dok kira2, based on current spending boleh tahan berapa tahun my EPF + savings tu. at certain point, i mungkin kena cash out property jugak la. Now since still bergaji, i continue buat monthly savings kat tabung haji for umrah.

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Post time 8-11-2023 12:16 PM | Show all posts
penmerah replied at 6-11-2023 07:30 PM
Hamboi nak bersara selesa kat msia lagi Mahal tabungan 2.57j - 4.53j) berbanding UK Dan UAE??
betul  ...

itu la.musykil pulak..tapi sbb duit kita rendah kot
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Post time 8-11-2023 12:32 PM | Show all posts
penmerah replied at 6-11-2023 07:48 PM
Aritu tekan calculator kwsp
Anggaran bersara umur 55 mesti simpan dalam 800k utk perbelanjaan Bulan  ...

acik gomen jugak huntunggg..tak payah sibuk2 menabung,.gomen bela sampai  masuk liang
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Post time 8-11-2023 12:34 PM | Show all posts
allshares replied at 6-11-2023 08:33 PM
Kena bunuh diri ke mcm mana ni? Tak tercapai la amount tu utk iols yg marhaen nih.

sorang doa mati cepat..sorang kata nak kena bunuh diri..adoiii..pecah perut baca
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Post time 8-11-2023 12:40 PM | Show all posts
adiputras replied at 7-11-2023 08:32 AM
Penjawat awam pkt JUSA berkhidmat 42 tahun gratuity pun tak sampai 1 juta. Nasib baik ada pencen utk ...

gratuity dapat, pencen pun dapat..bercukurrrr laaa dari private nanhado
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Post time 8-11-2023 12:44 PM | Show all posts
mojarean_X replied at 7-11-2023 10:39 AM
Bab2 pengurusan kewangan mmg komen2 dari kak green tea yg saya amik serius memandangkan background ...

samaaaa...input kaka greenti mmg membantu tapi idakla sampai banyak mcm tu..sbb kite keja company tak terpaling mcm kaka green keje..hihhi
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Post time 8-11-2023 12:46 PM | Show all posts
airisa replied at 8-11-2023 10:49 AM
best uols stratford-upon-avon & all the areas in oxfordshire tu  if you suka suasana kampung yg la ...

thanks for sharing cuols...nanti kalu meols ada rezeki nak gi england lagi, will try pergi starford-upon-avon tu...
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Post time 8-11-2023 12:48 PM | Show all posts
botol_tritan replied at 6-11-2023 07:20 PM
Wow. X tercapai ni. Tapi kalau aset worth 3.9 juta/millions pada masa bersara boleh tak? Contoh, sek ...

Tak guna jugak u..kalau rumah tu awak duduk. Tak mendatangkan hasil pun..Kecuali u jual rumah tu bila naik harga ..downgrade ke rumah yang lebih murah
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Post time 8-11-2023 12:56 PM | Show all posts
mrsLucky replied at 6-11-2023 10:30 PM
Fil i panjang umur, dah 92 tahun. Pangkat besar kat goverment dulu. Berjuta duit pencen gov dah bagi ...

Mil I pun sama la..Dia dapat pencen dia dan arwah suami dia jugak. Lps tu ada banyak rumah sewa lagi. Sekarang duduk goyang kaki menikmati hari tua tanpa perlu memikirkan pasal duit.

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Post time 8-11-2023 03:01 PM From the mobile phone | Show all posts
green~tea replied at 8-11-2023 10:22 AM
Why do i miss this posting from u.... yesss!!!! Come sis.. i dah dpt tonedown my skin care and mak ...

Bab skincare i mmg tak blh downgrade coz i pakai medical grade skincare..kena beli kat clinic..masa i mula2 balik msia dulu my skin meragam..sampai i kena jumpa dermatologist..
Alhamdulillah my skin dh elok sangat skrg..so mmg takkan tukar yg lain dah...yg lain i can sacrifice...branded handbags ke apa i mmg x kesah..
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Post time 8-11-2023 03:10 PM | Show all posts
green~tea replied at 8-11-2023 11:02 AM
Dah beli tiket flight ke uolz? Masa i beli tix last week for november trip ni,  all flight tix in  ...

baru je beli sbb last minute plan juga ni.  mahal namati...iols tutup mata je live life the fullest kaedahnya. harap2 ada jejeki lain menggantikan duit terbang ke eropah ni. kalau berdua ok lg, bila bawa anak2 cuti sekolah ni mmg budget kelaut. tp depa dh lama x travel together sbb cuti masing2 berbeda2...so pejam je la mata. bab lain iols cuba budget , dok airbnb je uols & masak la utk dinner nanti.

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Post time 8-11-2023 04:28 PM From the mobile phone | Show all posts
nw111 replied at 8-11-2023 03:01 PM
Bab skincare i mmg tak blh downgrade coz i pakai medical grade skincare..kena beli kat clinic..mas ...

Ooooo begitu kisah nya... ye lah just follow through whats best suits u...

I plak dpt tonedown part lain, gi jolly tang lain...  

Handbag pun i dah tak beli sgt... setahun seketul aje...
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Post time 8-11-2023 04:30 PM From the mobile phone | Show all posts
midori888 replied at 8-11-2023 12:46 PM
thanks for sharing cuols...nanti kalu meols ada rezeki nak gi england lagi, will try pergi starfor ...

Driving kat sana better, kecuali masuk London je sbb payah parking...
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Post time 8-11-2023 04:54 PM | Show all posts
green~tea replied at 8-11-2023 04:30 PM
Driving kat sana better, kecuali masuk London je sbb payah parking...

true indeed...buat masa nie meols blum nak pergi england lagi sbb dulu masa adik meols 5 tahun kat sana,dah kerap pergi...nak gi negara lain pulak..
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Post time 8-11-2023 07:49 PM From the mobile phone | Show all posts
juruterra replied at 8-11-2023 03:10 PM
baru je beli sbb last minute plan juga ni.  mahal namati...iols tutup mata je live life the fulles ...

Tu la kagum gak ingat u dpt follow plan awal2...  moments and bonding tu yang best.. ingat sampai bebila
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