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[Tempatan]
Pencarum Tak Minat 4 Cadangan Penambahbaikan Skim KWSP!
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Done, this is my response..
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Soalan cam siyal..Bikin konfius je dgn ayat2 dia.. |
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wa bukan apa
ada duit epf
tapi meninggal
habis2 bagi kat anak2
anak2 kalau pandai guna takpa
kena pulak penyangak2
wa gelak guling2 je la ngn kwsp ni |
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pengarah epf ni adik wak maslan juga ke? |
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soklan no.7 tu cm tak setuju pon semua cadangan tu.tp takde pulak option 'sangat tak setuju'. terpaksa letak yg tengah2,sama cm jwpan encik kelana.
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60 tu orang dah uzur, nak p kwsp isi form pun dah kabur..ni nak belanjakan duit..belanja untuk ubat ja la..
itulah harapkan pagar, pagar makan padi. |
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najib senyap je? takde pendapat ke pasal kes kwsp ni? kalau hal lain cepat je dia bagi ulasan kat fb acc dia tuh.. jangan la zalim bebeno.. ingat2 sikit kuasa ko tu seberapa nak berbanding kuasa Tuhan |
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Menten je mcm skrg tk pyh nk myibuk lah kwsp mcm lh korang cncern sgt kssusahan rkyt msia..puii |
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Aritu gst pastu epf then maybe pasnih.....tabung haji, then socso suma melibatkan duit rakyat.....dlm kdn rakyat ditekan wakil kpd rkyat dah kna sumbat mulut naikan elaun....belum dgr sbrg statement bodow dr mp yg sikit hr tu berdegar2 konon nk jd hero kuar tv bagai ....backing pieem |
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kerajaan patut gunakan kuasa veto....
laksanakan LARANGAN pengeluaran KWSP.....
WAJIB SIMPAN SAMPAI MATI
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aku rasa survey tu cam drama kwsp jer.. ujung2 result survey tu nnti, deme gak yg keluarkan result, so boleh jangka lerr nnti.. dah le cuma 2 minggu jer.. |
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kan? tapi itulah... ader jer cara nak alihkan perhatian
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aku tak faham dgn KWSP ni..rakyat dah bagi isyarat jelas..takkan xfaham faham lagi kot.. |
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baru 30k yg ngundi kat iakaun tu |
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Pengeluaran caruman KWSP kekal 55 tahun
10:26AM - 23 Apr 2015
http://www.malaysiakini.com/news/296145
Pengeluaran wang caruman penuh Kumpulan Wang Simpanan Pekerja (KWSP) dikekalkan pada usia 55 tahun, kata Perdana Menteri, Datuk Seri Najib Abdul Razak.
Najib dilaporkan oleh Utusan Online sebagai berkata keputusan itu dibuat bagi memastikan berlaku keadilan selain para pencarum akan dapat terus menikmati kemakmuran sewaktu bersara.
“Keputusan ini juga berdasarkan sokongan popular,” kata Najib sewaktu berucap pada majlis pelancaran Invest Malaysia 201
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bilang saja gomen nak pinjam duit, kami paham  |
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Why EPF wants to raise the withdrawal age
https://www.malaysiakini.com/news/296142
KINIBIZ It’s a subject that has stirred up much debate of late. What we’re talking about of course, is the Employees’ Provident Fund (EPF)’s proposed move to increase the full withdrawal age limit from 55 to 60.
When EPF first announced its intention following its 2014 annual report announcement two weeks ago, it said it would initiate a public consultation on the move prior to making any decisions. However, this announcement was met by uproar from the public, particularly via social media, most of whom were and still are, against increasing the full withdrawal age limit.
In response to the criticism, EPF decided to postpone the public consultation to April 21, where it gave people more options in relation to the full withdrawal age.
The new consultation involves four areas of enhancing its members’ retirement savings, the details of which are available online at: www.kwsp.gov.my. (Members need to have an online EPF account called i-Akaun to participate in the survey.)
We outline the four areas here:
• Options on aligning the full withdrawal age with the minimum retirement age.
• Aligning minimum contributions with the minimum wage legislation.
• Extending dividend payments on contributions kept in EPF from the age of 75 to 100 years
• Introducing Syariah-compliant retirement savings in addition to the existing retirement savings scheme, where members will have the option to switch to the former when it is introduced.
The first area involves two options, namely to extend the full withdrawal age from 55 to 60 years on a staggered basis over a 15-year period. This effectively calls for the withdrawal age to be increased by one year every three years, reaching 60 at the end of 15 years.
The second option maintains the age 55 withdrawal and introduces a new age 60 withdrawal for contributions of those working past the age of 55.
While the EPF may come across to the public as a know-it-all, its recommendations come from a place of genuine concern for the welfare of its members, it seems.
As of 2014, EPF had 14.2 million members, 6.66 million of which are active members. According to the EPF, 89 percent of its active members earn below RM5,000 a month.
It also said recently that 30 percent of its active members earn less than RM900 a month, which is below the minimum wage level.
But that’s not all.
According to EPF, many members are not meeting their basic retirement savings threshold with 68 percent of EPF’s members aged 54 having less than RM50,000 in savings, while 50 percent of EPF members above the age of 55 have exhausted their savings in five years.
The minimum recommended savings for those aged 55 is RM198,600, according to EPF.
The above are scary numbers indeed.
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Edited by fcl29 at 23-4-2015 11:19 AM
umo 55thn x bijak urus duit sbb br lepas pencen... perasaan tamak tu ada kot... bila umo 60thn, da jadi ala2 nyanyuk, tatau nk spend apa... so duit x abis sgt... lol
duit abis, jgn risau... kita pi ramai2 duk umah org2 tua...
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Post time 22-4-2015 07:25 PM
Post time 23-4-2015 08:41 AM
