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namirulmukminin posted on 19-2-2014 08:40 AM 
Yang aku tahu, dalam pindaan tu nanti, deposit kebankrapan RM2000 yang sebelum ni dibayar oleh ban ...
elok sgt tu. biar diorg pikir jauh sikit sebelum using good money chasing bad one.
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namirulmukminin posted on 19-2-2014 08:42 AM
Depa bukan terkemut2... tapi terpaksa berdepan dengan bantahan bank... Kuasa pelepasan memang depa ...
lawan jerlah apa jadik masalah.
atau takut sebab buat kerja tak efisien ke?
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petola posted on 19-2-2014 08:43 AM
elok sgt tu. biar diorg pikir jauh sikit sebelum using good money chasing bad one.
Ni undang2 untuk Pelepasan yang pakai sekarang...
Discharge of bankrupt by Certificate of Director General of
Insolvency
33A. (1) The Director General of Insolvency may, in his discretion
but subject to section 33B, issue a certificate discharging a bankrupt
from bankruptcy.
(2) The Director General of Insolvency shall not issue a certificate
discharging a bankrupt from bankruptcy under subsection (1) unless
a period of five years has lapsed since the date the receiving order
and the order by which he was adjudged bankrupt were made.
(3) Notice of every discharge under subsection (1) shall be
given by the Director General of Insolvency to the Registrar and
the Director General of Insolvency shall advertise the notice in a
local newspaper as prescribed.
(4) The Director General of Insolvency shall, upon the application
of any interested person, issue a copy of the certificate of discharge
to the applicant upon payment of the prescribed fee.
Objection by creditor to discharge of bankrupt under
section 33A
33B. (1) Before issuing a certificate of discharge under
section 33A, the Director General of Insolvency shall serve on
each creditor who has filed a proof of debt a notice of his intention
to issue the certificate.
(2) A creditor who has been served with a notice under
subsection (1) and who wishes to object to the issuance of a
certificate discharging the bankrupt shall, within twenty-one days
from the date of service of the notice, furnish a notice of the
objection stating the grounds of his objection.
(3) A creditor who does not furnish a notice of his objection and
the grounds of his objection in accordance with subsection (2)
shall be deemed to have no objection to the discharge.
(4) A creditor who has furnished a notice of his objection and
the grounds of his objection in accordance with subsection (2)
may, within twenty-one days of being informed by the Director
General of Insolvency that his objection has been rejected, make
an application to the court for an order prohibiting the Director
General of Insolvency from issuing a certificate of discharge.
(5) Every application under subsection (4) shall be served on
the Director General of Insolvency and on the bankrupt and the
court shall hear the Director General of Insolvency and the bankrupt
before making an order on the application.
(6) On an application made under subsection (4), the court may,
if it thinks it just and expedient—
(a) dismiss the application;
(b) make an order that for a period not exceeding two years
a certificate of discharge shall not be issued by the Director
General of Insolvency.
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Semua benda mahal, salah 1 cara nak survive kena apply credit crd or loan dgn interest mencanak2. Pastu x mampu bayar then bankrap. Byk fktor lain yg lead to bankruptcy tpi point yg die highlight tu pun betul gak pada aku, sbb aku pun terkesan dgn sumer brg naik. Hrp x tergolong dlm gol bankrap la. |
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salah melayu selera besar..
tak reti manage duit..
berhutang ja pandai..
hahahaha |
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AdamBillionaire posted on 19-2-2014 11:57 AM
,kalau peYno tak bayar loan preve boleh bangkrap tak?
Kalo hutang preve bawah 30k selamat la... Tapi harga preve kan MAHAL NAK MAMPOS.... sah2 boleh benakrap... sebab lebih 30K... Kalu taknak bankrap, suruh dia beli preve kat obersea... dapat harga bawah 30K tak kena bankrap... |
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namirulmukminin posted on 19-2-2014 05:01 AM
Kalo hutang preve bawah 30k selamat la... Tapi harga preve kan MAHAL NAK MAMPOS.... sah2 boleh ben ...
aku rasa limit bankrap dah naik $50k. Cuba tgk link insolvensi. Ko dah lama tak pg court kes ni kot |
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namirulmukminin posted on 18-2-2014 03:18 PM
Ko nak main isu tapi tak pandai.... bodoh gak ko ni kadang2 rafizi oi.... Masalah bankrap ni berpunc ...
ye ke rafizi tu kadang2 bodoh...aku tengok dia bertambah bodoh ada lah lagi..
ko pun satu sama bodohnya dgn rafizi..dah tahu nak pinjam...tengoklah pendapatan dulu..simpanan ada berapa...jangan ikut tekak je.
masa ko pinjam dgn bank..ko tak tengok dulu ke syarat2 pinjam..ko main sign je ke?..
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bidacool posted on 18-2-2014 03:31 PM
ditambah habit sesetengah org Melayu yang suka pegang pada kata... biar papa asal bergaya...
Yang ni aku setuju. Ade le segelintir kengkawan aku yang biar papa, asal bergaya. Gerun aku nengoknye. Udah hutang kawen, ptptn lagi, keter nak bayor.
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kecuali pada yg terpaksa menanggung musibah mcm kena retrench, kematian breadwinner atau kena tanggung perubatan... yang lain2 tu sebenarnya boleh control jugak... salah sendirila bajet lari sampai boleh jadi muflis... bajet bulanan kenalah surplus.. yg surplus tulah boleh tolong support kenaikan harga untuk short term. For long term kenalah tengok balik expenditure and make necessary adjustment e.g. downgrade kereta ke, kurangkan makan luar ke etc... |
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isseliparjepun posted on 19-2-2014 01:27 PM
Yang ni aku setuju. Ade le segelintir kengkawan aku yang biar papa, asal bergaya. Gerun aku nengok ...
patut la tak terbayar p1 wimax sampai terctos...
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lavajeans posted on 19-2-2014 01:30 PM
patut la tak terbayar p1 wimax sampai terctos...
 tak...diorang bese tumpang wifi aku jek |
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isseliparjepun posted on 19-2-2014 01:40 PM
tak...diorang bese tumpang wifi aku jek
itu kisah tanah kubur dino la...
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rikiruj posted on 19-2-2014 01:28 PM
kecuali pada yg terpaksa menanggung musibah mcm kena retrench, kematian breadwinner atau kena tanggu ...
macam sorang porumner sini tu cakap...dia buat pinjaman rumah...tapi rumahnya terbengkalai..terpaksa dia bayar bank dan bayar sewa rumah..so..kalau org ini termuflis...kita boleh faham lah.
ni tak...tak ukur dulu dibadan sendiri..perbelanjaan lebih dari pendapatan...cari lebih malas plak..kerja dia salahkan orang lain..salah bank lah, salah itulah inilah...org2 ini peratusan utk muflis adalah tinggi..
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Post time 19-2-2014 08:43 AM
Cuba tengok sini...
