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Author: Cenderakirana9

[Tempatan] ASNB umum agihan pendapatan 2.74 sen ASN Imbang 1

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Post time 1-12-2021 03:43 PM From the mobile phone | Show all posts
Cenderakirana9 replied at 1-12-2021 03:23 PM
Macam mana nak alert dengan fund launching ni ye?

I biasa borak dengan customer relation manager.. dia yang selalu update.. and sebelum kitorg masukkan duit, kita dah set target nak gain banyak mana.... then CRM akan alert bila dah achieve target... nak tunggu lg ke nak jual.. tp dia biasa borak2 tu dia akan mention juga market sentiment...

I dulu pernah engage CRM maybank di KLCC and Putrajaya... mcm tak berapa financially/market savvy lah.. yang Cyberjaya and Damansara best lah.. mmg tiptop depa jaga clients.. atas pegawai tu sendiri lah sbnrnya...

kat KLCC dulu my CRM ada lah khidmat dia yang i suka, walau dia tak berapa market savvy, tp dia banyak tolong i dalam filing for my courtcase masa i divorce dulu2.. sangat2 lah memudahkan urusan... tukar duit raya pun dia layan.. haha
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 Author| Post time 1-12-2021 03:45 PM From the mobile phone | Show all posts
green~tea replied at 1-12-2021 03:43 PM
I biasa borak dengan customer relation manager.. dia yang selalu update.. and sebelum kitorg masuk ...

CRM damansara tu cawangan mana sis? Macam mana nak contact ya? Maybank dekat dengan rumah i ni kureng.. dah banyak orang complain
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Post time 1-12-2021 03:47 PM | Show all posts
baru refinance ASB loan dapat cash 6,400
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Post time 1-12-2021 04:56 PM | Show all posts
Edited by pasa at 1-12-2021 04:58 PM
green~tea replied at 30-11-2021 05:19 PM
Tambahan.. i sangat tak suka invest in stocks trading and crypto.. both are prone to speculation, an ...

kene la pandai pilih coin sistur

jgn la sistur pelekeh sgt.

kalau citer kang ramai dah pernah rasa utg 1000% - 3600% kang sistur cakap penipu.

Crypto is technology,,, sistur masih nak pakai old school punya method is ok.

low risk low la return sistur.

Facebook pun dah nak tukar nama jadi metaverse sistur masih lagi nak cerita unit trust
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Post time 1-12-2021 06:43 PM From the mobile phone | Show all posts
pasa replied at 1-12-2021 04:56 PM
kene la pandai pilih coin sistur

jgn la sistur pelekeh sgt.

I tak ckp bitcoin and stock trading tu menipu... its still speculation.. so i takkan invest in something i tak faham concept nya... my money my decision
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Post time 1-12-2021 06:45 PM From the mobile phone | Show all posts
Cenderakirana9 replied at 1-12-2021 03:45 PM
CRM damansara tu cawangan mana sis? Macam mana nak contact ya? Maybank dekat dengan rumah i ni kur ...

Pm tepi sis.. i bagi his number.. he is one of a good CRM we've ever dealt with..
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Post time 1-12-2021 07:00 PM From the mobile phone | Show all posts
MeghanK replied at 30-11-2021 12:13 PM
stock trading  iols perhati ramai takde ilmu pasal ni atau takde ilmu langsung pasal investment. ...

Antara x tau atau bukan risk taker.. kawan i pun berbuih ajak i jadi ‘investor’ tapi i mmg konservatif cukupla epf, asb & th je utk retirement.. i nak hidup tenang2 je sebab bila i keluar dgn dia hidupnya asyik tengok turun naik saham..x kaya xpe janji ‘cukup’
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Post time 1-12-2021 07:08 PM From the mobile phone | Show all posts
Edited by akusukaq at 1-12-2021 07:23 PM
ketipongtipah replied at 30-11-2021 11:49 AM
tu zaman 1993 dek.


Bayangkan dulu 1993 ASB 200k cash bkn  loan dividen dan bonus cicah 14% ,boleh dapat dividen dan bonus 28k.sekarang 2020 ASB 870 k dapat 33k je..memang aku dah tak harap apa apa pun.
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Post time 1-12-2021 07:23 PM | Show all posts
cm_vungtau replied at 30-11-2021 02:07 PM
Asb loan kalaupun dividen rendah, masih ok la kan? Sebab kira macam duit free. Contohnya pinjam 200k ...

asb loan kalau nak untung, jangan usik dividen. payment monthly tu umpama duit yg u simpan bulanan. baru nampak kelebihan guna loan utk melabur, kalau gunakan dividen utk bayar monthly, duit tak berkembang.

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Post time 1-12-2021 07:56 PM From the mobile phone | Show all posts
sweetpea911 replied at 1-12-2021 07:00 PM
Antara x tau atau bukan risk taker.. kawan i pun berbuih ajak i jadi ‘investor’ tapi i mmg konse ...

i pun mcm u nak aman2 je dan mcm takut2 duit habis ranap bila invest kat mcm2 platform ni. tp bila tgk org dpt untung koyan2 jeles plak. dulu ada gak duit epf tu melabur unit trust alhamdulillah dpt la jugek untung. pastu thn lepas i jual habis lepas tgk mcm ala2 nak menjunam je. duit th pun tgl rm10 i masukkan semua dlm FD. tgl je la epf, asb, fd je skrg. asb pun makin lama makin ciput nau laaa bg. cissss.
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Post time 1-12-2021 07:59 PM From the mobile phone | Show all posts
pasa replied at 1-12-2021 04:56 PM
kene la pandai pilih coin sistur

jgn la sistur pelekeh sgt.

Meta tu mati dalam bahasa ummah suci yehudi
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Post time 1-12-2021 11:49 PM From the mobile phone | Show all posts
sweetpea911 replied at 1-12-2021 07:00 PM
Antara x tau atau bukan risk taker.. kawan i pun berbuih ajak i jadi ‘investor’ tapi i mmg konse ...

lebih kurang sama je macam asb uols..kalau uols ada asb, epf, th pon memang nama investor cuma nya low risk la..kalau stock trading ni risiko nya sebab kita pilih sendiri nak beli share company mana..kalau uols beli share company yang very stable makan div hujung taun je la..kalau daily trader tu memang high risk la..jantung pon boleh berhenti kejap kot
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 Author| Post time 2-12-2021 01:35 AM From the mobile phone | Show all posts
green~tea replied at 1-12-2021 06:45 PM
Pm tepi sis.. i bagi his number.. he is one of a good CRM we've ever dealt with..

Orait sis i pm you
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Post time 2-12-2021 09:25 AM | Show all posts
Edited by pasa at 2-12-2021 09:45 AM
green~tea replied at 1-12-2021 06:43 PM
I tak ckp bitcoin and stock trading tu menipu... its still speculation.. so i takkan invest in som ...

yeh... sebab sistur kurang membaca or malas membaca

keyword utk investment ni membaca sistur.

blockchain tu ada byk jenis sistur bukan bitcoin je

hanya kategori whale ellon musk, JP morgan, micheal saylor, tim drapper dan ramai lagi  je berani invest dalam bitcoin sbb 1 btc = RM 240k sistur  sekali diorg invest berbilion dollar. kebanyakan warga marhaen ni buat DCA utk beli btc.

dalam Blockhain ada byk jenis sistur = ada Defi, dapps, dex, NFT dan paling laters Metaverse.

facebook akan umum utk jual aset2 dalam metaverse tu dan dalam manaland punya blockchain dah mula org jual dan beli virtual aset dalam blockchain metaverse diorg.

sistur masih nak cerita pasal trust fund...sistur tak tahu ke trust fund tu pun sistur bagi duit dekat company tu diorg invest semula dekat Share luar negara mcm nasdaq, sukuk, bond sama gold. sistur blh cakap sistur tak percaya pada saham kikikiki..its ok sistur hanya org tua yg tak blh nak adopt dgn perubahan zaman je masih percaya old school method.

kesian sistur...bagi kat company return company 30%, company trust fund huntung 200 -300%

inevst le apa2 pun sistur.
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Post time 2-12-2021 09:36 AM | Show all posts
kakikuDibibirmu replied at 1-12-2021 07:59 PM
Meta tu mati dalam bahasa ummah suci yehudi

verse dalam bahasa ummah berkerak = israel

meta = mati,  verse = israel

mark zuckerberg sedang gigih nak tukar nama facebook jadi metaverse.
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Post time 2-12-2021 11:18 AM From the mobile phone | Show all posts
Edited by green~tea at 2-12-2021 11:35 AM
pasa replied at 2-12-2021 09:25 AM
yeh... sebab sistur kurang membaca or malas membaca

keyword utk investment ni membaca sistur.


I prefer giving back to society dalam bentuk food and actual money, salaries to them..  dalam thread ni i cuma sentuh part low risk, guaranteed return investment pada those yang risk appetite yang rendah... dah nama thread pun pasal ASNB kan...

on top of that,  i dont want to expose other people in high risk investment.. bukan semua orang ada plenty disposable income... kalo uolz nak invrst in crypto, go ahead, but i takkan pengaruh or advise orang dalam bidang ni, as it is not my forte...

yang penting kena kukuhkan foundation dulu.... i sendiri building up my foundation in guaranteed return investment via ASB 1-3, EPF, TH, Amanah Hartanah Bumiputra, Unit Trust.. i have my own target,  because i want to have continuous passive income... i have properties yang generate income : commercial, residential,  ladang2 (in form of dividends sbb dipajak pada FELCRA)

I do invest in companies, digital IoT projects, ladang2 agricommodity, ladang agriculture... nak give back to nation, provide peluang pekerjaan..  we're building our own digital ecosystem... tp takleh laa gang-ho telling everyone.. reduce unnecessary competitors

Saham? Only those dalam inner circle je boleh betul2 profit, and takkan i nak reveal who is my inner circle... so utk menjaga sensitivities, i will always avoid discussing about this sbb nak jaga market sensitivities..

I refuse to invest in crypto.. tu je...  i have my own career and REAL businesses to take care of... active and passive income that i have to manage.. so crypto is not part of my current game plan
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Post time 2-12-2021 11:26 AM From the mobile phone | Show all posts
airisa replied at 1-12-2021 07:23 PM
asb loan kalau nak untung, jangan usik dividen. payment monthly tu umpama duit yg u simpan bulanan ...

Duit tak berkembang, tapi tak la rugi kan? Sebab setiap kali kerajaan umum ASB dividen, mesti ada yang bising cakap yang buat loan rugi. Tapi kalau dah duit tu masih ada, dividen berpusing, so takde la rugi mana pun.
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Post time 2-12-2021 11:38 AM From the mobile phone | Show all posts
cm_vungtau replied at 2-12-2021 11:26 AM
Duit tak berkembang, tapi tak la rugi kan? Sebab setiap kali kerajaan umum ASB dividen, mesti ada  ...

Sbb orang2 biasa taknak faham concept compounding dalam asb financing...  apa yang sis airisa cakap tu betul, yang penting strategy investing tu kena clear..
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Post time 3-12-2021 05:28 PM | Show all posts
cm_vungtau replied at 2-12-2021 11:26 AM
Duit tak berkembang, tapi tak la rugi kan? Sebab setiap kali kerajaan umum ASB dividen, mesti ada  ...

kalau dikira, memang tak rugi sebab u masih dapat rm200k tu dipenghujung loan. kalau simpan sendiri runcit2 pun, belum tentu hujung nanti ada rm200k kalau pesen nampak byk sikit dlm tu, terus asyik nak korek je. org kita ni selalu fikir untung itu adalah apa2 yg free masuk kocek tanpa perlu keluar apa2.. hahahah ..



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Post time 4-12-2021 04:30 PM From the mobile phone | Show all posts
airisa replied at 3-12-2021 05:28 PM
kalau dikira, memang tak rugi sebab u masih dapat rm200k tu dipenghujung loan. kalau simpan sendir ...

Betul. Sebab duit pokok tu masih ada walaupun dalam bentuk sijil. Sebenarnya ASB loan ni memang untung rasanya
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