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Author: cameo

mampu x kalau keje cani nak amik myvi

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 Author| Post time 30-5-2008 10:10 PM | Show all posts

Reply #40 cikguranggi's post

ha'a pompuan.. baru grad daa...
hikhik...ngurat laki? nnti dolu la, nak beli kete gune duit sndrik dulu... cabaran ni... mampukah daku...
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 Author| Post time 30-5-2008 10:11 PM | Show all posts
salah letak ID daa... cam laki ek?
patot letak cameoriah kan? haha
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Post time 30-5-2008 10:27 PM | Show all posts
nmpak ko cam dah nekad jer tu.. beli ajer... duk ngan mak pak leh la survive lg aku rasa ngan gaji ko tu... tp dah xleh nk enjoy sgt la idup tu..
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Post time 30-5-2008 10:53 PM | Show all posts
Adik ku cameo.... dah tanye mak ngan bapak lum? Kita org dah bg idea2 utk dimenungkan.... mungkin depa ada pendapat

5sen
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Post time 30-5-2008 11:00 PM | Show all posts
baru grad dah nak pakai Myvi.....hebat....

aku baru grad tuh pun dekat setahun baru dapat pakai motor jek....2 tahun berselang baru dapat pakai keta LMST jek...
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 Author| Post time 30-5-2008 11:08 PM | Show all posts
xde la baru grad sgt, tahun 2006 grad...haha, lama la tu...
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Post time 30-5-2008 11:27 PM | Show all posts
alah.. ko beli je la... sbb drpd apa yg aku nmpak... ko mmg dh tekad nk beli... cukup x cukup belakang kira... ko nnti ikat perut la aftr dpt keta... makeup pun x pyh beli... ko jaga keta je...
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 Author| Post time 30-5-2008 11:35 PM | Show all posts


haha...mmg cam nekad gak a..tp takooot... tp cam nak beli...kita istikharah dolu...
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Post time 30-5-2008 11:44 PM | Show all posts
Beli ajer... kalau rasa nak beli...

laguipun kau duduk ngan parents....

takde masalah...

kalau kau jenis kaki simpan duit takpe... kalau jenis suka belanjakan duit...

duit takde.. keter pon takder...
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 Author| Post time 30-5-2008 11:48 PM | Show all posts
jenis suka menyimpan ..cewah...
maybe kl saving dah hit 10000, buleh kot...ade back up 5000 after tolak DP
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Post time 31-5-2008 01:56 AM | Show all posts
Originally posted by natsuki at 30-5-2008 02:35 PM
kalau installment bayau keter je dah more than 20% drp gaji bersih konsider x mampu..
risky bangat tu..simpan duit dulu lg elok dek...lgpon xla terdesak kannn..


just my 2 yen...

ha'ah..betul tuu..simpan je laa dulu duit tuu banyak2..kang kalo beli awal2 tengok org nk pakai sport rim ko nk pakai gak, org nk pakai bodykid passo ko nk pakai gak...last2 duit kete sangkot 3 4 bulan...nanti senang2 je tukang tarik cerai barang ko kat store kete tarik
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Post time 31-5-2008 01:57 AM | Show all posts
.



..



...
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Post time 31-5-2008 03:23 AM | Show all posts
erm.. aku rasa susah jugak nak survive kalo gaji rm1.4k ni. aku ni yg business ngan menggajikan diri sendiri ni pun gayat gak nak ambik keta mahal2 ni.. sebab tu aku ambik saga baru je.. sebulan rm420.. kurang drpd suku gaji aku..

tapi kenkadang berasa gak nak bayar kat bank.
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Post time 31-5-2008 05:59 AM | Show all posts
beli saja...

kemudian menyesal...  baru tahu..

"belajar dari kesilapan"
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Post time 31-5-2008 07:57 AM | Show all posts
baik ko beli.....dah sesak nanti boleh mak bapak tlg bayarkan..........
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Post time 31-5-2008 08:07 AM | Show all posts
Gaji bawah RM1500 baik carik keter bulan
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Post time 31-5-2008 06:20 PM | Show all posts
aku rasa better beli jer...sebab myvi mmg laris skrg nie..kalo rasa xmampu FAMA kan ada..cuma jgn x keja sudahla.
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Post time 31-5-2008 10:16 PM | Show all posts
elo frenn..
just nasihat aku kat ko..
gaji mcm ko ni x sesuai angkat myvi..
myv bulan2 500 ke atas..tu pon kalau downpayment ko 10K..ikat 9 tahun..kalau myv SE la..sbb aku baru je booking myvi..
mengikut kata azizi ali..ko kene cari kereta yg monthly payment dia 1/3 dr gaji ko..so skang gaji ko 1400..bahgi 3..monthly payment ko kene bawah 500 beb...lg satu...ko kene ingat...kereta ni LIABILITI..bukan ASSET..
liabiliti ni maksudnye..kereta ni akan makan duit poket ko..dan kereta ni market value akan turun.x mcm tanah..makin naik..
lu pon mude lg beb..aku suggestkan lu baca buku pasal merancang kewangan dgn lebih effektif..
pk baik2 fren...bile dah ade kete..mcm2 ko kene pk..siyes..ade kete duit ni mcm air la..even kite jaga dia baik2..pasti ade nye rosak sana sini..
pklah baik2..kawan2 aku ramai baya mcm ko dgn gaji dlm lingkungan 1000-1200..dah ade kete...bulan2 500..
mmg xleh nak saving aaa..haih...

[ Last edited by  ronnishi4369 at 31-5-2008 10:18 PM ]

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Post time 31-5-2008 10:55 PM | Show all posts
elok simpan dulu duit tu...kereta ni liabiliti
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Post time 31-5-2008 11:58 PM | Show all posts
kalo ko memang nak beli kete gak....baik la ko cari kete yg kurang sikit ansuran bulanan....kalo ko nak gak myvi ni boleh....tapi ko kasi UP dia punya d/p supaya bulanan ko kurang skit....

aku dah 5 tahun keje baru aku angkat myvi....bulanan aku 573...7 tahun....d/p aku rm17k....
aku seniri pun kalo boleh nak ansuran bulanan kurang dari rm500....tapi kene le tambah d/p.....huhuhuhu....and FYI...gaji aku  2.5x ganda dari ko...pun aku pakai myvi je...so, either u take cheaper car or letak d/p tetinggi.....

tapi tu pandangan aku je la....kalo ko nak angkut gak myvi tu sekarang2 jugak....go on....sebabnya kete ko...duit ko...poket ko...
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