masalah loan kereta 2013

medangmru

sheely posted on 12-4-2013 09:32 AM
apa yg S/A used car bgtau aku aritu bank skrg klu bleh nk gaji min 1.8k...
klu ko dah kawentry lah  ...

ni gross salary ( 1.8K ) atau net salary???


Bank jugak tgk komitement lain...Kad Kredit , Loan dsb............

medangmru

mis_kiki posted on 13-4-2013 02:21 PM
Lor..abes 2 kalo bank x penah nak bagi peluang wat loan utk yg 1st timer..camne org 2 nak ade trac ...

nanti Bank suh apply kad Kredit....guna beberapa bulan kendian bayar on time...suh amik loan laa...alaaaaaaaaa...Bank ni mmg byk serampang2 nyer...bukan serampang 2 mata...tp bermata2.,...

member aku yg mmg takder komitmen dan gaji dia boleh tahan la jugak....tolak epf socso dekat2 RM4K la jugak......tp loan nak beli Exora tak lepas,,,,,DP bayor RM10K pun tak elpas....Masa dqapat call dr Bank dia bgtahu yg Bank suh Apply Card Credit depa...

DOUBLE7

mis_kiki posted on 13-4-2013 02:21 PM
Lor..abes 2 kalo bank x penah nak bagi peluang wat loan utk yg 1st timer..camne org 2 nak ade trac ...

at least law loan asb atau loan aeon kredit da memadai...
tp jgn la bila da wat loan asb atau aeon credit xbayar pulak, same je cite dy, walaupon loan asb ngan aeon credit 2 xde kaitan ngan bank...
sekadar pndgn teman je, xtaw la kalu ad pndpt yg berbeza....  

DOUBLE7

mis_kiki posted on 13-4-2013 02:25 PM
By the way..macam sama je kucing awak ngan kucing saya.. hihi

kucing awk cute sikit...  tapi kucing saya cute banyak....

DOUBLE7

medangmru posted on 13-4-2013 07:40 PM
ni gross salary ( 1.8K ) atau net salary???

gross salary... law net salary lg cantek, peratus nk lulus pon tggi....

dragger

setau aku le.. sape2 nak senang wat loan at least kena ada loan lain dulu.. kat situ bank leh trace yg korang penah buat loan, bayar bulanan cantik.

2nd option:  sesape ada credit card peluang tinggi.. bayar cc pun mesti cantik, insyaallah dpt

3rd option: try Kuwait finance,, atau mane2 bank yg pelik2.. peluang nk dpt loan pun tggi.. tak silap aku kuwait finance punye interest pun rendah..

blythes

mak aih loan kereta pun nak kena ada credit history? aku ingat loan rumah je

mis_kiki

DOUBLE7 posted on 13-4-2013 10:48 PM
gross salary... law net salary lg cantek, peratus nk lulus pon tggi....

Aloh..saya gross salary 2200.nett 19++..alamatnye nak kena tunggu lagi ke ni.aduiii...

Hassan.Dragon

medangmru posted on 13-4-2013 07:41 PM
nanti Bank suh apply kad Kredit....guna beberapa bulan kendian bayar on time...suh amik loan laa.. ...

den gaji 8k...buat loan gen2 cps..bank call tanya mau tak kredit card...den kato buleh jugo...lepas den kato camtu terus tak lulus...ini perangkap shj...nak tengok kito ni jenis suka buat hutang ke tak

DOUBLE7

mis_kiki posted on 14-4-2013 07:45 PM
Aloh..saya gross salary 2200.nett 19++..alamatnye nak kena tunggu lagi ke ni.aduiii...

law gaji byk 2, kira percentage nk lepas da tggi la...
skrg ni kat tesco ampang ad authorized dealer dari berbgai jenis jenama sdg wat promotion... try la g...
smlm membe ckp, dy g sana jmpa perodua pya authorized dealer, dy ckp gaji bersih 1.5k da bole lepas utk perodua dan proton...

DOUBLE7

blythes posted on 14-4-2013 12:29 PM
mak aih loan kereta pun nak kena ada credit history? aku ingat loan rumah je

yup...
law dolu2 den xtaw la camano dy pyo proses, law skrg mmg cam2 la proses2 dyo, smpai nek poning palo den, camano lg nk buek ni...

DOUBLE7

dragger posted on 14-4-2013 10:52 AM
setau aku le.. sape2 nak senang wat loan at least kena ada loan lain dulu.. kat situ bank leh trace  ...

kuwait finance...?
bank2 luar negara ni bole ke terima car loan ni...?
utk used car bole x...? mcm menarik jep....  

Fariz07

mis_kiki posted on 14-4-2013 07:45 PM
Aloh..saya gross salary 2200.nett 19++..alamatnye nak kena tunggu lagi ke ni.aduiii...

gaji ko ni mcam cikgu baru posting je ni

mis_kiki

Fariz07 posted on 15-4-2013 10:54 AM
gaji ko ni mcam cikgu baru posting je ni

Yela..aku tau la gaji aku ni x seberapa kan..huhu..2 pun da syukur Alhamdulillah da bagi aku..

Fariz07

mis_kiki posted on 15-4-2013 12:55 PM
Yela..aku tau la gaji aku ni x seberapa kan..huhu..2 pun da syukur Alhamdulillah da bagi aku..

gaji mcm ko kalo nak buat loan beli preve lepas lagi rasanya..

jenglut

kalau gaji bwh rm2k tu..beli kete viva 2nd hand je la..

Fariz07

jenglut posted on 15-4-2013 03:11 PM
kalau gaji bwh rm2k tu..beli kete viva 2nd hand je la..

infra

DOUBLE7 posted on 12-4-2013 04:09 PM
gudluck teman ucpkn...

loan dah lulus.. dalam masa 3 hari je lulus 20k. ambik kete saga BLM

gilmoregirl

Loan baru lulus last week, 1st try ngn public bank lepas tp nak ader gerento..2nd antor kat Ambank syukur lepas tak payah pakai gerentor..try lah Ambank senang nak lulus..
tp rase bengang gak ngn Public Bank 1st kerete dulu ngan public bank dan setle..amik loan rumah pun ngn public tp bile nak loan kerete yg baru tetibe nak gerento plak..

sheely

maleo posted on 12-4-2013 04:57 PM
gaji 1.2k dgn 900 lepas ek buat loan alza...

monthly berapa

900 tu basic suami...dah cmpur tolak bersih dlm 1.2k jugak...
alhmdulillah rezeki ank.....selama ni apply xpnh llus...wlaupon aply viva or kete 2nd hand....
bulanan 674..9thun