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aarie posted on 18-9-2012 10:29 AM 
rumah kedai tu tak pasti ler.......
these new development nie serupa mcm Sunway Giza...
area mana nie? mcm cheras 180 ajek. u bought one eh??? bagussssnyerrrrr
bcoz of the ltv 70% ruling tue, bagus gak shift investment to commercial unit sbb 30% downpayment requiement adalah tidak terpakai.
so, instead of buying 3rd house, boleh consider buying commercial unit. untung pon ada masyuk kalau dapat sewakan dkt KFC, watson, or even banks.....fuhhhhh!!!!
and also now BNM dah x allow lock-in period kan....lagik la sonang....mcm mcm leh buat
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i ada tgk Summer VOS by SUnrise Bhd offering leasehold commercial units with facilities (gyms, simming pool etc) with price starting from RM800psf. size wise ranging from 450sf to 900sf. locataed at intersection of Jln Ampang and Jln Sultan Ismail.
handover in 2016 with developer offering DIBS and 7% rebate. block A sold out. now selling block B....would u buy this commercial unit for investment tak?? |
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tina^^ posted on 21-9-2012 02:10 PM
area mana nie? mcm cheras 180 ajek. u bought one eh??? bagussssnyerrrrr
bcoz of the ltv 70% rul ...
owh..kalo beli commercial unit tuh tak termasuk dlm 70% ruling for third property ka?
ingatkan 70% ruling tuh utk both residential and commercial
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baby_pingu posted on 21-9-2012 02:33 PM
owh..kalo beli commercial unit tuh tak termasuk dlm 70% ruling for third property ka?
ingatkan 7 ...
nope....LTV of 70% only applicable to the third house financing facility taken out by a borrower.
Implementation of the LTV ratio is expected to moderate the excessive investment and speculative activity in the residential property market which has resulted in higher than average price increases in such locations, hence contributing to the declining overall affordability of homes for genuine house buyers.
skang nie nampak dah slow down sket market, tp harga rumah masih tak turun mana or pecah buih pon spt yg diharap2kan.
slow down yer, tp mark down gegiler.....esp in klang valley residential property, i think idak lerrr.....
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aarie posted on 25-9-2012 12:52 PM
C180 tu dah siap rasanyer...
yang nie belum lagi... end of this year or early next year kot...
...
Bangi gateway tu bole grab tu..kalau ada kosong laa
Hospital Azzahrah nak pindah situ kan?
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Slm..just nk mintak pandangan.
Sy sgt zero to hero psl property tp tringin sgt nk invest dlm area ni.
Sy bminat....better to say 70% akan beli apt ni.hehe
Apt ni siap jan next yr..2013, akan di sewa kpd student. Agrement dgn unvrsiti.
Persoalannya..btulke apa sy buat? Huhu
Sbb sy mmg xde 10% dpymt..nk pinjam family segan..so sy buat personal loan..long tenor
Nk lepas syg sbb apt ni mmg buat ntuk student....sy mbayangkan area ni akan jd cm s.alam....
Lgpon ada contract 15thn dgn universiti...cth..kita buat loan monthly bhr 5rts...tp universiti sewakan kt student 800. N every 3yrs contract renew..lbh kurang cmtu ka....mgkn rental akan naik lg ke..huhu
N bleh sape2 bg idea home financing islamic y best?
So far baru dpt bank islam (4.4%) dgn mbb (4.5%).
Y cimb to monthly flat...bank islam lak ntuk 1st ngn 2nd yr just byr hal then 3rd yr onwards byr cm biasa. Beza dua bank ni 50hengget je..
Sy 25, xde komitmen hutang kereta dan sbgnya...hny ptptu ngn cc je..hehe
Tq in advance ntuk nasihat anda semua :-) |
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Tomorrow's paper - http://www.nst.com.my/red/cover- ... fect-on-jb-1.146228
COVER STORY: ‘Iskandar effect’ on JB
By KHAIRUL KHALID
HEATING UP: Johor property experts weigh up the impact of Iskandar on JB, also known as the "Iskandar effect“
Since its launch in 2006, Nusajaya and Iskandar region has practically been in the spotlight on a daily basis. Inevitably, that has led to close scrutiny from all quarters, not least by those whose lives are to be directly affected by the developments — Johor Bahru residents. NST RED speaks to several property advisers and consultants based in JB — Lim Boon Ping (Chief Operating Officer, Tiram Realty and National Vice President , Malaysian Institute of Estate Agents), Sr V. Sivadas (Executive Director, PA International Property Consultants Sdn Bhd) and Sr Halim Osman (Chief Executive Officer, JB Jurunilai Bersekutu Sdn. Bhd).
LIM: Overhang worries: Johor Bahru’s property market has remained stagnant since the 1997/98 financial crisis. It was only two years after the announcement of Iskandar Malaysia in 2006 that we have felt some momentum picking up. Property prices in JB have risen two- to three-fold since 2009. For example, for a 3-storey shopoffice at Taman Nusa Bestari, the starting price was RM600,000 six years ago. Now, it can easily fetch up to RM1.5 million.
As for residential properties, a new double-storey terrace house will easily cost RM500,000 compared to RM200,000 to RM300,000 a few years back. This price hike is also partly caused by rising land costs, labour shortages and the escalating prices of building materials such as cement and steel.
Rising house prices together with rising rentals have further burdened local residents with their daily cost of living. New launches of high-end condominiums are currently selling at RM600 to RM1,000 psf, which is a 200 to 300 per cent rise compared to a few years back.
The overhang of the property sector has haunted Johor Bahru for the past 15 years since the 1997/98 financial crisis. Compared to 2010, new housing supply has doubled in 2011, from 5,000 to 10,000 units.
It is noted that a big portion of high-end residential developments has been snapped up by foreigners. My question is, by the time of completion, who will be the occupants? Are we creating more cowboy towns and condos? Hopefully not.
Hotspots: In JB’s downtown area, developers are looking for landbanks for high-rise developments targeting Singaporean buyers or Malaysians working in Singapore.
JB’s north-eastern Corridor — housing estates such as Taman Molek, Austin Heights etc.
JB’s north-western corridor —housing estates such as Taman Bukit Indah, Taman Sutera Utama, Taman Nusa Bestari etc. Both JB’s north-eastern and north-western corridor are the major business centres outside from Johor Bahru city centre.
Gelang Patah — The heart of Iskandar Malaysia’s developments.
SIVADAS: Infrastructural tipping point: The branding of south Johor into Iskandar Malaysia has resulted in the fast-tracking of long-overdue investments in the infrastructure sector. It was reported that RM2.8 billion has been spent thus far by the federal government in infrastructure projects in the last five years. A substantial amount comprised investments in new highways and interchanges, river widening and cleaning.
The completion of all new roadworks this year, the last being the Eastern Dispersal Link (EDL) which opened a few months ago, has indeed been the tipping point for the transformation of Johor Bahru. Travelling time from Johor Bahru to Bandar Nusajaya, Pasir Gudang and to the North–South Highway has been substantially cut down by these new highways. Much new landbank deemed not suitable previously due to its poor access has now been transformed into prime landbank for property development.
Related to the above is the urgent need for an efficient public transportation system. It is still poor in JB and we continue to see buses lining up and parked along Jalan Wong Ah Fook, the arterial road in the city centre, waiting to fill up with passengers!
It is common to see taxis hogging the lanes on both sides of this road and outside JB Sentral and City Square, causing congestions within the city centre. This has also resulted in the increasing number of private vehicles on the road. Many residents are forced to buy cars as there is no other means to move about.
The plans to transform part of Jalan Wong Ah Fook into a wider rehabilitated Sungai Segget waterway appears interesting. However, it is hoped due consideration has been given to the livelihoods of the various occupants and businesses within the shops and commercial complexes along this busy road.
The city centre continues to appear neglected and poorly maintained. This is disappointing considering that the city is the gateway into Malaysia from Singapore. The city centre transformation programme is not happening as fast as required. Regular maintenance is required for city pavements and drains.
For too many years now, the established hawkers originally from Jalan Ungku Puan have been operating from dirty backlanes of Jalan Wong Ah Fook and Jalan Meldrum. This is a major embarrassment for the city. The original site on the other hand had been landscaped and under-utilised. I believe this original site is the best place for a world-class food centre to be developed catering to the needs of both locals and tourists.
The Singapore factor: Due to its much stronger currency, Singapore has over the last 20 years been attracting much of our labour force. With currency exchange rates hovering in the S$1 to RM2.45–RM2.50 band for quite a while now, a substantial number of Malaysians are working there. Some stay there, while some estimates put about 50,000 commuting daily in and out. It is increasingly difficult for businesses here to obtain or retain experienced staff in many sectors of the economy.
The strength of the Singapore currency makes properties and almost everything else in Malaysia very cheap for Singaporeans and those working there. However, asset prices in Singapore are substantially higher compared to those in Johor Bahru. For example, Housing Development Board (HDB) public housing apartments are within the S$600 to S$700 psf price range, which is equivalent to about RM1,500 to RM1,800 psf.
At the moment, new luxury service apartments/condominiums within Bandar Nusajaya and Johor Bahru are priced at the RM700 to RM1,000 psf range. It is obvious that these luxury units are cheap for foreigners. Landed property prices too show a wide disparity of prices, coupled with the strength of the Singapore and US dollars, making properties here very cheap in comparison.
There appears to be certain areas whereby restrictions on ownership by foreigners have been lifted. However, the benefit of foreign investments must be weighed carefully and balanced with the need for sufficient and affordable housing for the citizens.
HALIM: Cost and yield factors: Developers have increased selling prices of the residential and commercial properties by 20 to 30 per cent from previous selling prices. This trend will probably continue due to high demand. Properties within the strategic locations such as Horizon Hill, Taman Bukit Indah, Ledang East and other areas within Iskandar Malaysia have seen prices skyrocket to between 50 to 100 per cent.
For example, for the last two years, standard intermediate single storey terrace houses have been offered and sold in the region of RM120,0000 to RM150,000 per unit. Now, prices have gone up to RM180,000 to RM220,000 per unit. For double storey terrace houses, previously it was not easy to sell at prices more than RM250,000 per unit but now it is difficult for us to get a unit below RM400,000 per unit in the Taman Bukit Indah housing area.
Cost of running businesses in these areas will be expensive because of higher rentals charged by the property owners. The tenants or the business operators will pass on these extra costs to their end clients and consumers to cover their operating costs and keep their businesses profitable.
Low returns, high risk: Since the selling prices of residential or commercial properties are on the high side and moving at a very fast pace, rental income received from these investments could be unfavourable to land owners if rental yields are unable to catch up with selling prices. The best rental returns for a residential unit is in the region of 3 to 5 per cent but it might be lower than that if prices keep on increasing but rental income does not rise correspondingly. It can be a very risky investment if the rental returns received from these investments are lower than expected because the respective landowners will face a tough time during an economic crisis or a prolonged recession.
Read more: COVER STORY: ‘Iskandar effect’ on JB - RED - |
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masyit posted on 25-9-2012 09:47 PM
Slm..just nk mintak pandangan.
Sy sgt zero to hero psl property tp tringin sgt nk invest dlm area n ...
..ermm..adakah dia promo ini adalah GRR, Guarantee rental return..???...confirm ker ade pjanjian dgn university tuh...??..atau manis mulut developer ajer..ikut yg aku baca sila jauhi GRR....
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found this article at http://www.getrichslowly.org/blo ... ord-is-it-worth-it/
excerpt:
3 tips for first-time landlords
1. Use your intuition. We have been advised by others to never rent to anyone with bad credit. We feel differently and tend to rent to people with bad credit as long as they are up front about it. I’m glad that we listened to ourselves because our best renters have all had terrible credit.
2. Keep your house nice. Saving money is a good thing, but don’t do it at the cost of your renters! If something breaks, have it repaired quickly and correctly. Between tenants, make sure that your home is clean and in repair. A nice clean home will attract renters who will work hard to keep it that way.
3. Have a large cash cushion. Owning rental properties means that you have more liabilities. You have more than one air-conditioner, furnace, refrigerator, and roof to worry about. You need to have enough cash to cover the cost of replacing all of these items. If you don’t have a large enough cash cushion, you should probably wait to buy rental property until you do. |
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ninja boy posted on 13-8-2012 05:11 PM
bernasib malang kepada mereka bergaji tinggi tetapi tidak membeli rumah atau tanah, depa hanya beli kereta import bayar beribu sebulan
tu la.,....kereta mahal2 watpe......harga cepat jatuh
Last edited by ruffleen on 24-10-2012 01:00 PM
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Acong posted on 28-8-2012 04:04 AM
skrg loan ke-3 beli rumah blh dpt 70% saja.......... siyal sungguh....! tak dpt nak rempit beli ruma ...
beli rumah bebanyak ni untuk buat sewa.... declare kat lhdn tak...hehehe
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ilazar77 posted on 1-11-2012 12:03 AM
beli rumah bebanyak ni untuk buat sewa.... declare kat lhdn tak...hehehe
kalu tak declare, mana bank bagi buat loan? 
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Acong posted on 1-11-2012 07:02 AM
kalu tak declare, mana bank bagi buat loan?
kalau kita tak declare income dari rumah sewa tu dekat LHDN... bank takkan bagi loan utk rumah seterusnye ke? saya ada rumah sewa sebuah... baru tahun ni declare kt LHDN. tak pepasal jugak kene top up byr tax.. walaupon zakat dah potong.
kalau kata dengan cara declare kt LHDN kita akan dapat benefit lain.. ok la gak...
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untungnyerrrr dpt beli sibijik..dgn dgree yg aku ada,kije susah n murah sesangat..fresh grad 1.6k sjerk pgsan laaa..
klau aku taw aku amek engineering 
xpon lompat career jd bank customer service sajork..lg msyukkk |
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anony-mous posted on 10-7-2013 09:00 AM
untungnyerrrr dpt beli sibijik..dgn dgree yg aku ada,kije susah n murah sesangat..fresh grad 1.6k sj ...
ko keje kat mana degree 1.6K jer nih? 
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Meniaga la..lg mahsyukk
Nabi kata 9/10..takkan tak yakin lg kot
Huhuh |
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baby_pingu posted on 10-7-2013 11:01 AM
ko keje kat mana degree 1.6K jer nih?
blom keje lg..tgah intern..dkat ALS bukit jelutong..
xfair kn 1.6k je?aku bkn xbsyukur tp kene la ikut pasaran..dgr citer bdk2 situ chinese 1.8k,malay 1.6k
mmg ada bdk tu dgree holder gaji 1.6k..confirm lpas 6 bulan 1.8k..
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Category: Belia & Informasi
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Post time 21-9-2012 02:10 PM
Author
.. Bangi Gateway
.. and the new hospital next door
