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anak yu admitted lepas ofis hour ker? |
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Reply 18# maharani_gebu
alamak.. my mistake jugak tak tanya berapa roughly cost for treatment ari tu.. coz masa i admit my son tu, directly go to a&e so tak sempat nak ask a lot of questions.. rasanya KPJ betul2 ambik kesempatan tenyeh segala charges since my son covered by medical card & annual limit dia plak RM50k annually.. sbb masa masuk ot kali kedua ari tu i overheard one of the nurse cakap tu another nurse yg tgh buat paperwork: "tick je semua.. caj semua sbb insurance cover.." tak gunooo..
oh ya forgot to mention, a day after discharge to i received a call from KPJ asking for another RM37.70 being the difference in amount not covered by insurance.. but when we went for our last visit, dia takder mention pulak but happily swipe my wife credit card for another RM400 being payment for a deposit..
setakat nih, berapa ramai patient yg appeal dan di waived/refund semula wang mereka? nih yg buat i nak ban KPJ nih.. patutla boleh jadik largest private hospital network in malaysia kalau cenggini cara caj nyer.. |
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Reply maharani_gebu
alamak.. my mistake jugak tak tanya berapa roughly cost for treatment ari t ...
dasatgiler Post at 25-6-2012 04:01 PM 
statement nurse kpj tu mmg dh besa dh... sbb tu kdg2 insurer ni agak cerewet nk kuarkan GL... Dia dh tau yg dorang akan charge membabi bute....
setakat ni lar kalau base on our records... most of the appeal letter either we grant them discount or we grant them instalment payment... Jarang sgt kita reject discount kecuali dorang cuba claimed bnda yg x munasabah... Bnda cenggini blh bwak runding sbnarnyer...
But, as i mentioned earlier... kalau cover by insurance company mmg tipis arr... the only thing yg yu blh cover is the outstanding amount... |
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Reply 19# maharani_gebu
RM143.36 for 2 bottles of medicine: 90ml of brufen & 100ml of augmentin.. ada kah cas itu munasabah maharani_gebu? so i boleh mintak dia waive kan pharmacy RM119.21 tu ke?
boleh ke i mintak waiver for consultant fee sbb kat consultant charge in 1st bill mcm ada double charges jer:n kumarasamy - anaesthetist RM775.00
t kanagesvaran - anaesthetist RM230.00 |
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Reply maharani_gebu
RM143.36 for 2 bottles of medicine: 90ml of brufen & 100ml of augmentin.. a ...
dasatgiler Post at 25-6-2012 04:29 PM
npe ader sampai 2 anaesthetist?
total brape ari admitted? |
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biasa kalau insurance yg cover mmg cas dier agak tinggi... Acttually yu blh appeal for discount.. An ...
maharani_gebu Post at 25-6-2012 15:01
kalau bayar sendiri, cas nya akan munasabah skett ke?  |
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Reply maharani_gebu
RM143.36 for 2 bottles of medicine: 90ml of brufen & 100ml of augmentin.. a ...
dasatgiler Post at 25-6-2012 04:29 PM
ok, i dah check td dgn ot...
yup, mmg kalau masuk OT mmg akan ader 2 orang anaesthetist... satu yg lead the operation... the other one before the operation.... |
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kalau bayar sendiri, cas nya akan munasabah skett ke?
Hana Post at 25-6-2012 04:39 PM
yup.... masih blh bincang lg... even, ader 2 jenis discount... satu discount dr hospital, satu lagi discount dari consultant sindri.... |
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Soalan : kenapa ko nak appeal sedangkan insurans yang tanggung? tak paham. |
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Reply 25# maharani_gebu
ha tu la pasal.. hanya jauhari mengenal manikam, hanya org2 yg bekerja di hospital swasta cam maharani_gebu jer yg boleh nampak benda2 cenggini.. 
admitted 1st time:
adm date/time: 17/06/2012 / 17:00
disch date/time: 18/06/2012 / 12:38
admitted 2nd time:
adm date/time: 22/06/2012 / 08:13
disch date/time: 22/06/2012 / 15:56
yg peliknya 2nd time, cuma kumarasamy - anaesthetist RM230.00 dan dr t kanagesvaran tak caj for anaesthetist pulak this time around.. aiyak penin.. penin.. |
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Reply maharani_gebu
ha tu la pasal.. hanya jauhari mengenal manikam, hanya org2 yg bekerja di h ...
dasatgiler Post at 25-6-2012 04:46 PM
mmg ar sbb yu wat operation sekali jer kan... kalau dia caj 2x mmg sajer ar tu... anaestetik ni kalau ikut bhs kita pakar bius..... |
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Soalan : kenapa ko nak appeal sedangkan insurans yang tanggung? tak paham.
Hana Post at 25-6-2012 04:43 PM
takut overlimit kot... bkn nk mintk tp in case ade kes cenggin isenang ar nk wat justifikasi.... |
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Reply 30# Hana
antara sebab2nya:
1. medical kad aku nih co-takaful, so aku kena up front 10%
2. aku dah kena 2 kali co-takaful + 1 top up = RM1,050 walhal ni kes yg sama
3. aku ragu sebab masa doktor cakap ibu jari kaki anak aku patah tapi bila tgk x-ray takde menda pun.. plus luka nya dibandage sahaja, kalau patah misti kena simen tul tak?
4. aku rasa hospital overcharged aku a.k.a sembelih aku (walaupun hakikat nya insurance byr) sampai RM8k++ utk treatment luka yg hanya perlu jahitan sahaja..
5. daily benefit anak aku cuma RM50 saja.. so RM50 jerk la aku boleh claim balik kat insurance aku kan since day admitted 1 hari jer?
6. aku concern annual limit coverage anak aku.. sedangkan luka kat jari dah kena RM8k, ntah berapa KPJ charge utk sambung tangan putus agaknye (nauzubillah)
7. aku nak second opinion drpd org yg familiar/pernah mengalami keadaan ni |
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Reply 33# maharani_gebu
betul tu.. tak tau esok2 bln dpan apa kecelakaan yg ada..
limit dia 50k je setahun.. |
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Reply 34# dasatgiler
selain daily benefit, aku rs ko akan dpt duit poket utk "pampasan" accidental, surgery etc...
tp x pasti lak jumlah dia brp.. |
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my sis pernah xcident kat rmh..speaker besar zaman tok kaduk jatuh hempap ibu jari kaki dia..xde bleeding ke aper..cuma bengkak yg amat dan berdenyut2..next day pergi hospital pantai,doc xray tgk tulang kat ibu jari mmg pecah..tgk xray mmg ada nmpk tulang tu pecah 3 4 pieces..so masuk ot, stay 4 mlm kat 2-beded room..dpt bil around 5k..tp dia x ckp pe la sbb company yg byr..ada insurance.. |
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mak aih.. mahainya.. kalo cenggini, baik p sepital kerajaan je. gile cekik darah. tak dosa ke dorang menipu duit cenggini? haish...  |
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rasanya sebab claim insurans kot sebab tu mahal. ayah saya masuk kpj dekat bandar perda di pulau pinang kena RM1600 je. Kena dok hospital seminggu sebab demam+kena alegik teruk. Tapi bayar sendiri le tak claim insuran. Maybe yang TT kena mahal sebab x-ray kot.
Kalau nak murah pergi hospital kerajaan, murah je bayar RM20 je utk registration. Kalau budak kalau tak silap hospital kerajaan akan bagi priority treatment (maksudnya akan rawat dulu). kalau ada surat dari klinik lagi cepat dapat treatment. cuma hazab sikit mulut makcik-makcik nurse kot  |
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cas mahai sbb nurse kat spital swasta suma bagus2..marah pon leh senyum..kalu spital gomen, jgn mimpila...betoi tak maharani_gebu? |
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Category: Belia & Informasi
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Post time 25-6-2012 03:59 PM
Author
