Buat Duit Dengan Pelaburan

hasribus · Post time 2-2-2008 01:30 AM

Originally posted by JFK at 30-1-2008 09:49 AM
ada tak siapa kat sini..yg masih bekerja makan gaji sepenuh masa(bukan bisnes sendiri/part timer) tapi telah buat a lot of money ( minimum 3k sebulan) hanya dengan membuat pelaburan. x kisah lah ...

hi jfk...haku just menyampuk sikit.

memang it's everyone's dream to have those kind of investment that will give us regular income...in yr case monthly RM3k. and let me tell you, it is possible.

Tp bila kita citer pasal pelaburan...kena tanya ko balik, how much capital ko ada? pelaburan camner ko nak? kecairan macam mana ko nak? risk profile pulak macam mana? how much risk are u willing to take? how long is yr investment time frame?

The questions semua tuh soalan berbentuk generic. As long as an investment is a legal investment, those questions will definately come in the picture. Otherwise, it's a low risk depository product with low yields requiring huge capital, or a high yield investment plan (hyip) scam that promises high returns, more often in a pyramid system.

shahgti · Post time 2-2-2008 07:28 AM

Originally posted by hasribus at 2-2-2008 01:30 AM

hi jfk...haku just menyampuk sikit.

memang it's everyone's dream to have those kind of investment that will give us regular income...in yr case monthly RM3k. and let me tell you, it is pos ...

well said....basically these are the main question we should hv all the answer before we can anticipate how much we can grow fr investment....

tobby · Post time 2-2-2008 08:52 AM

Coba test korang punya Money Personality. then korang boleh tahu mcmn korang punya pilihan investment.  Coba test kat sini  KLIK

Contoh soalan:
13)  When it comes to retirement...

  A.  I am very systematic about planning for my future and feel reasonably confident that I will have enough to retire comfortably on.
  B.  I may not always save as much as I could or should, but am saving on a consistent basis and feel pretty confident that I will not have any problems.
  C.  I am somewhat worried as I have such a difficult time saving any money .
  D.  I am quite anxious, as I don't have any savings for the future and don't really know where to turn to in order to learn how .
  E.  I don't have any savings but am not too worried, the future will take care of itself.

JFK · Post time 2-2-2008 09:51 AM

kalo crude oil naik..or yg lain2 naik..kita x leh simpan minyak kan for personal usage?tp kita boleh simpan emas for personal usage.at the end of the day..paper money or emoney is no use..i might be sorta futuristic or obsessed or whatsoever...but the situation so real outthere...if ever we renung2kan...

tobby · Post time 2-2-2008 10:17 AM

kengkadang berbalah2 bab investment ni semata2 krn kita tak realize risk profile masing2 tak sama. high risk ppl sure tak sama approach mrk dgn medium & low risk type of ppl.

apa tah lagi perdebatan HYIP aka Skim Cepat Kaya supporter dah tentu lari jauh vs ASB & saham koperasi supporter.

not.around.Jack · Post time 3-2-2008 09:27 AM

in my humble observation(IMHOB),kita semua kena sedar esp...'org kita' ..bhw dlm situasi dimana matawang turun naik..pelaburan yg praktikal ialah yg jangka pendek. kalo pelaburan jgka pjg...wpun dividen 100% etc..NILAI nya kurg lebih sama masa kita mula melabur. dgn kata lain DIVIDEN/UNTUNG yg kita dapat bukanlah dividen yg kita paham dlm erti kata sebenar..tp lebih kpd ADJUSTMENT pd masa hdpan..

satu lagi...IMHOB...jgn takut sgt utk berhutang yg kena bayar monthly byk2 tu...sbb in long run...kita tak rugi,bahkan UNTUNG . let say kita kena bayar loan monthly rm1000...in long run let say 20-25 yrs...rm1k apa nilainya?

so apa pelaburan yg menguntungkan? sebaiknya yg tiada kaitan dgn matawang...tp harta...

mytrade · Post time 3-2-2008 11:00 AM

Originally posted by tobby at 2-2-2008 10:17 AM
kengkadang berbalah2 bab investment ni semata2 krn kita tak realize risk profile masing2 tak sama. high risk ppl sure tak sama approach mrk dgn medium & low risk type of ppl.

apa tah lagi per ...

betul tu bila cakap pasal pelaburan 2 perkara yg mst dimasukkan ialah jangkamasa dan risiko....dua2 ni berkait.....

mytrade · Post time 3-2-2008 11:05 AM

Originally posted by JFK at 2-2-2008 09:51 AM
kalo crude oil naik..or yg lain2 naik..kita x leh simpan minyak kan for personal usage?tp kita boleh simpan emas for personal usage.at the end of the day..paper money or emoney is no use..i might ...

sbb tu bila USD makin turun emas makin naik sbb org berebut utk simpan emas ....
minyak selain dari sbb masalah geografi spt konflik negara pengeluar,masalah cuaca yg menggugat pengeluaran, .... penurunan USD juga akan menaikkan rege minyak mentah....
kenapa USD makin merosot?????semua berkaitan dgn ekonomi amerika...

hasribus · Post time 3-2-2008 12:30 PM

Originally posted by JFK at 2-2-2008 09:51 AM
kalo crude oil naik..or yg lain2 naik..kita x leh simpan minyak kan for personal usage?tp kita boleh simpan emas for personal usage.at the end of the day..paper money or emoney is no use..i might ...

pelaburan dlm komoditi macam crude oil, crude palm oil nih, for niche group of individual investors jer. lain lain golongan investors yg invest dlm komoditi are fund managers (unit trust and hedge funds) and also companies...tu pon bukannya invest in the sense of buying the physical and raw material, tp dlm futures utk tujuan hedging etc.

sama gak dgn gold. memang buleh beli emas (cincin, gelang etc) and simpan. Tp the better way to invest in gold (haku rasa laa) is through certs macam maybank punya kijang emas tuh, because menagurangkan risiko mcm kecurian, workmanship, hilang etc.

paper money no use? well, it is not advisable to invest everything at one go. One should keep money for future investments as well for "bargain huntings"...just like the saying "When markets are down, cash is king"....

JFK · Post time 4-2-2008 09:13 AM

cash is king when we have something to cash in...land,gold dan seumpamanya..
time tu kalo ada keter jaguar pon..bila cash in..x jd king juga..

gold for personal usage is bullion gold..not gelang tgn etc..tp as long as it gold i wud be okay..

epitome · Post time 8-2-2008 11:32 AM

Originally posted by JFK at 30-1-2008 02:17 PM
correct...correct...correct....

ko ada invest dlm gold basis investment tak? x kisah la gold seketul atau gold ats nilaian jek ..

blom lagi... nak penuhkan ASB dulu..
dpt dividen 16K , haku beli la emas :eek:

JFK · Post time 9-2-2008 01:09 PM

nk tanya korg la..jam rolex sesuai ke dibuat pelaburan? jngka pjg kalo kita jual leh dpt hrga lebih mahal tak? tapi kalo rolex emas x dpt la nak pakai...tapi kalo rolex bukan emas tu laku tak kalo jual semula..

koko2 · Post time 9-2-2008 01:30 PM

ko rase cemana...?
aku rase ko dah ade jawapannya...cuma nak kepastian/semangat sketkan..?

ini jawapan dr aku....

1) contact/kengkawan ko dari golongan mana..?
2) now ni takde beza pun dr segi pembuatan antara brg ori & tak ori..
3) sedangkan brg kemas pun akan ada susutnilai jika di jual semula walapon
rega emas naik....ini kan pula rolex...
nak dpt profit rolex kena tunggu 10/20/30 thn lagi...
by that time..maintenance of that rolex kena jaga...

masnina · Post time 9-2-2008 02:19 PM

waaa banyaknya idea korang

JFK · Post time 9-2-2008 02:20 PM

aku rasa camna?aku x rasa apa2 kot..

1- apa mksud ko cntact? mksudnya rolex ni..mesti ada contact yg elit2 ker?

2- nk beli bnda mahal,tntula details skit bab ori x ori..itu settle la..

3- bab ni yg aku x pasti. adkah bila lama kita pegang,maka makin naik harganya..in the eyes of collector or in the eyes of investor..

koko2 · Post time 9-2-2008 04:14 PM

maksud aku ialah....

1) contact/kengkawan ko dari kelas apa..?
- elit..?
- korporat..?
- rekyat marhein kelas biasa..?

kalo dah ko beli rolex tujuan nak simpan..then juai balik...kalo kelas kengkawan ko majoriti dr rekyat marhein...
hmm.....tak tau la aku kalo depa sanggup bergolok gadai just for jam rolex.....

2) now ni who cares ko pakai brg ori @ tak..?
Brg tak ori pun kalo dah sejibik cam ori...& tak bole di-trace kepalsuannya melambak kat pasaran..
sedangkan berlian pelesu pun tak bley di-trace kepelesuannya...ini kan plak rolex....

dan lagi..nak simpan rolex it is not just beli...pakai sat...than simpan dlm kotak...
maintenance of the rolex tu kena jaga...

tapi..takpe...ko try la beli satu buat invest tgk..

JFK · Post time 9-2-2008 04:59 PM

1- apa lah agaknya mksud contact bg ko. bg aku cntact x le penting sgt..yg penting ada org nk beli. kalo nk jual rolex apa sgt la kelas contact kita..kalo opisboy mngkin x pakai rolex tp dia kenal org yg nak beli rolex dh cukup..x pnting plak siapa yg dia nk intro tu..opisboy or opisgal..yg pnting dia beli kita untung.settle dah..

2-ko nk beli rolex..ko gi p.street atau kedai tepi jalan,then ko beria2 nak tentukan ianya ori atau tak..aku rasa mcm beli dvd kat situ then tanya 'ini dvd ori ka?'. pilih2 la tempat ,dan yg penting kena la research dan berilmu le skit..

bab maintenance ni pon x la isu besar sgt...bukan nak jaga rumah atau kereta ..nak jaga jam jek..jam tu bukan lebih besar dari punggung kita pon...so maintenance nyer sesuai la dgn kedudukannya..

selain dr diatas...ada isu2 lain tak? kasi la isu2 mencabar atau idea yg lebih baik dr yg telah diberi..baru yg membaca leh pertimbangkan skit.

hasribus · Post time 9-2-2008 05:02 PM

Originally posted by JFK at 9-2-2008 01:09 PM
nk tanya korg la..jam rolex sesuai ke dibuat pelaburan? jngka pjg kalo kita jual leh dpt hrga lebih mahal tak? tapi kalo rolex emas x dpt la nak pakai...tapi kalo rolex bukan emas tu laku tak kal ...

ni haku rasa kalo limited edition nyer ok kot....
kalo yg biasa biasa tuh (price RM20k and below) tu haku rasa takde ler sangat....

cuma one thing laa....rolex nih selalu ada re-sale value. Kalo masuk pajak gadai pon laku. Tp appreciation in value for non limited edition nyer tak pasti sgt...

JFK · Post time 9-2-2008 05:04 PM

1- apa lah agaknya mksud contact bg ko. bg aku cntact x le penting sgt..yg penting ada org nk beli. kalo nk jual rolex apa sgt la kelas contact kita..kalo opisboy mngkin x pakai rolex tp dia kenal org yg nak beli rolex dh cukup..x pnting plak siapa yg dia nk intro tu..opisboy or opisgal..yg pnting dia beli kita untung.settle dah..

2-ko nk beli rolex..ko gi p.street atau kedai tepi jalan,then ko beria2 nak tentukan ianya ori atau tak..aku rasa mcm beli dvd kat situ then tanya 'ini dvd ori ka?'. pilih2 la tempat ,dan yg penting kena la research dan berilmu le skit..

bab maintenance ni pon x la isu besar sgt...bukan nak jaga rumah atau kereta ..nak jaga jam jek..jam tu bukan lebih besar dari punggung kita pon...so maintenance nyer sesuai la dgn kedudukannya..

selain dr diatas...ada isu2 lain tak? kasi la isu2 mencabar atau idea yg lebih baik dr yg telah diberi..baru yg membaca leh pertimbangkan skit.