[MERGED] -- All about insurance utk anak2

ibm632

Call dari No. Henpon .

dafina

i dah inform dia yg u nak call....hb i keje construction...mungkin time tu dia kat site n x dgr....

ibm632

Oooo... ok ... nanti kejap lagi I call dia.

babycha

jenglut,

klu dh ade prilink, bole convert p prubsntakafur ke?
cite skit...

jenglut

Originally posted by babycha at 24-8-2007 01:33 PM
jenglut,

klu dh ade prilink, bole convert p prubsntakafur ke?
cite skit...

Bole convert kalau polisi PruLink tu amik between feb 06 - nov 07..kene cepat2..try consult ejen awak

Benefit sama jek..but syariah compliance la..

[ Last edited by  jenglut at 24-8-2007 02:21 PM ]

ibm632

Kalau convert to tempoh benefit kematian tu kurang sikit... tapi tak banyak beza nyer

jenglut

erkkk..siapa cakap 'insuran' menipu/tak bayar/byk songel???

Bil anak salah sorang client masuk hospital KPJ group pakai medical kad PruBSN..semudah ABC..
Kami beri jaminan!

Last week bil, total RM3,000+, duduk wad 6 hari akibat sakit demam panas & sawan..
Medical kad cover bilik wad, ujian diagnostic & ubat..pastu dpt lg duit hospital elaun tunai RM150 per day (total=RM900)

dafina

maknanya RM900 tu duit poket kita lah erk...masuk n kuar sepital fre2 jer lah erk...

babycha

jenglut,

prulink dana unggul, xde surplus yea?
ade dgr cite x, bila prudential nak amik s'gor medical centre & darul ehsan medical as a panel?
baby dok s.alam. sjmc jauh skit...

jenglut

Originally posted by dafina at 27-8-2007 04:56 PM
maknanya RM900 tu duit poket kita lah erk...masuk n kuar sepital fre2 jer lah erk...

A'ah..RM900 tu duit poket..at least cover la duit minyak/mkn minum masa dok spital..

Masuk tu, still ada deposit..anyway bergantung pd hospital..sesetengah hospital tak kene kan deposit pun..paling min deposit RM200, paling max. RM300 jek..

Tp deposit ni, diorg akan kasi balik bila dah kuar hospital..

Deposit ni, mcm kita masuk hotel la..kan ada deposit..kalau kita tak curik towel hotel, tak rosakkan brg2 hotel..deposit tu dia pulangkan balik masa check out..

Sama la dgn deposit hospital, sbb dlm wad tu kan ada telepon, ada peti ais siap dgn snack, tin minuman..kalau pakai or rosakkan brg hospital..minus la deposit tuu..kalau tak pakai, depa return balik pd kita...

jenglut

Originally posted by babycha at 27-8-2007 05:16 PM
jenglut,

prulink dana unggul, xde surplus yea?
ade dgr cite x, bila prudential nak amik s'gor medical centre & darul ehsan medical as a panel?
baby dok s.alam. sjmc jauh skit...

---------------------------------------------------

Dana unggul takde surplus..tapi return tinggi..

Alahaiii..ciannye duduk jauh dr SJMC..buat masa ni panel hospital yg kat KL ialah:


**Tips utk cari medical kad: bole try call hospital, tanya diorg medical kad apa yg bagus buat masa ni..

Sbb apa certain2 hospital tidak di pilih menjd panel, antaranya:
- maybe tiada certain2 doctor pakar khusus eg. ENT/cardiology/radiology dll..
- maybe facilities/kemudahan tidak complete
- maybe tiada perkhidmatan 24 jam dan sebagainya..

Walaubagaimana pun, u still bole hantar baby u ke S'gor Medical Centre or Darul Ehsan Medical Centre..tapi reimbursement basis, maksudnya..'u bayar dulu, then u claim dgn Prudential later'.. No problem!

jenglut

I cuma nak announce recently, we just launched Takaful Cerdik (under PruBSN) dgn hanya mencarum with RM50 per month, pakej came with:

1. MEDICAL CARD worth RM150,000 for room & treatment in more than 40 private hospital in M'sia (cover up to 25yO)
2. duit poket hospital elaun RM50 per day
3. death benefit: RM10,000
4. Education Saving projected after 20 years: RM8,000**This is only apply with newborn baby

Sesapa ada baby & sehat, pls take this opportunity for the best gift to your child!
Starting with little as RM50, u can get above benefits..Nanti u dah ada budget lg, u bole top-up utk more education saving dia & other elaun2 duit poket..eg. elaun surgical, FREE parent premium dll.

Kalau anak ada penyakit or penah masuk hospital..leceh sket nak apply, bcoz might need to do medical check-up..tapi takpe, just try & apply..the medical check-up, we (PruBSN) will bear the expenses..

Sapa yg baru amik, dont forget to redeem your income tax (max. RM3,000)

Regards..

[ Last edited by  jenglut at 7-9-2007 02:24 AM ]

ibm632

Minimum umur utk masuk Takaful Cerdik ialah seaal 2 minggu. Harap ibubapa yg pentingkan tumbesaran anak2 ambik berat tentang bendi ni.

ibm632

Tabungan di Takaful cerdik ni seolah olah kita melabur kat unit Amanah .... cuma beza nyer kalau Bapa sakit kritikal atau meninggal simpanan terhenti disitu kalau di Unit Amanah tapi kalau di Takaful cerdik kalau di situasi tersebut Simpanan akan berterusan dan ianya seolah - olah bantuan biasiswa.

ibm632

Takaful Cerdik ..... utk plan .. Saving + Medical Card + Insuran

black_rose

saya nak tanya... sy penah apply utk insurans anak ....great eastern punya.. tp di tolak sbb my baby lahir prematured...dia suruh tunggu sampai umo 2 thn baru apply lain...

so nak tanya insurans yg lain pon sama jgk ker prosedur mcm ni ka.....

mclaren

berapa % average  retuns per annum yang expected to get from the investment kat takaful cerdik ni?

ibm632

Cuba tengok PM awak ....

ibm632

Untuk Takafulink Cerdik ni ... % average retuns per annum yang dlm quotation Bank negara bagi 9% manakala actual performance 26%...

Originally posted by mclaren at 19-9-2007 11:03 AM
berapa % average  retuns per annum yang expected to get from the investment kat takaful cerdik ni?

jenglut

Originally posted by black_rose at 19-9-2007 10:16 AM
saya nak tanya... sy penah apply utk insurans anak ....great eastern punya.. tp di tolak sbb my baby lahir prematured...dia suruh tunggu sampai umo 2 thn baru apply lain...

so nak tanya insur ...

Hi Black Rose,

Awak bole try cuba apply PruBSN medical kad..no harm..
Just declare the prematured birth..and company will look into it..
Dont worry, sbb i penah dpt kes mcm ni..& it's approved within 2 weeks

Moga baby awak sehat selalu & mendpt perlindungan secukupnya!